Collin County Homes for Sale - Jeanine Thames

Collin County Homes for Sale - Jeanine Thames You can breathe easy because getting your home sold for top dollar OR finding your dream home is my delight! Give me a call (972) 978-0476.

I'll work to make your real estate dreams come true!

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the tr...
12/20/2024

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. There are thousands of programs that offer an average benefit of nearly $17,000. To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies ...
12/18/2024

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home. Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type.

Depending on your needs and budget, a new build might be the opportunity you’ve been waiting for to bring your homebuyin...
12/16/2024

Depending on your needs and budget, a new build might be the opportunity you’ve been waiting for to bring your homebuying vision to life. If you’re interested in a brand-new home, let’s connect so you can check out what builders in your area are up to.

When planning a move, a newly built home might not be the first thing that comes to mind.

If the rising cost of living has you feeling stuck, know that you have options. Moving to a more affordable area could b...
12/13/2024

If the rising cost of living has you feeling stuck, know that you have options. Moving to a more affordable area could be the fresh start you need to get ahead financially and improve your quality of life.
But don’t try to tackle the process alone. With the help of a real estate agent who knows the area, you’ll be well-prepared to make a move. When you’re ready to take the first step, let’s connect.

Moving to a more affordable area could be the fresh start you need to get ahead financially.

If you’re wondering what it’ll take for prices to come down, it all goes back to supply and demand. With inventory still...
12/11/2024

If you’re wondering what it’ll take for prices to come down, it all goes back to supply and demand. With inventory still limited in most markets, prices are likely to remain steady or rise.
To see what’s happening with home prices where we live, let’s connect. That way you’ll have help understanding our market and making a plan that works for you.

You may be wondering if home prices are going to crash.

Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right no...
12/09/2024

Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you'll still be in this year’s sweet spot.

Thinking about selling your house? Here are a few reasons why you may want to do it this season.

There’s no denying today’s market is complex. But if you’re ready and able to buy right now, let’s connect to talk about...
12/06/2024

There’s no denying today’s market is complex. But if you’re ready and able to buy right now, let’s connect to talk about how we can still make your move happen. That way you can take advantage of the long-term advantages that come with homeownership, like your ability to build wealth as your home value rises.

Today’s mortgage rates and home prices may have you second-guessing whether it's still a good idea to buy a home right now.

If you’re planning to move and want to stay informed about where mortgage rates are heading, let’s connect.
12/04/2024

If you’re planning to move and want to stay informed about where mortgage rates are heading, let’s connect.

One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down?

If you're looking to get your foot in the door but are having a tough time with today’s affordability challenges, co-buy...
12/02/2024

If you're looking to get your foot in the door but are having a tough time with today’s affordability challenges, co-buying could be an option to make your move happen. But, it’s important to plan carefully and make sure all parties are clear on the details. To figure out if co-buying makes sense for you, let’s connect.

Buying a home in today’s market can feel like an uphill battle – especially with home prices and mortgage rates putting pressure on your budget.

There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true. Experts agre...
11/29/2024

There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true. Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Let’s connect if you have questions.

There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.

Remember, you can’t control what happens in the broader economy or when mortgage rates will come down. But there are act...
11/27/2024

Remember, you can’t control what happens in the broader economy or when mortgage rates will come down. But there are actions you can take that could help you set yourself up for success.
Let’s connect to go over what you can now do that’ll make a difference when you’re ready to make your move.

Chances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down.

While mortgage debt is high, rest assured the market isn’t on the brink of another crash. Instead, most homeowners are i...
11/25/2024

While mortgage debt is high, rest assured the market isn’t on the brink of another crash. Instead, most homeowners are in a strong position. If you have questions or concerns, let’s connect.

One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today.

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Plano, TX
75025

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