Advantage Credit Counseling Service

09/01/2026

Check out this wonderful review from one of our previous clients that we've helped get out of debt! Thank you so much for the kind words! We're so happy that we could help you eliminate your unsecured debt!

09/01/2026

🍂 Ready for a Fall financial reset? Small steps can lead to big savings! Check out our September newsletter!
https://conta.cc/4clanJM

Email from Advantage Credit Counseling Service Kickstart Your Financial Reset This Fall!   Advantage Advisor Monthly Newsletter: September - 2026   Give Your Finances A Fresh Start This Fall September

08/28/2026

𝐅𝐫𝐢𝐝𝐚𝐲 𝐫𝐞𝐦𝐢𝐧𝐝𝐞𝐫:

You don't have to have your entire financial life figured out today.

You just need to make one good money decision at a time.

And if today's good money decision is 𝐧𝐨𝐭 𝐨𝐫𝐝𝐞𝐫𝐢𝐧𝐠 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮 𝐚𝐛𝐬𝐨𝐥𝐮𝐭𝐞𝐥𝐲 𝐝𝐨 𝐧𝐨𝐭 𝐧𝐞𝐞𝐝 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐢𝐧𝐭𝐞𝐫𝐧𝐞𝐭 𝐚𝐭 𝟏𝟏:𝟒𝟕 𝐏𝐌 𝐭𝐨𝐧𝐢𝐠𝐡𝐭…

Then we're so proud of you. 😂👏

Happy Friday!

08/19/2026

🍂 Fall is the perfect time for a financial reset!

Before the holiday shopping, travel, and end-of-year expenses arrive, take a little time to get your finances organized.

Here are 7 money moves to make this fall:

💰 Review your budget
✂️ Cut or reduce unnecessary expenses
🎁 Make a holiday spending plan
💳 Check your credit card balances
🏦 Give your emergency fund some attention
📅 Plan for upcoming end-of-year expenses
🎯 Set ONE financial goal for the rest of the year

You don't have to completely overhaul your finances. A few small changes now can help you finish the year on stronger financial footing.

Read the full article for practical tips:
https://www.advantageccs.org/blog/fall-financial-reset-7-money-moves-to-make-before-the-holidays/

You don't need to completely overhaul your finances to make a difference. Here are seven money moves to make this fall.

08/14/2026

💰 Before the weekend starts, give your budget a quick check!

Weekend spending can add up quickly—dining out, shopping, entertainment, and those "just one more thing" impulse purchases.

Before you head out, take a few minutes to:
✔️ Check your remaining budget
✔️ Decide what you can comfortably spend
✔️ Look for free or low-cost activities
✔️ Avoid putting unnecessary purchases on a credit card

A little planning now can help you enjoy your weekend without creating a financial headache next week.

08/13/2026

RNIH Phase II is OPEN! 🏠

If you're a prospective first-time homebuyer in Allegheny County, now is the time to learn more about the Revitalizing Neighborhoods and Increasing Homeownership (RNIH) program.

RNIH Phase II is fully operational and currently accepting applications, offering eligible homebuyers an opportunity to receive assistance as they work toward sustainable homeownership.

Before you apply, make sure you understand the current program requirements and take a close look at your credit, debt, savings, and overall homebuying budget.

We've put together a guide covering what prospective homebuyers should know about RNIH Phase II and how to prepare financially for homeownership. We can also help with applications! Reach out to us today at 866-699-2227!

👉 Read the full article:
https://www.advantageccs.org/blog/rnih-phase-ii-what-prospective-homebuyers-should-know-before-it-reopens/

The Revitalizing Neighborhoods and Increasing Homeownership (RNIH) program was created to help address barriers to homeownership.

08/12/2026

💳 Making only the minimum payment on your credit card?

You're not alone—but minimum payments can keep you in debt for years, especially when you're carrying a large balance.

If you're struggling to make progress on your credit card debt, a Debt Management Program (DMP) may be an option worth exploring. A DMP can help you create a structured repayment plan and may make managing your unsecured debt more manageable.

👉 Learn more about how credit counseling can help: https://www.advantageccs.org/

AdvantageCCS offers consumer credit counseling and debt management, bankruptcy counseling, housing counseling, and financial education.

08/08/2026

🚫 Budget Myth:

"A budget means I can't have any fun."

Truth:

A good budget includes money for the things you enjoy—it simply helps you plan for them.

Budgets create freedom, not restrictions.

08/07/2026

✔️ Friday Financial Wellness Check

Can you answer "Yes" to these?

✅ I know my credit score.
✅ I have a monthly budget.
✅ I pay my bills on time.
✅ I know where my money goes.

How many checkmarks did you get? Need help with any of those? Give us a call at 1-866-699-2227 and speak to a certified credit counselor today!