Lydell and Lydell Attorneys at Law

Lydell and Lydell Attorneys at Law Lydell & Lydell Attorneys at Law offer a wide variety of Estate Planning and Probate services. http:

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I'm sharing an article from an email by a fellow Estate Planning colleague. He is brilliant, and if you are in North Car...
02/24/2026

I'm sharing an article from an email by a fellow Estate Planning colleague. He is brilliant, and if you are in North Carolina and need estate planning he is absolutely who you should contact. If you are in California or Tennessee, I can help you with creating or reviewing your Estate Plan. The following is from his email, and the link at the bottom is an article everyone should read to be aware of the danger of a "simple" estate plan.

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When “Simple” Isn’t Enough
One of the most common words I hear in my office is “simple.” People want a simple estate plan, a simple retirement strategy, a simple way to help aging parents, or a simple approach to getting healthier. And to be clear, simplicity itself is not the problem. In fact, clarity and simplicity are often goals worth pursuing. The problem arises when something appears simple on the surface but isn’t truly understood underneath.
In this week’s main article, I Challenged a “Simple” Estate Plan (and Won), I walk through a real scenario involving a grandmother who believed she had created a straightforward plan: a basic Will combined with beneficiary designations. It looked clean. It looked efficient. It looked like it would protect her granddaughter while avoiding unnecessary complications. Instead, it produced the opposite result. An 18-year-old inherited $1.1 million outright, while the only asset actually controlled by the Will became trapped in a long-term, court-supervised trust. Nothing illegal occurred. Nothing improper happened. The documents simply operated exactly as written (poorly), and that was the problem.

Why simple estate plans sometimes create the exact problems families were trying to avoid

Very good article on 3 critical changes in estate planning in 2025If you have a current Estate Plan, and think this migh...
01/23/2025

Very good article on 3 critical changes in estate planning in 2025

If you have a current Estate Plan, and think this might affect you they should be discussed with your Estate Planning attorney.

If you don't have an Estate plan, or want to discuss your current plan, please reach out to me to schedule a free consultation.

You can message me here, or email me at [email protected]

As 2024 nears its end, new and potentially expiring laws can dramatically affect your estate planning.

JD Lydell
05/03/2024

JD Lydell

05/03/2024
It is not what a man does that is of final importance, but what he is in what he does. The atmosphere produced by a man,...
05/02/2024

It is not what a man does that is of final importance, but what he is in what he does. The atmosphere produced by a man, much more than his activities, has the lasting influence.

(Oswald Chambers, from "Baffled to Fight Better")

My post from April 2021:====================For those who don’t know what happened to me this last weekend, Sunday morni...
04/24/2024

My post from April 2021:
====================

For those who don’t know what happened to me this last weekend, Sunday morning, April 18th, I woke up at 5:05 AM from a dead sleep with this baby elephant sitting on my chest. At least that’s what it felt like. I sat up, and immediately knew all was not well. I woke Kerri up to tell her she had to take me to the hospital since I thought I was having a heart attack! At first Kerri thought I was waking her up because I was having a seizure but she quickly realized what I was saying After a quick prayer we were on the road very quickly to Auburn Faith Hospital 5 minutes away from our house. After the ER staff assessed me they confirmed I was indeed having a heart attack and needed to be transported to Sutter Roseville for the Cath Lab. That ride was about 15 minutes with lights and sirens, but it felt like it took FOREVER.

After arriving in Roseville I was whisked into the Cardiac Catheterization Lab, which looked like something out of NASA. They were waiting for me and ready to get started. They gave me a shot to “relax” me so my memory of that part is a little hazy. What I learned later is my heart attack was due to a 100% blockage of the “LAD” Artery (left anterior descending artery) and it has a special name the docs call it, the “Widowmaker,” as it has a very high fatality rate. The fact that we got to the hospital ASAP was key to my survival. The docs opened up the blockage and put in a stent to keep my artery open. While recovering I felt like I had been kicked in the chest by a horse. After a day in the ICU and another day in the Cardiac Telemetry unit I was discharged home.

So those are the basic facts of what happened. I’ve been ruminating for the past few days over what all this means, and what God wants me to learn from THIS experience. I think I could summarize all that came to me in the following: All we do, and all we have (including the number of our days on this planet) are in God’s hands.

Going back to the morning of my attack, in the ambulance at one point the pain was very intense and it felt like I wasn’t going to make it. For the second time in my life I was face to face with death. But surprisingly I had an overwhelming sense of peace and calm. I wasn’t panicked, scared or worried. My life was completely in God’s hands and I knew that my future, as well as that of my family was safe. I distinctly remember praying that if this was indeed my time to make it quick. I didn’t want myself or my family to have any unnecessary suffering. Don’t get me wrong - I wanted to live, yet I knew that being called home was a great alternative for me! In the days after my brother reminded me of what the Apostle Paul wrote to the church in Philippi while imprisoned for his faith, facing a Roman trial and possible death. Paul wrote the following honest discussion about his dilemma:

"For to me, to live is Christ and to die is gain. But if I am to live on in the flesh, this will mean fruitful labor for me; and I do not know which to choose. But I am hard-pressed from both directions, having the desire to depart and be with Christ, for that is very much better; yet to remain on in the flesh is more necessary for your sake. Convinced of this, I know that I will remain and continue with you all for your progress and joy in the faith, so that your proud confidence in me may abound in Christ Jesus through my coming to you again." (Philippians 1:21-26)

Paul chose to rejoice no matter what the outcome. He was so sure of who Christ was that he was convinced that whether he lived or died either way was good. All this because Christ was the absolute center of Paul’s life, and the very standard he measured all against.
With the benefit of hindsight we can see just how God was getting us ready for this. During 2020 we, like many of you, experienced a rough year, and for much of the time the focus was on politics and world events, while we waited to see what would happen in the fall elections. Following the Inauguration Kerri and I embarked into a deep time of study in the word, with a specific focus on what God says about the last days. We made it a priority to make sure we had our daily devotions and prayer together to start our day and not let anything get in the way of them. It feels like we were apprehended by God, and looking back we can see that God was strengthening our faith in Him and making sure we were grounded in Him and His Word to be watching world events through a biblical perspective. What we didn’t know was how He was also getting us ready for this event.

The day before my heart attack, Kerri and I were working around the yard together and she stopped and said “I feel like something big is about to happen.” We had no idea how true that would turn out to be.

I also realized looking back how quickly things progressed that morning. If you’re not prepared for a life threatening event, you may not have time to get right with God, or negotiate with him on what you’ll do if He’ll rescue you, etc. If you have the time, your mind will be full of emotion just dealing with the stress of whatever is happening. It’s not the time to try to set things straight. It’s much better to have your salvation secure before you’re caught in a life or death situation.

If you’re reading this right now and you’re not sure where you’re going to when your time on this planet comes to an end, I urge you to stop and make the decision to give your life to Christ. Did you know we are eternal beings, and will live eternally?

Choosing Jesus will settle where you will spend that eternity.

Your salvation was paid for in blood – the blood of a perfect, righteous man-God, Jesus Christ, who came to earth for one purpose: To save mankind from sin, Satan, death and eternal separation from God eternal condemnation for sin. You can make that choice now. In fact, you are a prayer away from your salvation; the Bible says, “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved. For it is with your heart that you believe and are justified, and it is with your mouth that you confess and are saved.” (Romans 10:9-10). With regard to Romans 10:9-10, if you have heeded the salvation call and you are ready to receive salvation, then say this prayer:

"Lord Jesus, I believe you came to die on the cross for my sins and was resurrected on the third day. I repent of my sins and ask for your forgiveness. I accept you as my Lord and Savior. Amen"

Congratulations! You are a born-again Christian now! Well done for sincerely accepting Jesus Christ as your Lord and Savior. Taking the decision to believe and become a follower of Jesus is your best decision ever; for you will never regret taking such a decision. The next step is to get into a good bible believing church and learn more of what God’s Word says for you and your life. If you have questions or want to talk please reach out to me! "

Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, (Col 3:23)Much of what ...
03/24/2024

Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, (Col 3:23)

Much of what I do as an attorney is in my office, behind my desk. If I'm not reading something, I'm responding, meeting with a client, talking to someone on the phone or by email. Of course there are the moments in court, but unlike the TV lawyers I don't get to work on just one case at a time, but we juggle a caseload to provide clients with a service, one that most can't do for themselves, or are unable to deal with the sometimes complex and overwhelming court system.

When I'm not meeting with a client, for the most part I'm working alone at my desk. It can be easy in those moments to get focused on the task at hand and forget that at the end of the day I'm really working for the Lord, and all that I do should be directed towards pleasing Him. How would he have viewed my conversation with opposing counsel? My email to someone? Are my words peppered with grace, love and respect? Am I conscious that as I work for Him, He will oversee and direct my efforts towards His ends? As I go to court, I always ask for His guidance and protection so that my words and actions are directed by and submitted to Him.

The Biblical Illustrator says the following: "There must be a full surrender of the whole being to Christ. “No man can serve two masters.” “He that is not with Me is against Me.” Alas! How many act as though they had made a bargain with Christ; that part of their nature should be given to Him, and part retained for the world and self. In certain circumstances they seem devout and earnest believers, in others frivolous and worldly Such a course is dishonoring to Christ, and injurious to their own souls."

I cannot act as if He is my Master when it's convenient. He is ALWAYS my Lord and Savior and my Master no matter what I am attending to.

How can you start to be conscious through your workdays (and non-workdays!) of who you are really working for?

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