08/20/2026
Want a lower mortgage rate without touching your savings? π
Here's a strategy more buyers are catching onto: instead of paying discount points out of pocket to buy down your rate, you can use a sellerβs concession.
β No additional cash needed at closing
β Lower interest rate
β Lower monthly payment
Many buyers don't know how sellerβs concessions are negotiated into a purchase.
Every situation is different, so if you're buying in New York, let's talk about your goals. π‘
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Call us 24/7 π² 855-668-6108