Edward Carroll, Mortgage Advisor MLO#: 1037433

03/27/2026

I'm thankful for all of the people and families that have worked with me over the past 2 decades to fund their real estate wants & needs. Even though times may be a little tougher with rising prices on just about everything (well egg prices have come down, thank goodness). I'm still here for you.

High prices and issues in the job markets can lead to late or missed payments on credit cards, loans, and mortgages. Consider using your home's equity before you are faced with these issues. It's so much harder, and more costly, to get a Home Equity Line of Credit (HELOC), or any other loan for that matter, once your credit is bruised or you become unemployed. If you'd like to see some options, send me a message, and we can schedule a time to go over them together.

03/04/2026

Great news!!! — As of March 5, federal law prohibits credit bureaus from selling your information to lenders who have no relationship with you. The flood of calls and texts that homebuyers used to get right after applying for a mortgage? That’s now illegal.

See below if you'd like extra protection for your privacy:

- OptOutPrescreen.com (or call 1-888-567-8688) to opt out of prescreened credit and insurance offers

- DoNotCall.gov to register for the Do Not Call Registry

-Temporary credit freeze all three bureaus for maximum privacy - Just remind them to lift it before asking someone to run your credit.

03/03/2026

Have you heard about Fannie Mae's Family Opportunity Mortgage?

The Fannie Mae Family Opportunity Mortgage allows a parent or legal guardian to buy a home for a disabled adult child or an adult child to buy for a parent who cannot afford the mortgage, and use owner-occupied financing.

Here is an example: A young father received a diagnosis of a degenerative disease that, within a short period of time would result in him no longer being able to walk, care for his wife and children, nor himself. His parents want to purchase a home near them so they can help care for him and his family, but need to put a lower down payment than a non-owner occupied loan would allow for. The Fannie Mae Family Opportunity Mortgage made this purchase affordable for this family.

If you are looking to help a parent or disabled adult child with a purchase, please contact me.

03/02/2026

I love being able to quickly approve home loans and deliver the great news to homebuyers. has been a great partner!

02/13/2026

A major expansion has been announced for the CalAssist Mortgage Fund!

Was your home destroyed or severely damaged by a California disaster? Now eligible homeowners can receive up to one year of mortgage payments.

Income limits have increased too!

Have questions? Call 800-501-0019, Monday–Friday, 8 a.m. – 5 p.m., or visit CalAssistMortgageFund.Org.

01/17/2026

Looking to pay off high-interest debt? A HELOC may be a better alternative than a personal loan. You could be approved in minutes with most applications requiring no more than a driver's license for documentation/verification. Contact me today to get started!

07/08/2025

I love it when a plan comes together!

05/22/2025

If you purchased your home within the past two years, you may be able to save a significant amount on your monthly mortgage payment. If more money in your pocket sounds good, call me today and let's see how we can help.

03/26/2025

You have a low rate on your mortgage and want to access some of your equity without an additional monthly payment. Eligible borrowers 55+ may have another option vs. a traditional HELOC. Check out HomeSafe Second. Contact me if it may be the right fit for you.

This is "HomeSafe Second Explainer - WS" by Finance of America on Vimeo, the home for high quality videos and the people who love them.

03/03/2025

Your first taste of the real estate investment world have you craving more? Let's chat about your portfolio and get the second round started🥊.

02/08/2025

Your credit scores and credit history have a large impact on qualifying for a home loan. While great credit is not required for a home loan, knowing the basics could help you better prepare for homeownership. It could also save you a lot of money! 💵