10/26/2026
๐๐ก๐ ๐ฉ๐ก๐ข๐ฌ๐ก๐ข๐ง๐ ๐๐ฆ๐๐ข๐ฅ ๐ญ๐ก๐๐ญ ๐ฎ๐ฌ๐๐ ๐ญ๐จ ๐๐ ๐๐ฎ๐ฅ๐ฅ ๐จ๐ ๐ญ๐ฒ๐ฉ๐จ๐ฌ ๐๐ง๐ ๐จ๐๐ฏ๐ข๐จ๐ฎ๐ฌ๐ฅ๐ฒ ๐๐๐ค๐? ๐๐ก๐๐ญ'๐ฌ ๐ง๐จ๐ญ ๐ฐ๐ก๐๐ญ ๐ฒ๐จ๐ฎ'๐ซ๐ ๐ฎ๐ฉ ๐๐ ๐๐ข๐ง๐ฌ๐ญ ๐๐ง๐ฒ๐ฆ๐จ๐ซ๐.
AI can now research someone deeply in minutes and craft a message that's personal, convincing, and genuinely hard to question. Add deepfakes and government ID spoofing into the mix, and verifying who's actually on the other end of a transaction has quietly become one of the harder problems in consumer lending.
On the newest episode of Data Xposure, Fahad Diwan, JD, FIP talks with Rudy R., who holds a rare dual role as Chief Information Security Officer and Chief Privacy Officer at Avant, about exactly this shift, and a few other things worth knowing:
- ๐
๐ซ๐๐ฎ๐ ๐๐จ๐ฎ๐ง๐ญ๐๐ซ๐ฆ๐๐๐ฌ๐ฎ๐ซ๐๐ฌ ๐๐๐ง'๐ญ ๐ฌ๐ญ๐๐ฒ ๐ฌ๐ญ๐๐ญ๐ข๐ ๐๐ง๐ฒ๐ฆ๐จ๐ซ๐. The tools used to verify identity have to keep evolving at the same pace as the tools being used to fake it.
- ๐๐ก๐ ๐๐ข๐ ๐ก๐ญ ๐ข๐ฌ ๐ข๐ง๐๐ซ๐๐๐ฌ๐ข๐ง๐ ๐ฅ๐ฒ ๐๐ ๐ฏ๐ฌ. ๐๐. Vendor risk questionnaires that are clearly filled out by a model get reviewed by a model on the other end too, turning what used to take days into a fraction of the time.
- ๐๐๐๐ก๐ข๐ง๐๐ฌ ๐๐ซ๐ ๐ง๐จ๐ฐ ๐ฉ๐๐ซ๐ญ ๐จ๐ ๐ญ๐ก๐ ๐๐๐๐๐ฌ๐ฌ ๐ฉ๐ซ๐จ๐๐ฅ๐๐ฆ, ๐ง๐จ๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐ญ๐ก๐ ๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง. A growing share of what's logging into company systems isn't a person at all, it's a bot or an AI agent, and most security programs aren't built to tell the difference yet.
If you're in security, privacy, or risk in any form, this is a genuinely useful listen, not the generic "AI is scary" take, but a real look at how the defenses actually have to change.
https://www.exterro.com/resources/most-of-the-things-accessing-your-data-arent-people-anymore