09/02/2026
Using retirement savings for a home down payment is gaining attention as housing affordability remains a challenge for many prospective buyers. New research suggests there may be financial benefits in certain circumstances, but the decision requires careful consideration of long-term retirement goals and overall financial risk.
Read the full article to explore what the research found:
Real estate returns can meet or exceed stocks. But there are some major caveats to the data. Experts still aren't warm on the idea, either.