19/05/2026
🏡 Sellers & Listing Agents — VA Appraisal Came In Low?
Did you know a VA appraisal value is not always the final word?
If a VA appraisal comes in lower than the contract price, the lender may be able to request a Reconsideration of Value, also known as an ROV.
This gives the parties an opportunity to submit additional market data, comparable sales, or relevant information that may support a higher value.
📌 VA guidance on appraisal processing and the Notice of Value is covered in the VA Lender’s Handbook, including Chapter 13.
The key is acting quickly, providing strong supporting comps, and working through the lender/SAR process properly.
A low VA appraisal does not automatically mean the deal is dead — it means you need to know your options.
Corey Scott
Licensed Real Estate Salesperson, ABR®, GREEN designee®, MRP, SFR®
Keller Williams Northern New York