05/08/2026
What To Do After A Car Accident in Florida
A car accident can happen in seconds โ but what you do in the hours and days that follow can make or break your case. Here's what every Florida driver needs to know.
๐จ 1. Call the Police
Always call law enforcement, even for minor accidents. Injuries are often not apparent at the scene but worsen significantly in the days that follow. A police report documents what happened and helps establish fault.
๐ธ 2. Document Everything
Photograph both vehicles, any visible injuries, and the other driver's license and insurance card. Get the names and phone numbers of all drivers and witnesses.
๐ฅ 3. See a Doctor โ Within 14 Days
This is critical: Florida law requires you to receive medical treatment within 14 days of your accident or you permanently lose access to your $10,000 in PIP (no-fault) insurance benefits. Don't wait.
๐ก 4. Know Your PIP Benefits
Every Florida car insurance policy must include at least $10,000 in Personal Injury Protection (PIP) or "no-fault" coverage. PIP pays 80% of your medical bills and 60% of lost wages โ and it's always primary over your health insurance unless you were injured on the job.
๐๏ธ 5. Don't Give a Recorded Statement
The other driver's insurance company may call within hours. You are NOT required to give them a recorded statement. What you say before knowing the full extent of your injuries can be used against you to minimize your settlement. Check with an experienced car accident attorney first.
โ๏ธ 6. Know What You Can Recover
If another driver caused the accident, you may be entitled to compensation for medical bills, lost wages, pain and suffering, disability, and other out-of-pocket losses.
๐จโโ๏ธ 7. Consult an Attorney โ It Costs Nothing
At Dean & Camper Injury Lawyers, we never charge any fees or costs unless we win. If we don't recover money for you, you owe us nothing.
๐ Free Consultations โ 24/7
Pensacola: (850) 433-3077 | Fort Walton Beach: (850) 796-3077 | Destin: (850) 269-7105 | Mobile, AL: (251) 283-0577
https://www.AfterTheAccident.com | Si habla espaรฑol, podemos ayudarle.