Mortgage Loan Officer - Tom Cramer

Mortgage Loan Officer - Tom Cramer NMLS ID: 559640
Mortgage expert since 1997 💪 Lending in all 50 states! Honest, transparent & competitive rates. Broker + Bank = Best of Both Worlds.

Purchase, Refi & more! 📍 Palatine, IL | www.TomCramerMortgageLoanOfficer.com | 847-852-2882 Direct I understand that buying or refinancing a home is a big moment, and I’m here to give you the knowledge and resources you need to make informed decisions with confidence. During my 15+ years of experience in the mortgage industry, I have shared my expertise to personally assist numerous families to be

come successful homeowners. I have an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers and investment borrowers. I'm backed by bank but have the flexibility to use one of many banks signed up as investors which allows me to do the rate shopping for you.

At Wintrust Mortgage, we pride ourselves on finding the right lending solution for each buyer's unique circumstances. We...
08/03/2026

At Wintrust Mortgage, we pride ourselves on finding the right lending solution for each buyer's unique circumstances. We can help buyers who need to make a purchase before selling their current home, are self-employed, interested in an investment property, or using asset dissipation for a loan. Contact me today to learn more!

http://TomCramerMortgageLoanOfficer.com

When you love the location, but the home has room for improvement, fix it up to make it yours with custom renovations. W...
08/02/2026

When you love the location, but the home has room for improvement, fix it up to make it yours with custom renovations. Wintrust Mortgage offers the Fannie Mae Homestyle® Renovation loan, which allows you to secure funding for a purchase or refinance along with renovation costs in a single loan. That means one closing, and one set of closing costs. Get in touch to see what's possible!

http://TomCramerMortgageLoanOfficer.com

With a stand-alone second mortgage, you could tap into your existing equity as a powerful resource to help achieve all k...
07/31/2026

With a stand-alone second mortgage, you could tap into your existing equity as a powerful resource to help achieve all kinds of personal and financial goals, from paying for college or travel to a down payment on a new home. This product is available for primary and secondary homes with loan amounts up to $500,000. Restrictions apply. Get in touch today to learn more!

http://TomCramerMortgageLoanOfficer.com

Dreaming of owning a home in Cook County? The Cook County Down Payment Assistance Program offers an incredible opportuni...
07/30/2026

Dreaming of owning a home in Cook County? The Cook County Down Payment Assistance Program offers an incredible opportunity to receive up to $25,000 on the purchase of your primary residence. Non-targeted areas have a program income limit; targeted areas have no income limit. Minimum credit score of 600 is required. Contact me today to learn more and find out how much you could save.

http://TomCramerMortgageLoanOfficer.com

07/21/2026

Rates, oil, Iran, wildfire smoke — feels like nobody can get a clear read on anything this summer. 🌫️

If you’ve got a closing coming up in the next few weeks, let’s cut through the haze together. I’ll give you the real picture, not just headlines.

📲 DM me or call — Tom Cramer, Wintrust Mortgage
Bank + broker pricing = more options, better rates.

Wishing you a bright and joyful 4th of July! If you're thinking about making your next move or exploring homeownership t...
07/04/2026

Wishing you a bright and joyful 4th of July! If you're thinking about making your next move or exploring homeownership this year, I'm here to help you discover what's possible. Reach out anytime to get started.

What does financial freedom look like for you? Homeownership can be a powerful way to build wealth over time. Whether yo...
07/01/2026

What does financial freedom look like for you? Homeownership can be a powerful way to build wealth over time. Whether you're buying your first home or tapping into your equity, I'm here to help you explore your options.

http://www.TomCramerMortgageLoanOfficer.com

Address

110 N Brockway, Suite 210
Palatine, IL
60067

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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