ACE California Law

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ACE California Law

Real estate attorney & buyer’s advocate in California. Protecting your interests, not commissions. Call or DM for consults.

10/16/2026

TRUE or FALSE: A company can charge you upfront fees to help modify your mortgage. 🤔

❌ FALSE.

Under California law, it's generally illegal for anyone to collect fees for loan modification or foreclosure relief services before they've fully performed every service they promised.

Watch for these red flags 🚩
• Pressure to pay before any work is done
• Promises of "guaranteed" approval
• Being told to stop paying or stop talking to your lender
• Asking you to sign over your deed

If you paid upfront fees or think you've been the target of a loan modification scam, Ace California Law can help you understand your options.

Did you get this one right? Tell us in the comments 👇

General information only, not legal advice.

10/15/2026

🏡 Know Your Rights: Is your home protected from creditors?

If you're facing a judgment, a lawsuit or unexpected debt, it's natural to worry about your home. The good news: California's homestead exemption protects a portion of the equity in your primary residence.

Here's the short version:
✔️ The protected amount ranges from $300,000 to $600,000, based on the median home price in your county
✔️ It's adjusted each year for inflation
✔️ It generally applies to the home you actually live in

What it doesn't do: it won't shield you from your mortgage lender, property tax liens or certain other secured debts.

Every situation is different. If you want to understand how much of your home is protected, Ace California Law is here to help.

General information only, not legal advice.

10/14/2026

📖 Legal Term of the Week: Lis Pendens

Pronounced "lees PEN-dens," it's Latin for "a suit pending."

In California, a lis pendens (also called a notice of pending action) is recorded with the county when a lawsuit involves a claim to real property, like a claim to title or possession. Once it's recorded, anyone looking to buy or lend on that property is on notice of the dispute.

Why it matters:
🏠 Buyers and lenders often walk away from a property with a lis pendens on title
⏳ It can put a sale or refinance on hold until the case is resolved
⚖️ If one was recorded improperly, the owner may be able to ask the court to remove (expunge) it

Seeing a lis pendens on your property, or thinking about recording one? Ace California Law can help you understand your options.

General information only, not legal advice.

09/30/2026

When a storm damages your home, the last thing you need is a denial letter from your insurance company. ⛈️🏠

You've paid your premiums on time, and now, when you need help most, you're told "no." It's frustrating and stressful, but it isn't always the final answer.

Insurance companies don't always get it right the first time. Claims can be denied, delayed, or underpaid for reasons that may be worth challenging, and many homeowners don't realize they have the right to push back.

💬 Have you ever had to fight your insurance company over a claim? Share your experience below.

If your claim was denied or lowballed, Ace California Law can take a second look.
📞 (510) 681-0955
🌐 https://acecalifornialaw.com/

09/28/2026

Found your dream home? 🏡 That's the fun part! But before you get the keys, there's some important "homework" to do.

Before closing, make sure you review key documents like the property's CC&Rs, title report, easements, and disclosures. These can tell you things like what you're allowed to build, who else has rights to use part of your property, and any known issues with the home.

A little reading now can save you a lot of stress (and money) later. 🙌

💬 Have you ever been surprised by something you found out after buying a home? Tell us in the comments!

Have questions about your home purchase? Ace California Law is here to help.
📞 (510) 681-0955
🌐 https://acecalifornialaw.com/

08/27/2026

Nothing says summer like firing up the grill and getting everyone together. ☀️🍔

If you live in an HOA, it's a good idea to brush up on your community rules before hosting. Things like guest parking, noise, and common area use can all be governed by your HOA.

A quick check now means you can get back to what really matters—good food and great company.

🏡 Have questions about your HOA or property rights? Ace California Law is here to help.

📞 **(510) 681-0955** | **AceCaliforniaLaw.com**

08/21/2026

Buying a home isn't just about today—it's about where you see yourself in the years ahead. 🏡

Dreaming of adding a pool? Building an accessory dwelling unit (ADU) for family or rental income? Planning a major remodel?

Before you buy, make sure your future plans are possible. Local regulations, zoning requirements, and HOA rules can all impact what you can do with your property.

A little research now can help you avoid surprises later.

🏡 Thinking about buying a home? Ace California Law can help you understand the legal details before you close.

📞 (510) 681-0955 | AceCaliforniaLaw.com

08/19/2026

Don't worry... we do have lives outside the office. 😄

But when we're working on your case, we're fully invested in finding solutions and helping you move forward with confidence.

🏡 Have questions about a real estate or HOA matter? Contact Ace California Law today.

📞 (510) 681-0955 | AceCaliforniaLaw.com

08/17/2026

"Summer is one of the busiest times to buy a home in California—and while finding the perfect house is exciting, understanding the legal details is just as important.

Before closing, take time to review important documents like the property's CC&Rs, title report, easements, and disclosures. Knowing what comes with your purchase can help you make informed decisions and avoid unexpected surprises down the road.

🏡 Buying a home is one of the biggest investments you'll ever make. Make sure you know exactly what you're buying into.

Thinking about buying a home or have questions about your real estate transaction? Ace California Law is here to help.

📞 Call us at (510) 681-0955 or visit AceCaliforniaLaw.com to schedule a consultation.

"

08/13/2026

Think you know your property rights? 🤔

Some of the most common assumptions homeowners make about HOAs and property law aren't always true. Swipe through and test your knowledge with two quick True or False questions—you might be surprised by the answers.

🏡 Understanding your rights starts with knowing the facts.

Have questions about your HOA or property rights? Ace California Law is here to help.

📞 Call (510) 681-0955 or visit AceCaliforniaLaw.com to schedule a consultation.

Address

125 W Richmond Avenue Suite C
Richmond, CA
94801

Website

http://acecalifornialaw.com/

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