MRTA Financial Group Inc

10/07/2026

🚨 BUSINESS OWNERS: THE LAST QUARTER IS HERE!

Don’t wait until tax season to discover your books are incomplete or inaccurate. Now is the time to make sure your business records are in order before December 31st.

📚 WHY PROPER BOOKS MATTER

As your tax professional, we are not here to audit your business. However, when something doesn’t look right, tax preparers have a responsibility to make reasonable inquiries.

Poor or incomplete records can lead to:
❌ Missed deductions
❌ Incorrect income reporting
❌ Tax filing delays
❌ Costly mistakes
❌ Increased risk of penalties and compliance issues

Your business should have accurate, complete, and organized books and records throughout the year—not just when it’s time to file your tax return.

💼 LET MRTA FINANCIAL HELP YOU GET READY FOR YEAR-END

Option 1 — Full-Service Bookkeeping
📊 Bookkeeping services starting at ONLY $195/month
We help keep your books organized and ready for tax preparation.

Option 2 — You Do the Books, We Review Them
✔️ Quarterly bookkeeping review
✔️ Check for accuracy and potential issues
✔️ Help identify corrections needed before year-end
💰 Only $250 per quarter

⏰ DON’T WAIT UNTIL JANUARY!

The sooner we identify problems in your books, the easier—and often less expensive—it is to correct them.

Get your books in order NOW so you can finish the year with confidence and start tax season prepared.

📞 Call MRTA Financial today: (813) 677-3354
📩 [email protected]

MRTA Financial
Tax & Business Strategist
📌 Bookkeeping • Payroll • Tax Preparation • Tax Planning • Business Advisory

Your books tell the story of your business. Make sure the story is accurate.

10/01/2026

📢 BUSINESS TAX DEADLINE REMINDER

The 3rd quarter ended September 30, 2026. Make sure your payroll, sales tax, unemployment tax, and other filings are up to date.

📅 UPCOMING DEADLINES

🇺🇸 FEDERAL

October 31, 2026 — Due November 2
• Form 941 payroll tax return
• Federal payroll tax deposits
• FUTA deposits, if required

November 10, 2026
• Form 941 may be due for employers who made all payroll tax deposits on time.

🌴 FLORIDA

October 20, 2026
• Sales and Use Tax Return and payment, if applicable.

October 31, 2026 — Due November 2
• Florida Reemployment Tax Form RT-6 and payment, if required.

⚠️ Additional filings may apply based on your business type and activities.

📌 MRTA Financial can help with:

✔️ Payroll and sales tax
✔️ Reemployment tax
✔️ Quarterly filings
✔️ Tax compliance and planning

📞 Contact MRTA Financial at (813) 677-3354.

MRTA Financial
Tax & Business Strategist

This is a general reminder. Requirements vary by business.

09/29/2026

🇺🇸 ¿DECLARÓ INGRESOS CON UN ITIN Y AHORA TIENE UN NÚMERO DE SEGURO SOCIAL (SSN)?

Si usted trabajó y presentó declaraciones de impuestos utilizando un ITIN y posteriormente recibió un Número de Seguro Social (SSN), es importante revisar sus registros.

Una vez que recibe un SSN, debe dejar de utilizar el ITIN y notificar al IRS para que sus registros tributarios puedan ser asociados correctamente con su SSN.

Además, es importante revisar su registro de ingresos del Seguro Social. Sus años de trabajo y los ingresos reportados pueden ser relevantes para determinar sus futuros beneficios del Seguro Social, incluyendo beneficios de jubilación.

⚠️ ¡NO ESPERE HASTA LA JUBILACIÓN!

MRTA Financial puede ayudarle con:

✅ Revisión de sus declaraciones y registros anteriores
✅ Proceso para retirar/anular su ITIN
✅ Asistencia para asociar sus registros tributarios con su SSN
✅ Revisión de su historial de ingresos con el Seguro Social
✅ Asistencia con solicitudes de corrección de registros
✅ Representación ante el IRS y la Administración del Seguro Social (SSA), cuando corresponda

📌 Si durante años reportó ingresos con un ITIN y ahora tiene un SSN, este es el momento de revisar sus registros.

📞 Llame a MRTA Financial:
(813) 677-3354

🌐 www.mrtafinancial.com

MRTA Financial
Tax & Business Strategist
No espere hasta la jubilación. Revise sus registros ahora.

09/28/2026

📱 Publicación para redes sociales — Español

📢 ¡ATENCIÓN EMPLEADORES DE FLORIDA!

El salario mínimo de Florida aumenta el 30 de septiembre de 2026.

💵 Salario mínimo estándar
➡️ De $14.00 a $15.00 por hora

🍽️ Empleados que reciben propinas
➡️ Salario en efectivo directo: de $10.98 a $11.98 por hora
➡️ Basado en el crédito de propinas permitido de $3.02.

📅 Fecha efectiva: 30 de septiembre de 2026

✅ Los empleadores deben:
• Actualizar el sistema de nómina y las tarifas de pago
• Revisar la clasificación de sus empleados
• Verificar los requisitos aplicables a empleados que reciben propinas
• Actualizar los avisos de salario mínimo requeridos
• Revisar el presupuesto de nómina

⚠️ ¡No lo dejes para última hora!
Asegúrate de realizar los ajustes antes de tu próximo ciclo de pago.

📞 MRTA Financial
Nómina • Contabilidad • Impuestos • Servicios para Negocios
(813) 677-3354

📩 ¡Contáctanos para ayudarte con tu nómina y cumplimiento empresarial!

PequeñosNegocios Contabilidad Payroll MRTAFinancial Empresarios FloridaBusiness

09/28/2026

📢 EMPLOYERS: FLORIDA MINIMUM WAGE INCREASES SEPTEMBER 30, 2026!

If you have employees in Florida, it’s time to update your payroll rates.

💵 Standard Minimum Wage
➡️ Increases from $14.00 to $15.00 per hour

🍽️ Tipped Employees
➡️ Direct cash wage increases from $10.98 to $11.98 per hour, based on the $3.02 allowable tip credit.

📅 Effective: September 30, 2026

✅ Employers should:
• Update payroll systems and employee pay rates
• Review employee classifications
• Make sure tipped employees meet applicable requirements
• Update workplace minimum-wage notices
• Review payroll budgets for the increased labor cost

⚠️ Don’t wait until your next payroll to make the adjustment!

Need help making sure your payroll, bookkeeping, and business records are ready for the change?

📞 MRTA Financial
Tax & Business Strategist
📲 (813) 677-3354

MRTA Financial — Helping Your Business Stay Organized, Compliant & Prepared.

SmallBusiness BusinessOwners PayrollCompliance MRTAFinancial TippedEmployees EmployerReminder

09/17/2026

🇺🇸 SERVICIOS DE RENOVACIÓN DE ITIN — AUNQUE VIVA FUERA DE EE. UU.

¿Vive en México, Sur America o en otro país y necesita renovar su Número de Identificación Personal del Contribuyente (ITIN) de EE. UU.?

Es posible que no tenga que viajar a Estados Unidos para completar la renovación de su ITIN.

Como Agente de Aceptación Certificado por el IRS (CAA), MRTA Financial puede ayudar a los contribuyentes elegibles con el proceso de renovación del ITIN, incluyendo:

🌎 ¿Vive fuera del EE. UU.? ¡No hay problema! Podemos trabajar con usted de manera remota y orientarlo paso a paso durante todo el proceso.

Si su ITIN está vencido, no está seguro de si necesita renovarlo, o ha estado presentando declaraciones de impuestos de EE. UU. utilizando un ITIN y ahora necesita actualizar sus registros, contáctenos antes de enviar sus documentos al IRS por su cuenta.

📞 Llame al: (813) 677-3354
🌐 www.mrtafinancial.com

MRTA Financial
Marta Rodriguez, EA, MBA
Tax & Business Strategist
IRS Certifying Acceptance Agent (CAA)

09/17/2026

🇺🇸 ITIN RENEWAL SERVICES — EVEN IF YOU LIVE OUTSIDE THE U.S.

Do you live in Mexico or another country and need to renew your U.S. Individual Taxpayer Identification Number (ITIN)?

You may NOT need to travel to the United States just to complete your ITIN renewal.

As an IRS Certifying Acceptance Agent (CAA), MRTA Financial can assist eligible taxpayers with the ITIN renewal process.

🌎 Living in Mexico? No problem. We can work with you remotely and guide you through each step of the process.

If you have an expired ITIN, are unsure whether you need to renew, or have been filing U.S. tax returns using an ITIN and now need to update your records, contact us before sending documents to the IRS on your own.

📞 Call: (813) 677-3354
🌐 www.mrtafinancial.com

MRTA Financial
Marta Rodriguez, EA, MBA
Tax & Business Strategist

09/09/2026

💰 NO TAX ON TIPS? NOT EXACTLY!

There’s a lot of confusion about the new “No Tax on Tips” provision, so let’s clear it up! 👇

Tips are NOT completely tax-free.

The new federal provision allows eligible employees to claim a deduction for qualified tips — up to $25,000 on their federal income tax return, subject to eligibility requirements.

But that does NOT mean employees should stop reporting tips or that employers should stop including tips in payroll.

⚠️ Tips are still subject to:

✅ Social Security taxes
✅ Medicare taxes
✅ Federal unemployment tax (FUTA) — generally
✅ State unemployment taxes (SUTA) — subject to state rules

Employees: You still need to report your tips to your employer.

Employers: You still have payroll tax and reporting responsibilities for tipped employees.

👉 The important distinction is that “No Tax on Tips” is an income-tax deduction — it is NOT an exemption from payroll taxes.

Don’t let the name of the law cause confusion and potentially create payroll problems.

📞 Have questions about how this affects your payroll or your personal taxes?
Contact MRTA Financial Group, Inc. We can help you understand the rules and keep your business compliant.

Marta Rodriguez, MBA, EA
Tax & Business Strategist
📞 (813) 677-3354
🌐 www.mrtafinancial.com

TaxPlanning TaxTips RestaurantOwners BusinessOwners TaxCompliance MRTAFinancial

09/03/2026

09/03/2026

💰 NEW: The Saver’s Match Is Coming! 💰

Starting in 2027, eligible taxpayers may receive a federal match of up to $1,000 per year for saving toward retirement! 🎉

The new Saver’s Match can match up to 50% of eligible retirement contributions, helping low- and moderate-income individuals grow their retirement savings faster.

✅ Contribute up to $2,000
✅ Receive up to $1,000 in federal matching funds
✅ Available to eligible taxpayers who meet income and other requirements
✅ The match is deposited directly into a qualifying retirement account

📅 Important: The Saver’s Match begins with eligible retirement contributions made in 2027.

Now is the time to start planning for your financial future!

📞 MRTA Financial Group, Inc.
📍 Tax Planning & Strategy | Business Advisory | Bookkeeping & Payroll

IRSUpdates RetirementSavings