Moran Law Group

10/13/2026

Most people hope that there is a solution to their debt problems other than bankruptcy. Here's how I see the bankruptcy alternatives after 45 years of practice.

Everyone wants a solution to their debt problems without bankruptcy. But the truth is, bankruptcy alternatives often suck. The on-line story of one

10/07/2026

Do you know the things that determine how your business is treated when you file an individual bankruptcy?

Before you file bankruptcy, you need to know what happens to your business in your bankruptcy. And like so many things, there's no single, simple answer.

10/05/2026

https://www.irs.gov/newsroom/irs-reminder-cybersecurity-awareness-month-offers-simple-steps-to-protect-tax-data

IR-2026-119, Oct. 2, 2026 — The Internal Revenue Service today encouraged taxpayers to take simple steps to strengthen online security during Cybersecurity Awareness Month.

08/31/2026

Several clients recently suffered catastrophic losses to scammers claiming to be FBI agents. Approach such claims with caution.

08/24/2026

Americans everywhere are experiencing financial adversity.

State laws vary, so where you live may determine whether you’ll get to keep your home.

08/17/2026

Far from tanking your credit score for a decade, the facts show that your score goes up almost immediately upon filing.

After bankruptcy, credit scores go steadily up, says a 17 year study released by  the Consumer Financial Protection Bureau. Got that?  Scores go

08/03/2026

A financial fresh start is available if only....

It's not a bad economy, poor budgeting skills, or credit card interest that keep you from getting out of debt. It's emotions, not reasons, keep people

07/25/2026

Both of the exemption systems available in California protect cash in differing amounts. Money traceable to an exempt source may be safe in bankruptcy as well.

How much cash can you keep when you file bankruptcy? It's not as though you won't have living expenses after you file bankruptcy. You need to know how

07/18/2026

How the bankruptcy of a business owner affects the business itself is dependent on whether the business is a sole proprietorship, a corporation, or an LLC. The related question is which of the business' debts get discharged in the owner's bankruptcy.

Before you file bankruptcy, you need to know what happens to your business in your bankruptcy. And like so many things, there's no single, simple answer.

07/12/2026

Holding off considering a fresh start in bankruptcy for fear your credit report will be damaged for years? Then, you'll be surprised about the reality.

Will filing bankruptcy hurt my credit? Probably. Should that hit to your credit keep from filing bankruptcy?  Not by a long shot. Incredibly, I