Advantage Credit Counseling Service

10/14/2026

💳 Financial Wellness Wednesday! 💙

Are you making payments on your credit cards every month but barely seeing your balances go down? You're not alone!

High interest rates can make it feel like you're running on a financial treadmill. You're making progress, but you're not getting anywhere!

At Advantage CCS, our certified credit counselors can help you explore options to pay down debt, including a Debt Management Program (DMP).

✨ Less financial stress. More peace of mind. A plan for your future!

💙 Take the first step with a FREE credit counseling session!

🌐 www.advantageccs.org

AdvantageCCS offers consumer credit counseling and debt management, bankruptcy counseling, housing counseling, and financial education.

10/13/2026

💙 Another Client Success Story! 💙

We just received this wonderful testimonial from our former client, Andrea, and we're so happy for her! 🎉

Getting out of debt isn't always easy, but Andrea stayed determined, pushed through the tough times, and made it to her final payment! 👏

Stories like hers remind us why we love what we do. Andrea, thank you for trusting Advantage Credit Counseling Service to help you every step of the way! 💙

Struggling with debt? You don't have to face it alone. We're here to help! Give us a call at 1-866-699-2227 or visit us online at 🌐 www.advantageccs.org

10/09/2026

🏠💻 Working From Home? Could Your Landlord Charge You Extra Rent?

Remote work has changed how we live, but could it also change what we pay for housing?

Some renters are raising questions about additional fees tied to working from home. Is this really happening? What should tenants know before paying?

🔎 We explore this surprising rental housing issue in our newest blog post!

👉 Read more: https://www.advantageccs.org/blog/are-landlords-charging-renters-work-from-home-fees/

Are landlords charging work-from-home fees? Learn whether these extra rental charges are legal, why they impose them, and what renters should know.

10/08/2026

🎉 Congratulations, Anita! 🎉

We are incredibly proud to celebrate Anita of Advantage Credit Counseling Service, who was recently honored with a Housing Counselor Award at the Willissae's Agency for Vision and Empowerment (WAVE) First Annual Sneaker Ball! 👟✨

The Sneaker Ball recognized outstanding Housing Counselors who are making a meaningful difference in our communities, and Anita is truly deserving of this recognition.

As a Housing Counselor at AdvantageCCS, Anita brings compassion, knowledge, dedication, and a genuine commitment to helping individuals and families navigate their housing journeys. She works to empower people with the information and resources they need to move toward greater housing stability and financial well-being.

Anita, thank you for the heart you bring to your work and for the difference you make every day. Your commitment to serving others does not go unnoticed. ❤️

Congratulations on this well-deserved honor! We are so proud of you! 👏🏾🏆

10/07/2026

Give your shopping cart a timeout! ⏳

Before checking out with something you WANT, wait 24 hours. That little pause gives you time to check your budget, compare prices, and decide whether it's worth the cost.

If credit card bills are already crowding your budget, Advantage Credit Counseling Service offers free credit counseling to help you explore your options. 💚

Visit https://www.advantageccs.org/

10/05/2026

💰 Monday Money Tip: You don’t have to wait until your finances reach a breaking point to ask for help.
If credit card payments are getting harder to manage each month, now may be the right time to explore your options. A free credit counseling session with Advantage CCS can help you review your budget, understand your debt, and determine what steps make sense for you.
Getting help early can make a big difference. 💚
Visit AdvantageCCS.org to get started.

10/01/2026

🎃👻 Our October newsletter has arrived — and it’s packed with frighteningly helpful financial tips!

Don’t let money worries haunt you this fall. 🍂 Whether you’re looking to save more, manage debt, or simply make smarter financial decisions, Advantage CCS is here to help.

Grab your pumpkin spice and check out our latest newsletter! ☕🎃

👉 https://conta.cc/4z0ATku

10/01/2026

🚨 Last Call! Join us TODAY for The Credit Playbook: Reports, Scores and Smart Debt Strategies!
Learn how to better understand your credit report and score, manage debt, and strengthen your financial readiness for business funding.
📅 October 1, 2026
🕛 12:00–1:15 PM
FREE Webinar
Presenter: Heather Murray, Vice President, Advantage Credit Counseling Service
Register today here: https://www.cwe.chatham.edu/events/creditwebinar

🚨 Last Call! Join us tomorrow for The Credit Playbook: Reports, Scores and Smart Debt Strategies!

Learn how to better understand your credit report and score, manage debt, and strengthen your financial readiness for business funding.

📅 October 1, 2026
🕛 12:00–1:15 PM
FREE Webinar

Presenter: Heather Murray, Vice President, Advantage Credit Counseling Service

Register today here: https://www.cwe.chatham.edu/events/creditwebinar

09/28/2026

Behind on an FHA mortgage or worried you might miss a payment? Recent changes to FHA loss-mitigation rules make it especially important to understand any trial payment plan, respond to your mortgage servicer, and keep records of your payments.

Our new blog post explains what changed and what steps homeowners can take now. Advantage Credit Counseling Service is a HUD-approved housing counseling agency, and foreclosure-prevention counseling is free. If you're a PA resident, give us a call at 1-866-699-2227 for help.

Read the article: https://www.advantageccs.org/blog/fha-loss-mitigation-rules-foreclosure-help/

FHA loss-mitigation rules changed in September 2026. Learn what trial payment plan updates mean and what to do.

09/22/2026

🍂 Happy First Day of Autumn! 🍁

A new season is the perfect time for a fresh financial start. Review your budget, clear out unnecessary expenses, and set a few realistic money goals before the busy holiday season arrives.

Small changes made today can help you feel more confident and prepared in the months ahead. Happy fall from Advantage CCS! 🧡🎃