Michael D O'Brien & Associates P.C.

Call Directions Website Contact the business

Michael D O'Brien & Associates P.C. Michael D. O'Brien: We help Oregonians solve debt problems and restore long term financial security! We are debt relief attorneys who help solve debt problems.

Sometimes that involves bankruptcy. Sometimes, we craft unique solutions to solve your financial problems without the need to file bankruptcy. We treat all clients with dignity and respect, we listen and respond with integrity to educate our clients on all their options. Only then can a solution be determined and a strategy implemented

If you expect a significant tax refund, the timing of your bankruptcy petition requires careful planning. Tax refunds ea...
10/15/2026

If you expect a significant tax refund, the timing of your bankruptcy petition requires careful planning. Tax refunds earned before filing can be considered an asset that the bankruptcy trustee might claim unless properly protected or spent on essential living expenses prior to filing. Michael D. O'Brien & Associates P.C. provides clear guidance on timing your filing to preserve your funds legally.

Ask us how to plan your filing around upcoming tax refunds.

Homestead protection isn't limited to traditional single-family houses. Under Oregon bankruptcy law, the homestead exemp...
10/14/2026

Homestead protection isn't limited to traditional single-family houses. Under Oregon bankruptcy law, the homestead exemption also applies to manufactured homes, mobile homes, and floating homes used as your primary residence. This allows Oregonians living in non-traditional housing to protect their home equity during financial hardship. Michael D. O'Brien & Associates P.C. ensures your living arrangements stay secure.

Discover how Oregon exemptions protect your primary residence.

From Portland to Bend and Eugene, financial challenges can affect anyone. Seeking professional legal support isn't about...
08/31/2026

From Portland to Bend and Eugene, financial challenges can affect anyone. Seeking professional legal support isn't about giving up—it is a proactive decision to take back control of your financial security and protect your family's future. Michael D. O'Brien & Associates P.C. brings decades of local experience to ensure you get the compassionate service you deserve.

Book your free, confidential case review with our team.

If you are considering bankruptcy, it is critical to stop using your credit cards immediately. Taking out cash advances ...
08/29/2026

If you are considering bankruptcy, it is critical to stop using your credit cards immediately. Taking out cash advances or making purchases for "luxury goods" over a certain threshold within 90 days before filing can lead creditors to challenge whether those specific debts can be erased. Michael D. O'Brien & Associates P.C. helps you plan the timing of your petition safely and legally.

Get clear advice before taking steps toward debt filing.

When filing for bankruptcy, you have the choice to "assume" (keep) or "reject" (walk away from) unexpired personal contr...
08/18/2026

When filing for bankruptcy, you have the choice to "assume" (keep) or "reject" (walk away from) unexpired personal contracts, such as vehicle leases or residential rentals. If a lease is no longer affordable, rejecting it allows you to hand back the property and erase any remaining financial penalties for breaking the agreement. Michael D. O'Brien & Associates P.C. helps you evaluate which contracts still serve your financial goals.

Review your options for unmanageable lease agreements.

In bankruptcy proceedings, not all debts are treated equally. Alimony, child support, and domestic support obligations a...
08/15/2026

In bankruptcy proceedings, not all debts are treated equally. Alimony, child support, and domestic support obligations are classified as priority debts that cannot be discharged. However, filing a Chapter 13 plan allows you to organize past-due support payments into a manageable 3-to-5-year structure while clearing other consumer debts. Michael D. O'Brien & Associates P.C. helps you balance family obligations alongside debt relief.

Schedule a consultation to discuss prioritizing your debts.

If you are facing an impending disconnection of your electricity, gas, or water service due to past-due bills, filing fo...
08/12/2026

If you are facing an impending disconnection of your electricity, gas, or water service due to past-due bills, filing for bankruptcy provides immediate relief. Federal law requires utility companies to restore or maintain service once a petition is filed, giving you a 20-day window to provide a reasonable security deposit for future service. Let Michael D. O'Brien & Associates P.C. help keep your home’s essential services running.

Learn how to protect your household utilities today.

Many people wonder how courts decide who qualifies for Chapter 7 debt relief. The process relies on the "Means Test," a ...
08/08/2026

Many people wonder how courts decide who qualifies for Chapter 7 debt relief. The process relies on the "Means Test," a formula comparing your average household income over the last six months to Oregon’s median income for a family of your size. Even if you earn above the median, allowed expense deductions can still help you qualify. Michael D. O'Brien & Associates P.C. can run these calculations to find your best path forward.

Find out if you pass the Chapter 7 Means Test now.

When considering bankruptcy, the biggest choice is often between liquidation (Chapter 7) and reorganization (Chapter 13)...
07/28/2026

When considering bankruptcy, the biggest choice is often between liquidation (Chapter 7) and reorganization (Chapter 13). While Chapter 7 focuses on a swift exit from unsecured debt, Chapter 13 acts as an active asset protection tool, allowing you to catch up on missed secured payments over a multi-year plan. Michael D. O'Brien & Associates P.C. provides personalized analysis to determine the right fit for your household.

Discover the best chapter for your financial recovery.

If you’ve owned your vehicle for more than 910 days (about 2.5 years) and owe more than the car is actually worth, a Cha...
07/26/2026

If you’ve owned your vehicle for more than 910 days (about 2.5 years) and owe more than the car is actually worth, a Chapter 13 bankruptcy allows for a "cramdown." This powerful tool lets you reduce the loan balance to the actual market value of the car and often lowers your interest rate. Michael D. O'Brien & Associates P.C. helps Oregon drivers lower their auto debt to match reality.

Find out if you qualify for a vehicle loan cramdown.

Address

7609 SW Beveland Road
Portland, OR
97223

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+15037863800

Website

Alerts

Be the first to know and let us send you an email when Michael D O'Brien & Associates P.C. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Michael D O'Brien & Associates P.C.:

Shortcuts

Share

Category