09/03/2026
π¨ BUYERS: Please don't do this before closing on your house!
You found the home. Your offer was accepted. Your mortgage is moving alongβ¦
You're not done yet! π
Before closing, avoid making major financial changes without first talking to your lender.
That can include:
β Financing new furniture
β Buying or leasing a new car
β Opening new credit cards
β Making large unexplained deposits
β Changing jobs without discussing it with your lender
β Running up your credit card balances
Your lender may verify your credit, employment, assets and finances again before closing.
That beautiful new couch can wait until AFTER you have the keys. ππ
When in doubt, ask your lender before making a financial move.