Michael D O'Brien & Associates P.C.

Michael D O'Brien & Associates P.C. Michael D. O'Brien: We help Oregonians solve debt problems and restore long term financial security! We are debt relief attorneys who help solve debt problems.

Sometimes that involves bankruptcy. Sometimes, we craft unique solutions to solve your financial problems without the need to file bankruptcy. We treat all clients with dignity and respect, we listen and respond with integrity to educate our clients on all their options. Only then can a solution be determined and a strategy implemented

If you're only making minimum payments on high-interest credit cards, you may be paying thousands in interest without ev...
05/26/2026

If you're only making minimum payments on high-interest credit cards, you may be paying thousands in interest without ever touching the principal balance. This "debt treadmill" can last decades. Bankruptcy is a legal tool designed to break this cycle and provide a true fresh start. Michael D. O'Brien & Associates P.C. can help you calculate the best way to regain your financial freedom.

Find out if you can eliminate high-interest debt now.

If you’ve fallen behind on mortgage payments, the "wait and see" approach can be risky. In Oregon, the foreclosure proce...
05/22/2026

If you’ve fallen behind on mortgage payments, the "wait and see" approach can be risky. In Oregon, the foreclosure process can move quickly once it begins. A Chapter 13 filing can legally stop a foreclosure sale and give you a structured, 3-to-5-year window to pay back the missed payments. Michael D. O'Brien & Associates P.C. is dedicated to helping you stay in your home.

Contact us to discuss your foreclosure defense options.

We often hear from seniors on fixed incomes who believe they are "judgment proof" because their Social Security cannot b...
05/21/2026

We often hear from seniors on fixed incomes who believe they are "judgment proof" because their Social Security cannot be garnished. While true, creditors can still sue and place liens on your property or frozen bank accounts, causing significant stress. Michael D. O'Brien & Associates P.C. helps individuals on fixed incomes proactively protect their peace of mind and their assets.

Speak with our team about protecting your fixed income.

Many local business owners in Portland and Bend find themselves in a cycle of "debt stacking"—taking out one high-intere...
05/19/2026

Many local business owners in Portland and Bend find themselves in a cycle of "debt stacking"—taking out one high-interest merchant cash advance to pay another. This can lead to a rapid drain on your cash flow. You don't have to navigate this alone; there are legal ways to restructure these obligations and keep your business running. Trust Michael D. O'Brien & Associates P.C. to help you find a sustainable path forward.

Schedule a confidential evaluation for your business debt.

From Portland to Bend, and Clackamas to Tigard, financial recovery is a journey you don't have to take alone. We live an...
05/04/2026

From Portland to Bend, and Clackamas to Tigard, financial recovery is a journey you don't have to take alone. We live and work in your community, and we understand the specific challenges Oregonians face today. Whether it's stopping a garnishment or protecting your home, Michael D. O'Brien & Associates P.C. is your local partner for a fresh start.

Book your free, no-obligation case review today.

Common Question: "If I file for bankruptcy, does my spouse have to file too?"Answer: Not necessarily! In many cases, onl...
04/29/2026

Common Question: "If I file for bankruptcy, does my spouse have to file too?"
Answer: Not necessarily! In many cases, only one spouse needs to file to achieve the family's financial goals, often leaving the other spouse’s credit unaffected. Every family is unique, which is why Michael D. O'Brien & Associates P.C. offers tailored plans that fit your household's specific needs.

Call us for a confidential family debt review.

Is your phone constantly ringing with debt collectors? Once you file for bankruptcy, the "Automatic Stay" takes effect, ...
04/27/2026

Is your phone constantly ringing with debt collectors? Once you file for bankruptcy, the "Automatic Stay" takes effect, legally requiring creditors to stop all contact immediately. No more calls at work, no more letters in the mail, and no more stress. Michael D. O'Brien & Associates P.C. is here to give you back your peace and quiet.

Get the relief you need to sleep better tonight.

Are you dipping into your 401(k) or IRA to pay off credit cards? Stop. Most retirement accounts are fully protected (exe...
04/17/2026

Are you dipping into your 401(k) or IRA to pay off credit cards? Stop. Most retirement accounts are fully protected (exempt) in bankruptcy. You shouldn't have to sacrifice your future to pay for the past. Michael D. O'Brien & Associates P.C. specializes in asset protection strategies that keep your "nest egg" safe while resolving your current debt.

Find out how to protect your retirement savings.

Oregon small business owners often face a "ripple effect"—business debt quickly becomes personal debt. If you are strugg...
04/12/2026

Oregon small business owners often face a "ripple effect"—business debt quickly becomes personal debt. If you are struggling to keep your doors open, a Chapter 11 reorganization or a strategic Chapter 13 plan can help you manage liabilities without losing the company you built. Michael D. O'Brien & Associates P.C. provides clear-headed solutions for local entrepreneurs.

Schedule your business debt evaluation now.

Myth: "Bankruptcy will ruin my credit forever."Fact: While a filing appears on your report, many clients see their score...
04/08/2026

Myth: "Bankruptcy will ruin my credit forever."
Fact: While a filing appears on your report, many clients see their scores begin to improve within 12–24 months. Why? Because you’ve eliminated the high debt-to-income ratio that was dragging you down. Think of it as a temporary setback for a long-term gain. Michael D. O'Brien & Associates P.C. is here to help you rebuild on a solid foundation.

Learn the facts about life after bankruptcy today.

Address

7609 SW Beveland Road
Portland, OR
97223

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+15037863800

Website

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