Oregon Fresh Start

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Oregon Fresh Start Additional Locations: Salem, Vancouver and Seattle We help consumers in both Oregon and Washington petition for relief under the Bankruptcy Code.

We also sue abusive debt collectors for violations of the Fair Debt Collections Practices Act. We are a debt relief agency helping people get out of debt, including, where appropriate, filing petitions for relief in both the Oregon and Washington bankruptcy courts.

When you file for bankruptcy, unexpired leases—like apartment rental agreements or vehicle leases—are classified as "exe...
10/14/2026

When you file for bankruptcy, unexpired leases—like apartment rental agreements or vehicle leases—are classified as "executory contracts." In most cases, if you are current on your payments and wish to keep your apartment or leased vehicle, you can simply assume the lease and keep going without interruption. Oregon Fresh Start guides you through handling your everyday contracts safely.

Reach out to learn how your rental lease is protected during bankruptcy!

With the holiday season around the corner, taking out new credit cards or high-interest personal loans to cover upcoming...
10/13/2026

With the holiday season around the corner, taking out new credit cards or high-interest personal loans to cover upcoming expenses can turn a temporary shortfall into years of financial distress. If existing debts are already consuming your monthly income, adding more credit is not the answer. Oregon Fresh Start can help you evaluate legal debt relief solutions so you can go into the end of the year with a clear budget.

Message us to schedule your confidential financial analysis today!

If you are a contractor, mechanic, tradesperson, or small business owner, you might worry that filing for bankruptcy mea...
09/22/2026

If you are a contractor, mechanic, tradesperson, or small business owner, you might worry that filing for bankruptcy means giving up the equipment you use to earn a living. Oregon law includes specific "tools of the trade" exemptions that allow you to keep essential work equipment while wiping out underlying debts. Oregon Fresh Start focuses on protecting your livelihood while clearing away liabilities.

Contact us to see how your work tools are protected during bankruptcy!

If a creditor obtains a court judgment against you, they may attempt to freeze and seize funds directly from your checki...
09/19/2026

If a creditor obtains a court judgment against you, they may attempt to freeze and seize funds directly from your checking or savings account through a bank levy. Filing for bankruptcy immediately halts bank levies and collection lawsuits, protecting your money so you can cover essential daily expenses. Oregon Fresh Start acts fast to put legal shields in place over your hard-earned funds.

Call us to learn how to protect your bank accounts from creditors!

Getting ready to file for bankruptcy is simpler than most people think. Gathering your recent pay stubs, tax returns, an...
08/29/2026

Getting ready to file for bankruptcy is simpler than most people think. Gathering your recent pay stubs, tax returns, and a list of regular monthly expenses is usually all it takes to start the process. Oregon Fresh Start handles the heavy lifting, legal paperwork, and court filings so you can focus on building a peaceful future.

Book your remote consultation with Oregon Fresh Start to begin your fresh start!

Unlike informal credit counseling or debt management plans that rely on voluntary creditor cooperation, Chapter 7 bankru...
08/23/2026

Unlike informal credit counseling or debt management plans that rely on voluntary creditor cooperation, Chapter 7 bankruptcy is a federal court order. It forces creditors to halt all collection attempts legally and provides a binding discharge of qualifying debts. Oregon Fresh Start offers straightforward legal tools that deliver guaranteed results.

Ask us about the legal advantages of federal debt discharge over informal plans!

High interest rates on car loans can trap you in a vehicle that is worth far less than what you owe. In a Chapter 13 ban...
08/22/2026

High interest rates on car loans can trap you in a vehicle that is worth far less than what you owe. In a Chapter 13 bankruptcy, you may be eligible for a "cramdown," which can lower your loan principal and interest rate to match the vehicle's true market value. Oregon Fresh Start helps you explore options to make your car payment affordable again.

Contact us to see if you qualify for a car loan adjustment!

Life changes, and so can your finances. If you are currently in a Chapter 13 repayment plan and experience a job change ...
08/18/2026

Life changes, and so can your finances. If you are currently in a Chapter 13 repayment plan and experience a job change or unexpected medical cost, your monthly payment amount can often be modified to match your new reality. Oregon Fresh Start works with you to keep your repayment plan realistic and manageable.

Message us to find out how flexible Chapter 13 repayment plans can be!

Filing for bankruptcy does not mean you will lose your apartment or rental home. As long as you stay current on your mon...
08/17/2026

Filing for bankruptcy does not mean you will lose your apartment or rental home. As long as you stay current on your monthly rent payments, your lease agreement remains intact and protected. Oregon Fresh Start provides the guidance needed to resolve old debts without disrupting your daily living situation.

Reach out today to see how bankruptcy protects your basic living needs!

Many people hesitate to seek debt relief because they fear someone will enter their home to take their furniture, electr...
08/07/2026

Many people hesitate to seek debt relief because they fear someone will enter their home to take their furniture, electronics, or personal belongings. Under Oregon exemption laws, household goods are protected up to generous limits. Oregon Fresh Start ensures your personal items stay right where they belong—with you.

Schedule a free consultation to review which assets are fully protected!

Address

2225 NE Alberta Street
Portland, OR
97211

Telephone

+15038606868

Website

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