Mr. Mortgage Genie

Mr. Mortgage Genie Hector Ledesma
Mortgage Loan Officer NMLS #970284. I can help you with the purchase or refinance of your home in Florida.

09/03/2026

Business owners who get denied for traditional mortgages due to heavy tax write offs can still qualify for a home loan using bank statement programs to calculate true income.

09/02/2026

Putting 20% down is not required to buy a house, as many loan programs allow for much lower down payments or even zero down depending on your qualifications.

09/01/2026

Avoid financing new purchases, opening credit cards, or changing jobs before closing on your home, as lenders recheck your financial standing right before funding.

08/28/2026

Don't waste time going in circles on a mortgage that does not fit your situation, get clear answers upfront and find the right path forward right from the start.

5.0 star review received on Experience.com for Hector Ledesma by Anderson G - I had an amazing experience working with H...
08/28/2026

5.0 star review received on Experience.com for Hector Ledesma by Anderson G - I had an amazing experience working with Hector and his entire team! From the beginning through closing day, they were incredibly professional, knowledgeable, patient, and supportive. Hector was always available to answer my questions, clearly explain every step, and ensure everything stayed on track. The entire process felt smooth and manageable thanks to their excellent communication, dedication, and attention to detail. I am extremely grateful for everything they did to help me reach the closing table and become a homeowner. I highly recommend Hector and his team to anyone looking for an outstanding mortgage experience!

Read more: https://experience.com/reviews/hector-ledesma/27a72eca-19b3-4704-9306-36040c2ed9af?V=1787890962&utm_source=facebook&utm_medium=autopost&utm_content=13468008

08/27/2026

A mortgage denial or complicated situation does not mean you cannot buy a home, so get a second opinion to find a solution tailored to your unique financial picture.

08/26/2026

Shift your perspective today by reminding yourself that whatever you are facing is not too much, but just enough to prepare you for your next big breakthrough.

Address

4901 Vineland Road Ste 120
Orlando, FL
32811

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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