06/11/2024
If you’re hit by an uninsured or underinsured driver, your own insurance policy may step in (if you have UM/UIM coverage). However, don’t assume that paying your premiums on time means that your own insurance company is going to treat you fairly.
If you were injured in a crash caused by an uninsured driver, you may still be able to obtain compensation from your own auto insurance company if your plan includes UM/UIM coverage.