Roth Elder Law

06/18/2026

💼 Don’t Hire a Financial Professional Without Asking These Questions! 🧠💡

Planning your financial future is one of the most important decisions you’ll make — especially in retirement. That’s why this Forbes article is a must‑read before you choose someone to help manage your money:
👉 https://www.forbes.com/sites/chriscarosa/2023/01/27/retirees-must-ask-these-questions-before-hiring-a-financial-professional/?sh=2598bb5a459b

Here are some key questions you should ask before you hire a financial professional:
Forbes

🔹 Are you a fiduciary?
Make sure they’re legally required to put your best interests first — not just sell products.
Forbes

🔹 What are your qualifications and experience?
Check credentials and track record — friendliness doesn’t equal competence.

🔹 Where will my money be held?
Your assets should be with a reputable, independent custodian — not just managed and reported by the advisor.

🔹 How are you paid — and what fees will I pay?
Understand all costs up front. Hidden fees can eat into your retirement savings.

🔹 What is your investment philosophy?
You want alignment on strategy, risk, and goals — not surprises later.

Choosing the right financial professional can make all the difference in protecting your retirement — so don’t be afraid to ask the tough questions! 💬

Have questions or want help understanding your options? We’re here for you! 💙

Any annual review—whether year-end or your birthday—prompts thoughts of “Can I do better?” Well, it’s best to look before you leap because the grass is not always greener on the other side of the fence.

06/14/2026

🇺🇸 Honoring Our Flag and What It Represents 💙

Today, on Flag Day, we celebrate the symbol of our nation — its history, values, and the freedoms it represents. At Roth Elder Care, we honor the generations who have protected and upheld these ideals, and we reflect on the importance of community, service, and care for one another.

06/12/2026

06/08/2026

💡 Estate Planning Lessons from Famous Mistakes 🧠📜

Even celebrities with teams of advisors sometimes fail to plan well — and their stories can teach all of us important estate planning lessons. That’s the focus of this Forbes article:
👉 https://www.forbes.com/sites/financialfinesse/2023/10/16/what-we-can-learn-from-celebrity-estate-planning-gone-wrong/?sh=3ec633d12b05

Here are some key takeaways to help protect your legacy:

📌 Don’t wait — life is unpredictable. Planning early ensures your wishes are clear no matter what.
Forbes

📌 A will or trust isn’t enough unless it’s done right. Poorly drafted or outdated documents can still cause legal battles and confusion.
Envestnet

📌 Clear instructions help prevent family disputes. Leaving vague directions or none at all can lead to conflict and high legal costs.
Forbes

📌 Updating documents matters. Major life changes — like marriage, divorce, or children — should trigger a review of your estate plan.

Have questions about your plan? We’re here to help you navigate it with confidence! 💙

Grand Forks estate planning, elder law, and Medicaid planning attorney who helps with your planning, probate, and elder law questions.

05/28/2026

💙 Medicare Made Simple: Medigap vs. Medicare Advantage 🩺

Trying to figure out the best Medicare plan can be confusing — but it doesn’t have to be! This helpful guide from AARP explains the key differences so you can make an informed choice:
👉 https://www.aarp.org/health/medicare-qa-tool/medigap-vs-advantage/

⚠️ Remember: You can’t have Medigap and Medicare Advantage at the same time — they’re two different ways to get coverage.

Planning your healthcare shouldn’t be stressful — let us help you understand your options! 💙

The two plans contrast greatly, can’t be used together

05/25/2026

🇺🇸 Remembering and Honoring Our Heroes 💙

On this Memorial Day, we reflect on the bravery and sacrifices of the men and women who served our country and gave everything for our freedom.

At Roth Elder Care, we honor their legacy and the families they left behind. May we always remember their courage and commitment.

05/19/2026

💡 Avoid These 5 Big Retirement Planning Pitfalls! 🧠💰

Retirement planning can be challenging — and even the best intentions can go off track if you overlook common mistakes. This Forbes article highlights the top reasons retirement plans fall apart and how you can avoid them:
👉 https://www.forbes.com/sites/bobcarlson/2023/01/27/how-to-avoid-the-5-most-frequent-reasons-retirement-plans-fall-apart/?sh=5376de1cb718

💡 Tip: Regularly reviewing and updating your retirement plan — especially with professional guidance — can help keep your goals on track.

Planning ahead gives you confidence and peace of mind — and understanding these common pitfalls is a great first step! 💙

Your retirement plan can stay on track when you avoid these big mistakes.

05/14/2026

📣 Looking at Retirement Communities? Start Here! 🏡✨

Choosing the right retirement community is a big decision—and we know how overwhelming it can feel. That’s why we think this helpful guide from Kiplinger is worth a read! 👇

👉 How to Find the Best Retirement Community for You:
https://www.kiplinger.com/how-to-find-the-best-retirement-community

Whether you’re planning ahead or helping a loved one explore options, this is a great place to start.

Let us know if you have questions — we’re here to help every step of the way! 💙

A retirement community can be a great option as you age. Here's how to find the right one for you.