Ray Lopez - Realtor - Oregon & Southern California

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Ray Lopez - Realtor - Oregon & Southern California "Let's REAL ESTATE!" Ray takes pride in his strong ethical standards, following the guidelines set by the National Association of Realtors.

Providing information for Homeowners on how to sell their homes and assisting Buyers to find their dream home in Oregon (Lic #201255307) & Southern California (Lic #01883094). With over 15 years of experience in the real estate industry, Ray is dedicated to helping clients achieve their “American Dream” of homeownership and successful real estate investments. A full-time realtor who has seen the ups and downs of the market, Ray is equipped to guide his clients through any situation to ensure they get the most out of every transaction. As a 100% Code of Ethics certified agent, he is committed to providing exceptional care, clear communication, and a seamless experience for buyers and sellers alike. As a homeowner in Portland and Southern California himself, Ray understands the importance of pricing properties correctly and is committed to helping clients buy and sell homes at their true market value. Whether you’re buying or selling, Ray will be with you every step of the way, ensuring no detail is overlooked. With his experience, dedication, and client-first approach, he’s ready to help you make your real estate dreams come true. His personal motto, “Let’s REAL ESTATE!” reflects his passion for the industry and his commitment to helping clients navigate every step of their real estate journey.

A Little Zillow, A Little Ray, A Lot of Possibilities! Whether you’re house hunting, snooping on your neighbor’s home va...
10/10/2026

A Little Zillow, A Little Ray, A Lot of Possibilities! Whether you’re house hunting, snooping on your neighbor’s home value, or enjoying some late-night “Zillow porn,” I’m here for it!

Add RAY LOPEZ as your Zillow agent and share your favorite homes, questions, and tour requests straight to me—your true one-stop resource for real estate and vendor recommendations:

https://www.zillow.com/invitation/details?token=271be586-1f61-451b-8737-b3eec65e5f88

👉 OPEN HOUSE - 6404 NE 10th Ave, Portland OR 97211 đŸ‘ˆâ–¶ Saturday & Sunday 11am~1pm▶ 2 bedrooms / 2 bathrooms / basement / ...
10/10/2026

👉 OPEN HOUSE - 6404 NE 10th Ave, Portland OR 97211 👈

▶ Saturday & Sunday 11am~1pm
▶ 2 bedrooms / 2 bathrooms / basement / 1958 sqft / built 1908
▶ Offered at $599,999
▶ Woodlawn Neighborhood

This classic Portland home has been thoughtfully updated while preserving the character that makes older homes so special. Major improvements include a brand-new roof, new windows, full insulation, completely updated wiring and electrical system, plus an updated kitchen and bathroom. Inside, a custom-built breakfast nook creates the perfect spot for morning coffee, while original architectural details blend beautifully with modern finishes.

Best of all, this isn’t just a cosmetic remodel—the expensive behind-the-walls work has been done, too. Add the inviting front porch and walkable Woodlawn location, and you get old Portland charm with far fewer old-house projects.

Very close to Ranch Pizza, Woodlawn Coffee, Campana, Firehouse, Tamale Boy, Tough Luck & Lil' Barbecue, Breakside Brewery, Woodlawn Park, local markets, food carts, the Woodlawn Farmers Market, and more!

Can't wait to see you this weekend đŸ™‹â€â™‚ïž

Ray Lopez
971-626-1212
[email protected]
Works Real Estate

đŸ‘šâ€đŸ’» House hunting, spying on your neighbor’s home value, or just enjoying a little late-night “Zillow porn”? Add RAY LOPEZ as your agent for questions, saved homes, and tour requests—all straight to me! Open my Zillow profile: https://www.zillow.com/invitation/details?token=271be586-1f61-451b-8737-b3eec65e5f88 đŸ“Č

"Let's REAL ESTATE!"

(Listed by Nate Lampert)

Here or there...or maybe both? Let me help you & everybody you know buy real estate in both states đŸ™‹â€â™‚ïžwww.RayLopez.info
10/05/2026

Here or there...or maybe both? Let me help you & everybody you know buy real estate in both states đŸ™‹â€â™‚ïž

www.RayLopez.info

✹ Don’t Let 7% Rates Stop You: 3 Homebuying Strategies ✹Even when average mortgage rates are around 7%, buyers may be ab...
10/03/2026

✹ Don’t Let 7% Rates Stop You: 3 Homebuying Strategies ✹

Even when average mortgage rates are around 7%, buyers may be able to secure a noticeably lower rate. Realtor.com found that borrower rates varied from roughly 6.50% to 7.43%, depending on the borrower and lender.

1. Improve your credit score. Higher credit scores generally qualify for better mortgage pricing. Moving from a 680 to 720 score could improve borrowing power by about $3,200 on a $2,000 monthly principal-and-interest budget.
2. Be strategic with your down payment. More money down can help, but certain thresholds matter more than others. 20% down can eliminate PMI, while substantially larger down payments—around 30%–40%—may provide more meaningful rate improvements.
3. Shop multiple lenders. This may be the fastest and easiest way to save. Rates and programs vary among banks, correspondent lenders, and mortgage brokers. The study found that choosing a more competitive lender could improve the rate by about 0.19 percentage points, representing roughly $5,800 more purchasing power on the same $2,000 monthly budget.

Big takeaway for buyers: Don’t assume a 7% advertised mortgage rate is your mortgage rate. Improving your credit, structuring your down payment wisely, and comparing several lenders could save thousands—and potentially increase how much home you can afford.

www.RayLopez.info presents...👉 OPEN HOUSE - 6404 NE 10th Ave, Portland OR 97211 đŸ‘ˆâ–¶ Saturday & Sunday 11am~2pm▶ 2 bedro...
10/02/2026

www.RayLopez.info presents...

👉 OPEN HOUSE - 6404 NE 10th Ave, Portland OR 97211 👈

▶ Saturday & Sunday 11am~2pm
▶ 2 bedrooms / 2 bathrooms / 1958 sqft / built in 1908
▶ Offered at $599,999
▶ Woodlawn Neighborhood

This classic Portland home has been thoughtfully updated while preserving the character that makes older homes so special. Major improvements include a brand-new roof, new windows, full insulation, completely updated wiring and electrical system, plus an updated kitchen and bathroom. Inside, a custom-built breakfast nook creates the perfect spot for morning coffee, while original architectural details blend beautifully with modern finishes.

Best of all, this isn’t just a cosmetic remodel—the expensive behind-the-walls work has been done, too. Add the inviting front porch and walkable Woodlawn location, and you get old Portland charm with far fewer old-house projects.

Very close to Ranch Pizza, Woodlawn Coffee, Campana, Firehouse, Tamale Boy, Breakside Brewery, Woodlawn Park, local markets, food carts, the Woodlawn Farmers Market, and more!

Can't wait to see you this weekend đŸ™‹â€â™‚ïž

Ray Lopez
971-626-1212
[email protected]
Works Real Estate

"Let's REAL ESTATE!"

(Listed by Nate Lampert)

Thanks for the shout-out, Lady Liberty!
09/29/2026

Thanks for the shout-out, Lady Liberty!

Costco is known for bulk bargains, cheap gas, Kirkland products—and, apparently, it might even be good for nearby home v...
09/29/2026

Costco is known for bulk bargains, cheap gas, Kirkland products—and, apparently, it might even be good for nearby home values.

Research from the Vancouver School of Economics looked at Costco openings across the U.S. and found that, overall, a new Costco didn’t significantly change surrounding property values. However, the story was different in certain neighborhoods.

In higher-density counties, homes within five miles of a new Costco saw property values increase by about 7.9% within 2.5 years of the store opening. Higher-income areas experienced an increase of about 5.2%.

Why? Convenience matters. Costco offers groceries, gas, tires, pharmacy services, optical services and plenty of other everyday necessities in one location. A new Costco can also signal that a community has the population and economic strength to attract major retailers and future development.

But closer isn't always better. Homes directly next to a busy Costco could deal with increased traffic, delivery trucks, parking lot lights and noise. For many homeowners, the sweet spot may be living a few minutes away rather than right next door.

Bottom line: A nearby Costco won't automatically increase your home's value, but in the right neighborhood, it could be another amenity that makes the area more attractive to future buyers.

And hey—even if it doesn't raise your property value, cheaper gas and a $1.50 hot dog aren't bad neighborhood perks. 🌭🏠

Address

2054 N Vancouver Avenue
Portland, OR
97227

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