05/28/2026
The moment your child turns 18, they are instantly a legal adult. Regardless of who pays tuition or covers health insurance, parents immediately lose the legal authority to make medical decisions, access health records, manage financial accounts, or speak with universities. Hospitals, banks, and schools will treat them as independent. Ensure your graduate is protected with basic legal documents before they take their next step.
Estate planning for graduates is one of the conversations Arizona families most often skip and most often regret skipping, because the legal shift that happens on a child's eighteenth birthday is immediate, automatic, and largely invisible until something goes wrong. On the day a child turns 18 in A