Marshall Rosario Real Estate Broker

10/22/2026

**The sky is falling… or is the housing market just resetting?**

U.S. pending home sales have reportedly hit their lowest level since tracking began in 2001.

**Lower than during the 2008 financial crisis. Lower than during COVID.**

Yet we're hearing surprisingly little about it.

Buyers are struggling with affordability. Sellers are reluctant to give up low mortgage rates. And transaction activity has slowed dramatically.

But is this a warning of something much bigger, or simply a market finding its balance?

**I've been in real estate since 2013, and I'm interested in what everyone thinks.**

Are we heading toward a housing crisis, or is this a long-overdue market correction?

10/19/2026

Link in comments to Owner carry contract in

10/03/2026

Can't find a deal, or tired of the same old homes that have been sitting on the market for months? 💰 This bank-approved short sale comes with roughly $60K in equity available to a buyer, and I can also show you other off-market, equity grab homes.

Selling in this market feels hard, whether your home is sitting, you owe more than it's worth, or you just need a plan that works? 🔑 We're helping sellers get homes sold, and I'll walk you through your options.

Buyer or seller, DM me "DEAL" and let's talk.

Here's the home: 1460 Cornell Ave, Gladstone, OR. It's a short sale, and the price is already lender-approved.

🏡 4 bed | 3 bath | 2,038 sq ft
🛠 Extensive 2023 updates, including new windows and sliders, whole-home repiping, and new luxury vinyl plank flooring
🌳 Oversized lot with two new decks, a gazebo, and RV parking
👨‍👩‍👧 Flexible lower level, ideal for multi-generational living or a potential ADU
📍 Near I-205, HWY 99E, the Clackamas River, parks, schools, and shopping, all within about a mile.

Homeowners: wondering how a short sale compares with a cash or retail sale? I'll lay out your options in a confidential, no-pressure conversation.

Short sale terms are subject to lender approval and final closing terms. The equity figure is an estimate and not guaranteed. Off-market availability varies.

📩 DM me to tour this home, get access to more homes, or talk through your selling options.

08/02/2026

Deals on deals!

03/06/2026

🏡 JUST LISTED in Bethany!

Rare opportunity for a Main-Level Primary Suite on an oversized .23-acre lot backing to a peaceful greenspace. This 3,125 sq ft home offers the ultimate flexible floor plan for multi-generational living!

✨ Top Features:

4–5 Bed / 2.5 Bath: Includes main-floor den/office.

Brand New Roof: 50-year Presidential Comp (Dec 2025) with transferable warranty. 🛡️

Chef’s Kitchen: Granite, SS appliances, and island cooktop.

Bonus Room: Massive upper-level 4th bedroom with extra storage.

Prime Location: Highly desirable schools and a quick drive to Bethany Village.

This was the builder’s personal home—quality throughout! 🏗️

https://primenwhomes.com/13979-nw-greenwood-dr

View photos and detailed information for 13979 NW GREENWOOD DR, Portland, OR 97229 - Regional Multiple Listing Service (RMLS), MLS #202021511, don't miss your chance to own this hot property!

02/19/2026

💥We're Live in Gresham!💥

Quiet. One-Level, Cul-de-Sac living + Major Updates! 🏡✨

This updated single-level ranch features vaulted ceilings, a granite kitchen, and a primary suite with private deck access. With a 3-year-old roof, newer HVAC, and siding, the hard work is already done! 🛠️

All just steps from 32 acres of trails, pickleball, and a dog park at Gradin Sports Park. 🌳🎾

https://primenwhomes.com/2846-se-18th-cir

View photos and detailed information for 2846 SE 18TH CIR, Gresham, OR 97080 - Regional Multiple Listing Service (RMLS), MLS #460879464, don't miss your chance to own this hot property!

02/07/2026

Pending in !

Happy Saturday, all!

Above ALL else, oneanother 👊

01/15/2026

PENDING! Rates are now the lowest they've been in 3 years... things are starting to move again!

Thinking of buying, selling or investing (off market fixers available!), let's chat!

is picking up!

01/15/2026

Mortgage rates are the lowest they've been in 3 years! Will the trend continue?

The $200 Billion Plan

While much of the news focuses on the Federal Reserve, a major shift in housing policy just arrived from a different direction.

On January 8, 2026, President Trump announced a plan to use the "absolute fortune" in cash reserves held by Fannie Mae and Freddie Mac to lower mortgage rates directly.

What This Means for Your Monthly Payment:
Instead of waiting for the Fed to cut its benchmark rates, the administration is moving to lower the "mortgage spread." By directing Fannie and Freddie to purchase $200 billion in mortgage-backed securities, the government is essentially creating high demand for home loans, which helps pull interest rates down for the average borrower.

The Consumer Impact:
This isn't about "printing money"—it's about putting existing housing reserves to work. For those sitting on the sidelines, the goal is clear:

Lower Rates:
The 30-year fixed rate already dipped below 6% for the first time in three years following the announcement.

Easier Refinancing:
Lower rates allow current homeowners to trade high-interest debt for more manageable monthly payments.

Market Stability:
By acting as a "backstop," the policy aims to keep the housing market moving without relying on a central bank pivot.

A Bipartisan Goal:
Affordability Regardless of political leanings, everyone agrees that the "American Dream" has become too expensive. This strategy uses the Federal Housing Finance Agency (FHFA)—currently led by Director Bill Pulte—to bypass traditional hurdles and provide immediate relief to buyers and builders alike.

We are potentially moving toward a "housing-first" policy. By focusing on liquidity rather than just interest rate hikes, the government is signaling that it will protect home values while fighting to make monthly payments more affordable.

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11/25/2025

Stop letting banks call the shots! 🚫🏦

Savvy buyers are using Subject-To deals for easier, affordable homeownership. Lower mortgage rates, no bank qualifying, flexible down payments. Want in?

Gt your Sub-To Home Buyer’s Guide delivered instantly! https://primenwhomes.com/d8rdwdlx

Learn how buyers are securing lower payments and avoiding bank financing through Subject-To deals. Fill out the quick form below and your guide will be delivered instantly.