EV Häs, LLC

EV Häs, LLC Your Legal Protection in Real Esate EV Häs, LLC is a different type of foreclosure firm because we do not advocate bankruptcy as a foreclosure option.
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Instead, we attack the opposition with substantive pleadings that have real merit. We aren't afraid to take cases that other attorneys cannot resolve. We consider foreclosure defense options and solutions that many attorneys do not. When we take a case, our main goal is to find a “Complete Solution” to the issues you are facing. We help you see “Your problem” as an opportunity to help you rebuild and see your situation as an opportunity. We help you find and address all possibilities and out together a strategic plan for you and your family.

The name at the top of a foreclosure document is only one piece of the story.Before assuming what the paperwork means, i...
10/02/2026

The name at the top of a foreclosure document is only one piece of the story.

Before assuming what the paperwork means, identify what you are actually reading.

Is it a complaint?

A summons?

A notice?

Then look for the case information, dates, deadlines, hearing details, and instructions.

Those details help explain why the document exists and what may need attention next.

Foreclosure paperwork can feel overwhelming when every page looks equally important.

It becomes easier to navigate when you first understand the purpose of each document.

Start with context.

Then find what matters next.

One foreclosure case can involve several different roles.The plaintiff brings the case.The plaintiff’s attorney represen...
09/28/2026

One foreclosure case can involve several different roles.

The plaintiff brings the case.

The plaintiff’s attorney represents the plaintiff.

The court does not represent either side.

And the homeowner can have their own attorney.

Understanding those roles first can make the rest of the court paperwork much easier to follow.

Before trying to interpret every page, identify who is involved and who represents whom.

That context can make notices, filings, hearings, and deadlines much clearer.

Choosing a foreclosure defense attorney should start with the facts.Ask about foreclosure experience.Ask who will actual...
09/23/2026

Choosing a foreclosure defense attorney should start with the facts.

Ask about foreclosure experience.

Ask who will actually handle your case.

Ask what happens next and how updates will work.

Before signing, understand the scope of the representation and the fee arrangement.

Then verify the attorney through the Illinois ARDC public lawyer search.

A strong first conversation should make the situation easier to understand, not more confusing.

The goal is clarity about the case, the deadlines, and the options worth discussing.

Seeing a law firm name in your foreclosure papers can be confusing.The first question should be simple.Who does that law...
09/23/2026

Seeing a law firm name in your foreclosure papers can be confusing.

The first question should be simple.

Who does that lawyer actually represent?

Start by reviewing the parties, court information, attorney names, case details, and any deadlines or hearing instructions listed in the documents.

The example in this carousel references Marinosci Law Group as counsel in an earlier Illinois foreclosure matter.

Your own paperwork may be different.

That is why reading the actual case documents matters before making assumptions about who represents whom or what needs to happen next.

If the paperwork is difficult to understand, EV Häs can help you review your Illinois foreclosure documents and identify the important information.

A low mortgage rate does not automatically mean a household is financially comfortable.The mortgage may still be afforda...
09/18/2026

A low mortgage rate does not automatically mean a household is financially comfortable.

The mortgage may still be affordable while everything around it becomes more expensive.

Property taxes.

Insurance.

Assessments.

Household expenses.

Consumer debt.

Income changes.

That pressure can eventually reach the mortgage.

For homeowners facing foreclosure concerns, waiting until the situation feels urgent can reduce the number of choices still available.

The earlier the timeline, notices, and servicing history are reviewed, the easier it becomes to understand what comes next.

Start with clarity.

Then build the strategy.

Timing matters in foreclosure cases.In Freedom Mortgage Corp. v. Olivera, the foreclosure alleged a 2011 default, but th...
09/15/2026

Timing matters in foreclosure cases.

In Freedom Mortgage Corp. v. Olivera, the foreclosure alleged a 2011 default, but the lender did not make its HUD compliance efforts until 2017.

The Illinois Appellate Court focused on what happened around the original default period, not simply on efforts made years later.

The appellate result was partially divided because a bankruptcy discharge changed the analysis for one borrower in her personal capacity.

The broader lesson is important.

Compliance is not always just about completing a required step.

It can also depend on completing it when the law requires it.

09/14/2026

Your mortgage payment can go up even when the loan itself has not changed.

Nikki Runnels explains how higher property taxes, insurance, and an escrow shortage can push the monthly payment much higher.

The homeowner may need to make up an existing shortage while also funding the higher amount needed for the next tax bill.

That combination can become difficult very quickly.

Before blaming the lender, look at what changed inside the payment.

A court ruling can change more than the lawsuit.In a Cook County foreclosure matter, the court declared the underlying d...
09/11/2026

A court ruling can change more than the lawsuit.

In a Cook County foreclosure matter, the court declared the underlying debt unenforceable and the related mortgage lien extinguished.

The result reached the property itself.

That is why foreclosure defense requires a careful review of the obligation, the timeline, and the lender’s legal right to continue enforcing the claim.

You do not need to know everything before becoming a real estate investor.But you do need a strategy.Amal Issa joined me...
09/09/2026

You do not need to know everything before becoming a real estate investor.

But you do need a strategy.

Amal Issa joined me for a conversation about relationships, off market deals, cold calling, rentals, flips, private money, and the lessons that come from actually doing the work.

One of my favorite parts was her approach to follow up.

She found one property simply by driving through a neighborhood, tracking down the owner, and continuing the conversation for months until the seller was ready.

That is real estate investing in practice.

Build relationships.

Know what you are trying to accomplish.

Then stay flexible enough to change the plan when the numbers, timeline, or property tell you something different.

Episode 32 is now available on Spotify.

09/08/2026

Waiting can leave you with fewer options.

Nikki Runnels explains why homeowners facing financial trouble should start asking questions early.

Talk to your lender and find out what programs or options may be available.

But do not depend on that conversation alone.

Your lender is focused on repayment.

Getting another professional perspective can help you better understand what choices may still be available to you.

The earlier you act, the more information you have to work with.

Address

11757 Southwest Highway
Palos Heights, IL
60463

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+13127750980

Website

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