OnPoint Tax Relief, Inc.

OnPoint Tax Relief, Inc. We stop IRS collections. Legally resolving individuals and business IRS Issues. šŸŒšŸ’° Let us guide you through IRS challenges with our 24 years of expertise.

Reduce the amount you owe and penalties. Avoid levies, liens & federal prosecution.

Tracie Lowe is a Certified Public Accountant (CPA), financial strategist, and business leader known for helping individu...
04/29/2026

Tracie Lowe is a Certified Public Accountant (CPA), financial strategist, and business leader known for helping individuals and businesses navigate complex financial situations with confidence.

She is the owner of multiple brands including:

* OnPoint Tax Relief – specializing in IRS resolution and tax strategy
* OnPoint Financial Services – providing accounting, audit, and advisory services
* RefundCPA – focused on locating and processing refund settlements and unclaimed funds

With over 30 years of experience, including time at a Big 4 firm and serving as a Corporate CFO for a multi-million-dollar global company, Tracie brings both high-level corporate expertise and real-world problem-solving to her clients.

Today, she is recognized for:
✨ Turning complex tax situations into clear strategies
✨ Helping clients legally minimize what they owe and protect their income
✨ Providing year-round support—not just during tax season
✨ Building businesses and teaching financial literacy through initiatives like OnPoint Futures

At her core, Tracie Lowe is more than a CPA—she’s a financial advocate, strategist, and educator committed to helping people gain control of their financial future.

🚨 Missed the Tax Deadline… Now What?Answers From Tracie Lowe, CPASo April 15th came and went… and you didn’t file. Now w...
04/16/2026

🚨 Missed the Tax Deadline… Now What?
Answers From Tracie Lowe, CPA

So April 15th came and went… and you didn’t file. Now what? First—don’t panic. This happens more often than you think, and there are still smart steps you can take right now.

If you missed the deadline, the most important thing you can do is FILE YOUR RETURN ASAP. Even if you cannot pay the balance, filing reduces one of the biggest penalties. The IRS charges a higher penalty for not filing than for not paying—so getting that return submitted is your first win.

Next, if you owe, don’t ignore it. The balance will continue to grow with penalties and interest, but there are options. You may qualify for payment plans, temporary holds, or even reductions based on your situation. The key is to take action early before the IRS takes action on you.

And here’s the truth most people don’t realize—waiting only limits your options. The sooner you address it, the more control you keep over the outcome.

šŸ“ž Call to Action:
Don’t sit in stress or confusion. Let’s fix it. Contact Onpoint Tax Relief today for your free consultation.
šŸ“² 813-685-8400
🌐 www.TracieLoweCPA.com

🚨 Answers From The CPA: What Are the Main IRS Penalties on Tax Day? 🚨Tax Day is here… and the IRS has a few ā€œsurprisesā€ ...
04/15/2026

🚨 Answers From The CPA: What Are the Main IRS Penalties on Tax Day? 🚨

Tax Day is here… and the IRS has a few ā€œsurprisesā€ if you don’t meet your obligations. Let’s break this down in a simple way so you know exactly what to avoid:

āø»

1. Failure to File Penalty šŸ“„
This is the BIG one.
If you don’t file your tax return on time, the IRS charges 5% per month of the unpaid taxes — up to 25% total.

šŸ‘‰ Translation: Not filing is worse than not paying.

āø»

2. Failure to Pay Penalty šŸ’ø
Filed your return but didn’t pay?
You’ll be charged 0.5% per month on the unpaid balance.

šŸ‘‰ This is much lower than not filing — so always FILE even if you can’t pay!

āø»

3. Interest Charges šŸ“ˆ
On top of penalties, the IRS adds daily interest on what you owe.

šŸ‘‰ The longer you wait, the more it grows — like a bill that never sleeps.

āø»

4. Accuracy-Related Penalty āš ļø
Made errors or underreported income?
You could face a penalty of 20% of the underpaid amount.

šŸ‘‰ This is why guessing on your taxes is expensive.

āø»

5. Late Payment on Extensions ā³
An extension gives you more time to FILE…
āŒ NOT more time to PAY.

šŸ‘‰ If you don’t pay by Tax Day, penalties and interest still apply.

āø»

šŸ’” CPA TIP:
If you can’t pay your full balance — FILE anyway and set up a payment plan. This reduces your penalties significantly.

āø»

šŸ“£ Call to Action:
Don’t let penalties take your hard-earned money.

Contact Onpoint Tax Relief for a FREE consultation
šŸ“ž 813-685-8400
🌐 www.TracieLoweCPA.com

Tracie Lowe, CPA — Bringing You Tax Freedom šŸ’¼āœØ

🚫 What NOT to Do: Skip Filing Your Taxes Because You Can’t Pay 🚫Let’s clear this up—because this mistake costs people mo...
04/15/2026

🚫 What NOT to Do: Skip Filing Your Taxes Because You Can’t Pay 🚫

Let’s clear this up—because this mistake costs people more money every single year.

Too many taxpayers avoid filing by the deadline because they don’t have the money to pay the Internal Revenue Service.

āŒ BIG mistake.

Here’s why:

šŸ‘‰ The IRS actually penalizes you more for not filing than for not paying.
šŸ‘‰ The failure-to-file penalty can be up to 5% per month of what you owe.
šŸ‘‰ The failure-to-pay penalty is much lower—typically 0.5% per month.

šŸ’” Translation:
If you don’t file, your balance grows 10x faster in penalties.

āø»

āœ… What you SHOULD do instead:

āœ”ļø File your return on time — even if you can’t pay a dollar
āœ”ļø Set up a payment plan with the IRS
āœ”ļø Stay compliant to keep your options open for relief programs

āø»

šŸ’¬ Real Talk from Tracie Lowe, CPA:
Not filing doesn’t make the problem disappear… it makes it more expensive.

The IRS is much easier to work with when you’re compliant. Filing shows good faith—and that matters when negotiating.

āø»

šŸ“Œ Bottom Line:
File now. Pay later if you must.
But don’t let fear turn a manageable situation into a financial setback.

āø»

šŸ“² Call to Action:
Contact Onpoint Tax Relief today for a FREE consultation and let’s get you back on track the right way.

šŸ“² Tracie Lowe, CPA
🌐 www.TracieLoweCPA.com
šŸ“ž 813-685-8400

Here are the Top 5 Items to Bring to Your CPA Appointment for Taxes:1. All Income DocumentsBring every form that shows i...
04/11/2026

Here are the Top 5 Items to Bring to Your CPA Appointment for Taxes:

1. All Income Documents
Bring every form that shows income earned during the year—W-2s, 1099s, business income records, rental income, retirement distributions, and any side income. If it paid you, bring it.

2. Deduction & Expense Records
Include receipts, mileage logs, home office expenses, childcare costs, medical expenses (if applicable), and any business-related purchases. Proper documentation helps ensure you don’t miss valuable deductions.

3. Prior Year Tax Return
Your previous tax return helps your CPA track carryovers, credits, filing status, and ensures consistency year to year.

4. Identification & Family Documentation
Bring a valid federal ID (driver’s license or state ID) and Social Security cards for yourself, spouse, and dependents. For minors, also include birth certificates to verify dependent information.

5. Court or Custody Documents (If Applicable)
If there are shared custody arrangements or legal agreements, bring any court orders or custody documentation. This helps determine who can legally claim dependents and ensures proper filing compliance.

Being prepared helps your CPA work more efficiently and helps you avoid delays, corrections, or missed opportunities.

— Tracie Lowe CPA

A dormant trust can completely destroy the reason you created it.If no one is watching the accounts or knows where the d...
04/11/2026

A dormant trust can completely destroy the reason you created it.

If no one is watching the accounts or knows where the documents are, the assets inside the trust may eventually be turned over to the state as unclaimed property. When that happens, your full intent to transfer those assets to your loved ones through the trust can be lost, delayed, and become much more expensive to recover.

3 things every family should do today:

āœ”ļø Make sure the trustee has the signed trust documents and knows where they are stored.

āœ”ļø Monitor the trust bank and investment accounts regularly so they do not become dormant.

āœ”ļø Name an alternate trustee in case the first trustee cannot serve.

You worked too hard to build your assets. Don’t let a dormant trust leave your family fighting the state to recover what was meant for them.

:::

Pause. Just for a moment. 🌿Not everything needs an immediate answer. Sometimes the smartest move is to stop, reset, and ...
03/28/2026

Pause. Just for a moment. 🌿

Not everything needs an immediate answer. Sometimes the smartest move is to stop, reset, and look at things with fresh eyes.

At Tracie Lowe, CPA, we know that thoughtful decisions—especially financial ones—are made when you give yourself space to breathe and plan with intention.

Take the moment. The clarity will follow.

03/27/2026

šŸ’” Think you’re saving money by using shelf tax software?

šŸ˜¶ā€šŸŒ«ļøThink again.

Some people pay $200 for tax software and spend hours trying to figure it out—only to miss deductions they qualify for, forget important forms, or accidentally file incorrectly. The result? Stress, confusion, and potentially costly mistakes.

Compare that to working with Tracie Lowe, CPA, for just $450. We handle your taxes accurately, efficiently, and strategically, ensuring you claim every deduction and avoid costly penalties.

Because missing a deadline isn’t just inconvenient—it can lead to 25% or more in penalties. That’s money you could have saved or invested.

āœ… Stop guessing.
āœ… Stop stressing.
āœ… Get professional guidance for peace of mind.

šŸ“ž Contact us now for a free consultation or quote. Taxes should never be more expensive than they need to be!

āø»

03/22/2026

🚨 SCAM ALERT: Federal Tax Lien Letters That Look TOO Real 🚨

If you’ve recently had a federal tax lien filed, listen closely—this is important.

When the Internal Revenue Service files a lien, it becomes public record through your local county. That means third parties can legally access this information.

āš ļø Here’s where the scam begins:
Companies pull these public records and send official-looking letters that appear to be from the IRS or a government agency.

They may claim:
• They can remove your lien quickly
• You must pay immediately
• Payment should be sent to them, not the IRS

🚫 This is misleading—and often fraudulent.

Let’s be clear:
šŸ‘‰ The ONLY way to resolve or remove a federal tax lien is by working directly with the Internal Revenue Service or through a licensed professional acting on your behalf.

šŸ’” Red Flags to Watch For:
• Requests for payment to a third party not authorized
• Pressure to act urgently
• Letters that look ā€œgovernment officialā€ but have different contact info
• Promises to ā€œwipe outā€ your lien fast

āœ… Protect Yourself:
• Do NOT send money to unknown companies
• Verify all notices directly with the IRS
• Work with a trusted, credentialed professional

šŸ“Œ Remember:
If it doesn’t come directly from the IRS—or your authorized representative—it deserves a second look.

If you’re unsure about a letter you received, don’t guess. Get clarity before you pay.

šŸ“ž 813-685-8400
🌐 TracieLoweCPA.com

Tracie Lowe, CPA
Independently Rated Top 5% in Industry Since 2010

03/20/2026

🐾 CPA Insight: Are Service Animal Expenses Tax Deductible?

Great question—and one many taxpayers don’t realize has a clear answer.

If you have a qualified service animal, some of the associated costs may be tax deductible under medical expenses.

āœ”ļø What qualifies as a service animal?
An animal specifically trained to assist with a diagnosed medical condition—such as guiding vision, alerting to seizures, or supporting mobility.

āœ”ļø Deductible expenses may include:
• Purchase or training costs
• Food and grooming
• Veterinary care
• Equipment (leashes, harnesses, etc.)

āœ”ļø Important requirement:
• You must itemize deductions
• Expenses must exceed 7.5% of your AGI

🚫 What does NOT qualify?
Emotional support animals (ESAs) without specialized training typically do not qualify.

šŸ’” CPA Tip:
Documentation is everything. Keep:
• Doctor’s recommendation
• Training certifications
• Receipts for all expenses

šŸ‘€ Hint:
There is a strategic way some pet-related expenses can become deductible…
Let’s just say—it may involve business use. My doggie Nita is on the OnPoint TeamšŸ˜ŒšŸ’„šŸ¶

šŸ“Œ Not everything you hear online is correct, but there are opportunities if structured properly.

šŸ“ž Want to know if you qualify? Let’s review your situation.
Tracie Lowe, CPA
šŸ“± 813-685-8400
🌐 TracieLoweCPA.com

Address

10531 Bloomingdale Ridge Drive
Riverview, FL
33578

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Thursday 9am - 5pm
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