GSJones Law Group, P.S.

09/04/2026

While Chapter 7 and Chapter 13 bankruptcies can remain on credit reports for up to 10 years, your borrowing options improve over time. Using secured credit cards and credit-builder loans can help restore your score and secure better loan terms.

Bankruptcy hurts your credit and may make it difficult to qualify for a personal loan — although it’s not impossible.

09/04/2026

A divorce decree outlines who pays specific debts, but creditors aren't bound by family court orders. If your name stays on a joint credit card, late payments can still impact your credit score. Learn how to protect your financial standing during divorce:

Ending a marriage doesn't always end the financial responsibility you have for shared credit card obligations.

09/03/2026

Choosing the right trust structure depends on your goals for flexibility, tax efficiency, and creditor protection. Exploring how revocable and irrevocable trusts function ensures your assets are managed according to your wishes.

Learn the differences between revocable and irrevocable trusts and how they impact your estate planning.

09/02/2026

Getting divorced later in life? A "gray divorce" requires unraveling decades of shared financial planning. From updating beneficiaries to tracking down all marital assets, here are the three critical financial moves you must make to protect your retirement.

Not all marriages are "happy ever after." Many couples are divorcing later in life, forcing older adults to rebuild retirement plans after sharing finances.

09/01/2026

Settling past-due accounts can help resolve severe delinquencies, but timing and debt size matter. Before negotiating with creditors or hiring a settlement firm, know your rights under federal credit reporting guidelines to protect your financial recovery.

Learn how debt settlement can impact your credit score and discover strategies to minimize negative effects on your financial health.

08/31/2026

Involved in a multi-vehicle accident? Comparative negligence rules determine how fault is divided and how much compensation you can recover. Learn how pure vs. modified fault laws impact auto crash claims.

Comparative negligence is a principle of tort law commonly used to assign blame and award monetary damages to injured parties in auto accidents.

08/31/2026

Huge news for small business owners! FinCEN has permanently ended the beneficial ownership reporting requirements under the Corporate Transparency Act for U.S. companies. See how this regulatory rollback impacts your business here.

https://home.treasury.gov/news/press-releases/sb0603

08/30/2026

Transferring property during divorce may be tax-free initially, but future sales can trigger significant capital gains liabilities. Understanding cost-basis rules and IRS exclusions helps protect your post-divorce financial stability.

Dividing assets fairly in a divorce means looking beyond their current values and asking whether they'll create tax liabilities — or tax breaks — in the future.

08/28/2026

A bankruptcy discharge gives you a fresh start, but rebuilding your credit takes proactive steps. From checking credit reports for discharged account errors to opening secured credit tools, taking control helps restore long-term stability.

https://www.experian.com/blogs/ask-experian/how-to-recover-from-bankruptcy/?

Recovering from bankruptcy takes time. Learn how to rebuild credit, manage money and create a stronger financial foundation.

08/28/2026

Navigating a military divorce involves unique federal guidelines, such as the Uniformed Services Former Spouses' Protection Act (USFSPA). From military pension division to healthcare eligibility, understanding these rules helps protect both parties.

Learn more: https://www.militaryonesource.mil/relationships/separation-divorce/divorced-military-spouse-rights-benefits/?

Learn about your rights and unique legal issues for divorced spouses due to military service. Here are some items to consider as you move through this process.