Kimberly Swartz Realtor

05/29/2026

Everyday I drive by these guys and they just make me smile! Enjoy your time on this planet and learn to appreciate the small things that make you smile because they add up to make a beautiful big picture!

Kimberly Swartz
eXp Realty of Southern California CADRE #01730011
760-594-7399

05/28/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



www.kimmswartz.com

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/27/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.



www.kimmswartz.com

Let's be real with each other for a second about affordability.

05/27/2026

I thought I'd share a glimpse of my life and few of my favorite things.
🌅 Chasing sunsets and the beach!
🥾 Hiking the trails with friends and family!
🦋 Spotting butterflies (my dad) and hummingbirds (my brother)
and knowing they are my guardian angels!
🧳 Making memories on vacations with family and friends!..and so lucky to be able to do these things "Thanks to all of you", my clients who trust in me, because I love being a realtor in San Diego, California!

Kimberly Swartz
eXp Realty of Southern California CADRE #01730011
760-594-7399

05/25/2026

What Most Veterans Don't Know About Their VA Home Loan Benefit

VA home loans can put homeownership within reach, and a trusted lender can help make sure you understand the details before you move forward. If you’re active duty, you’ve served, or know someone who has, connect with a trusted lender who can walk you through whether you’d qualify and what the VA benefit offers. You may be able to buy a home sooner than you thought.



www.kimmswartz.com

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

05/25/2026

Today we pause. Not just for a long weekend, but to remember the ones who never made it home. 🇺🇸

Thank you will never be enough. But today, we say it with our whole hearts. 🙏

Kimberly Swartz
eXp Realty of Southern California CA DRE #01730011
760-594-7399

05/25/2026

Today we pause. Not just for a long weekend, but to remember the ones who never made it home.

Thank you will never be enough. But today and every day, we say it with our hearts "Thank You" 🙏

Kimberly Swartz
eXp Realty of Southern California CADRE #01730011
760-594-7399

05/21/2026

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.



www.kimmswartz.com

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/20/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.



www.kimmswartz.com

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/20/2026

A realtors life — nobody sees the realtor pacing around waiting to hear if we got the listing... or holding our breath while your offer is being reviewed! The stress is REAL.....
But you know what? Every anxious minute is worth it the second I get to say "It's YOURS!" 🏠
I truly love this job and getting to watch people's dreams become reality is everything! 💛
Ready to make YOUR dream happen? Call me — let's get to work!

Kimberly Swartz
eXp Realty of Southern California CADRE #01730011
760-594-7399