05/08/2026
What To Do After A Car Accident in Florida
A car accident can happen in seconds — but what you do in the hours and days that follow can make or break your case. Here's what every Florida driver needs to know.
🚨 1. Call the Police
Always call law enforcement, even for minor accidents. Injuries are often not apparent at the scene but worsen significantly in the days that follow. A police report documents what happened and helps establish fault.
📸 2. Document Everything
Photograph both vehicles, any visible injuries, and the other driver's license and insurance card. Get the names and phone numbers of all drivers and witnesses.
🏥 3. See a Doctor — Within 14 Days
This is critical: Florida law requires you to receive medical treatment within 14 days of your accident or you permanently lose access to your $10,000 in PIP (no-fault) insurance benefits. Don't wait.
💡 4. Know Your PIP Benefits
Every Florida car insurance policy must include at least $10,000 in Personal Injury Protection (PIP) or "no-fault" coverage. PIP pays 80% of your medical bills and 60% of lost wages — and it's always primary over your health insurance unless you were injured on the job.
🎙️ 5. Don't Give a Recorded Statement
The other driver's insurance company may call within hours. You are NOT required to give them a recorded statement. What you say before knowing the full extent of your injuries can be used against you to minimize your settlement. Check with an experienced car accident attorney first.
⚖️ 6. Know What You Can Recover
If another driver caused the accident, you may be entitled to compensation for medical bills, lost wages, pain and suffering, disability, and other out-of-pocket losses.
👨⚖️ 7. Consult an Attorney — It Costs Nothing
At Dean & Camper Injury Lawyers, we never charge any fees or costs unless we win. If we don't recover money for you, you owe us nothing.
📞 Free Consultations — 24/7
Pensacola: (850) 433-3077 | Fort Walton Beach: (850) 796-3077 | Destin: (850) 269-7105 | Mobile, AL: (251) 283-0577
https://www.AfterTheAccident.com | Si habla español, podemos ayudarle.