Law Offices of Peter G. Macaluso, Bankruptcy Law Firm

04/20/2022

Federal Student Loan Repayment pause has recently been extended once again to August 31, 2022. Although this extension provides some relief for those still recovering financially from the COVID-19 crisis, it only delays the inevitable. But rest assured, there are options out there!
Generally, student loan debt is not dischargeable through bankruptcy. However, a Chapter 7 or Chapter 13 bankruptcy allows you to restructure and even eliminate qualifying debts, leaving you in a better position to begin student loan repayments come May.
Call The Law Offices of Peter G. Macaluso today at 916-392-6591 to discuss your options!

White House Press Secretary Jen Psaki told Pod Save America of potential relief student-loan borrowers could be getting as soon as this summer.

12/28/2021

The Biden Administration recently extended the pause on federal student loan repayments to May 1, 2022. Although this extension provides some relief for those still recovering financially from the COVID-19 crisis, it only delays the inevitable. But rest assured, there are options out there!

Generally, student loan debt is not dischargeable through bankruptcy. However, a Chapter 7 or Chapter 13 bankruptcy allows you to restructure and even eliminate qualifying debts, leaving you in a better position to begin student loan repayments come May.

Call The Law Offices of Peter G. Macaluso today at 916-392-6591 to discuss your options!

A moratorium was scheduled to expire early in 2022.

12/07/2021

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10/27/2021

Foreclosures are on the rise! According to the newest data, foreclosures are up 34% from the previous quarter, and 68% from a year ago.

Protect your home and stop foreclosure before it starts. Call the Law Offices of Peter G. Macaluso today to find out how Chapter 13 bankruptcy can help you find the financial freedom you deserve.

But filings are still below historical norms. And analysts aren't expecting anything like the foreclosure crisis during the last recession.

08/17/2021

The Biden Administration recently unveiled new mortgage assistance programs in the wake of the foreclosure moratorium expiration. While they help some homeowners, many are left with few options. Check out my blog to find out more.

If you are pending foreclosure on your home or your forbearance payments are too much, give our office a call today at (916) 392-6591 for a free consultation to discuss your options.

On July 31, 2021, the national moratorium on foreclosures expired. These provisions were put in place by the CARES Act introduced by Congress in the wake of an international pandemic that caused a significant economic downturn and spurred a wave of massive layoffs. Many homeowners turned to forbeara

08/12/2021

Check out our deal on Chapter 7 bankruptcy filing through NextDoor! Mention this ad and get $300.00 off your Chapter 7 bankruptcy filing.

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07/13/2021

Our doors are always open to those seeking an experienced bankruptcy and debt relief specialist. Visit pmbankruptcy.com or call (916) 392-6591 today!

Bankruptcy Attorney focusing on Chapter 7 & 13 Bankruptcy

03/22/2021

As of January 1, 2021, California's new Homestead Exemption law took effect which gives consumers far more power to protect their homes from creditors than ever before. This new law gives homeowners a minimum homestead exemption of $300,000, with a maximum of $600,000 depending upon the median home sale price in your county.

Check out the link below to get all the details!

If you are experiencing a pending foreclosure or other mounting debts, there has never been a better time to speak with a qualified and experienced attorney to see if bankruptcy is right for you. Call today for a FREE CONSULTATION at (916) 392-6591

On January 1, 2021, a major change to California’s homestead exemption will go into effect. This new law provides debtors with more power to protect their homes and is a great benefit to consumers up and down the Golden State.  What is a homestead exemption and how does it work in a ban

02/03/2021

We are often asked what the process is for a typical Chapter 7 Bankruptcy case. So, I put together a general Chapter 7 Bankruptcy timeline! Of course every person's case is a little different and may very well require additional Motions, documents, et cetera. That is why I believe it is best to have an knowledgeable, diligent, and experienced attorney at your side for your case. If you or someone you love are facing mounting credit card or medical debt, wage garnishment, or other debt issues, call the Law Office of Peter G. Macaluso today for a FREE CONSULTATION.

“How long is a Chapter 7 bankruptcy?” “What can I expect in my Chapter 7 bankruptcy?” These are just some of the questions that I am often asked when I meet with a potential client for a free consultation at The Law Offices of Peter G. Macaluso. A Chapter 7 bankruptcy is a relatively quick p...

09/08/2020

Our new website is live! Check it out at the link below.

Although we have been away from Facebook for some time, we continue to fight for the financial freedom of individuals, families, and small businesses across the Sacramento Valley.

If you or someone you know is facing foreclosure, wage garnishment, or harassing phone calls from creditors, do not hesitate to give our office a call to set up a free consultation at (916) 392-6591 (or submit a request on our new website 😄).

Sacramento Valley Bankruptcy Services

01/01/2016

Happy New Year! From all of us, we wish you and your family the very best for 2016.