The American Dream

The American Dream Achieving your American Dream of Homeownership can be easier than you realize! The following is just a small sample of the many ways we can assist you.

"Home is a name, a word, it is a strong one; stronger than magician ever spoke, or spirit ever answered to, in the strongest conjuration." Charles Dickens

“Home provides a physical foundation for building the intangible structure of life. “ Mama Kim

Homeownership is the goal of the majority of people living in the US, it is "The American Dream". One of the main reasons for this used to be about

the financial investment and increased net worth that Homeownership provides. However, today's Buyers state their primary objectives to be more about the safety and security of their families. From the black and white, dollars and cents mentality of yesterday to a myriad of colors representing a spectrum of emotions that motivate people today indicates a move towards priority improvement in our society. The American Dream Home Team is committed to providing advocacy to those who desire to buy or already own their own home. Provide resources concerning:
- Down Payment & Closing Cost Assistance
Programs
- Property Tax Appeal Process
- Homeowner’s Property Tax Credit
- Housing Values in your Neighborhood
- Proposed Legislation that would affect you
as a Homeowner
- Establishing, Building & Repairing your
Credit
- Increasing your Financial Strength

Affordable Housing: Building Blocks for a Better TomorrowMission Possible: Affordable Housing for AllPicture a world whe...
01/02/2025

Affordable Housing: Building Blocks for a Better Tomorrow

Mission Possible: Affordable Housing for All

Picture a world where everyone has a place to call home—a sanctuary where dreams take root, families flourish, and communities thrive. My mission is simple yet significant: to make affordable housing an attainable reality. This isn’t just about bricks and mortar; it’s about creating a foundation for a society that uplifts everyone, one home at a time.

Affordable housing isn’t just a roof overhead; it’s a launchpad for potential. It’s where children can focus on their studies, parents can pursue meaningful work, and seniors can enjoy their golden years with dignity. When housing is affordable, health improves, education outcomes soar, and local economies flourish. This is the domino effect I’m passionate about creating—a chain reaction of positive change.

Vision: A Future Rooted in Equity and Empowerment

My vision is as vibrant as it is viable. I see communities where housing is not a privilege but a promise. Where people, regardless of their income level, have access to safe, decent, and affordable living spaces. This vision is woven with threads of equity, opportunity, and compassion, forming a tapestry of progress.
Imagine neighborhoods where diversity isn’t just a buzzword but a beautiful reality. Places where teachers, nurses, artists, and service workers can afford to live near their jobs. Areas where generational poverty is replaced with generational prosperity, all starting with the stability of a home.

How Do We Get There? Collaboration is Key!

Here’s the kicker: I can’t do this alone. Achieving this vision requires a symphony of efforts—from policy changes and public-private partnerships to grassroots initiatives and innovative solutions. We need everyone on board: government agencies, non-profits, developers, and, yes, YOU. Together, we can dismantle barriers and build bridges to a brighter future.

Think of it as teamwork for transformation. By pooling our time, talents, and treasures, we can turn the dream of affordable housing into a reality that benefits society as a whole. Because when people have access to stable, affordable homes, the ripple effects are felt far and wide.

The Why Behind the Work

Why am I so passionate about this? Because housing is the cornerstone of a thriving community. It’s where we find comfort, security, and a sense of belonging. Without it, the foundation of our lives becomes shaky. But with it, we can build—not just homes, but futures filled with hope.

So, let’s roll up our sleeves and get to work. Together, we can create a world where affordable housing isn’t just an ideal but an irrefutable reality. A world where everyone—regardless of income or circumstance—has a place to call their own. Because when we lift others, we all rise.

It's National Homeownership Month in June! Say goodbye to renting and hello to building your personal wealth through hom...
06/11/2024

It's National Homeownership Month in June! Say goodbye to renting and hello to building your personal wealth through homeownership. 🏡💸🥇

Kimberly Jones - Educator, Advocate & REALTOR
with The GPS Group
your guide on the road to the American Dream of Homeownership 443.622.0902
[email protected]
Epique Realty

It's National Homeownership Month in June! Say goodbye to renting and hello to building your personal wealth through homeownership. 🏡💸🥇

Kimberly Jones - Educator, Advocate & REALTOR
with The GPS Group
your guide on the road to the American Dream of Homeownership! 443.622.0902
[email protected]
Epique Realty

Our Veteran Home Buyers are not being left out in the cold!
05/22/2024

Our Veteran Home Buyers are not being left out in the cold!

Veteran home Buyers can heave a sigh of relief for the time being thanks to the listing of the ban on them directly paying for professional real estate representation! The following is an excerpt from an article by the National Association of REALTORS®
The Department of Veterans Affairs plans to temporarily lift its ban on buyers directly paying for professional real estate representation until the agency deems it necessary to engage in a formal rulemaking process, a VA official said Tuesday at a Mortgage Bankers Association conference in New York.

Although not an official announcement, the comments from VA Deputy Director of Policy Michelle Corridon were met with relief from the real estate industry, as the VA’s home loan guaranty is the only loan program with this explicit prohibition. Veteran buyers have limited options in situations where the listing broker makes no offer of compensation to the buyer broker, potentially leaving veterans without professional representation or forcing them to switch to less favorable loan products.

“NAR launched an all-hands advocacy effort on this issue, meeting with VA officials, engaging with lawmakers and rallying our industry partners to ensure this prohibition was lifted,” says Shannon McGahn, chief advocacy officer at the National Association of REALTORS®. “This is also a testament to the thousands of REALTORS® who came to Washington just a few weeks ago with a unified message. Without this change, thousands of veteran buyers could be denied access to professional representation in their pursuit of the American Dream of homeownership. Taking this extra step ensures veterans have the same opportunity as others to compete in a tight housing market. We applaud the VA for recognizing this danger and acting swiftly to protect veterans.”

The VA’s current policy states that veteran buyers who are using their VA loan benefit “may not, under any circumstances, be charged a brokerage fee or commission in connection with the services” of a real estate professional. That policy may create complications for these buyers in light of the practice changes required under NAR’s proposed settlement agreement. The practice changes prohibit listing brokers from making offers of compensation on the MLS. They also require MLS participants working with a buyer to enter into a written buyer agreement with their clients that outlines the amount of compensation the buyer representative will receive and how this amount will be determined.

NAR submitted a letter to the VA in late March, urging a policy change to ensure veterans maintain their access to the VA home loan program, which has been a significant tool in helping service members achieve homeownership.

“In situations where no offer of compensation is offered from a seller, VA buyers are immediately at a disadvantage, potentially forcing them to forego professional representation, lose a property in an already limited inventory, choose a different loan product or exit the market entirely,” the letter read. “The VA home loan guaranty program is a vital homeownership tool that provides veterans with a centralized, affordable, and accessible method of purchasing homes as a benefit they earned for their service to our nation. NAR wants to ensure that VA buyers remain active participants in the real estate market to achieve the American Dream of homeownership.”

So I did a thing... First of all, I want to thank Jaime Resendiz and The Agent 1st Group for all of the investment, care...
04/06/2024

So I did a thing... First of all, I want to thank Jaime Resendiz and The Agent 1st Group for all of the investment, care and support that I have received since starting my real estate journey here in Texas. I have learned so much over the past 3 years and for that I'm very grateful!

Anyone who knows me, knows that I am wildly creative and equally analytical, exercising both sides of my brain in order to achieve a Win/Win solution whenever possible. To fulfill my desire to build a team of like-minded real estate professionals devoted to the education and advocacy of consumers who desire to fulfill their American Dream of Homeownership, I have joined Epique Realty!!!

This company is disrupting the real estate industry by it's use of AI technology and leads the way in agent advantages. It was founded by agents for agents and that is obvious when you peel back the layers of benefits:
Actual Health Care and Rxs [not insurance] WHO DOES THIS?
Digital BILLBOARD
HDR Listing photos, a Transaction Coordinator and Social Media Ads paid for and run by the company
Like a bell to Pavlov's dogs, LEADS, LEADS, LEADS that have AI assisted follow up and so much more!!!

I have been following Walter R. Key in various groups on social media for several years and when I saw him post about Epique's Unique Value Proposition, I had to look into it for myself. I am now part of the The Karbon Club: Real Estate Success | Coaching | Community | Development and Agent Impact Group powered by Epique and partnering with Chris Rains, Robert Biehn, Raymond Sjolseth, and Debbie Mauro as well!

I'm looking forward to seeing what God has for me in this new endeavor

Address

Perry Hall, MD

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Thursday 9am - 7pm
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Saturday 10am - 3pm

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