10/14/2026
Everyone's waiting for rates to drop. That's exactly why this is the moment. 📊
Yes, rates are at 7.40%. And here's what that created: more than 1 in 4 Tampa sellers just cut their price. The median list price is down 6.6% from last year. Condos are sitting on 7+ months of supply.
Translation: fewer buyers competing, more sellers negotiating, and real deals on the table — right now.
If you're buying: you don't need the lowest rate. You need the right price, the right terms, and a plan. Buy the discount today; if rates ease later, refinancing is a conversation for then — not a reason to wait now.
If you're selling: buyers are still out there — but they're only biting on homes priced right from day one. The sellers winning right now priced to the market, not to last year's headlines.
The opportunity is in the market everyone else is scared of.
Buying? DM me HOME. Selling? DM me SELL. 🔑
Nyra Elliott | Tampa Bay & South Shore Realtor
📞 813-544-7365
Sources: realtor.com Sept 2026, Freddie Mac (week ending Oct 8), Homes.com