TMC Financing

05/28/2026

We’re proud to spotlight clients like Timmy T’s Gourmet Grinders, a local sandwich shop that’s been serving the community since 2014. Through the SBA 504 program, we helped finance the purchase of their Kailua location—allowing the business to transition from leasing to ownership and establish long‑term stability.

More recently, SVP, Business Development Kalia Clark had the chance to visit their Kapahulu location—another great example of how strong local businesses can expand thoughtfully while staying rooted in the communities they serve.

Grateful for partnerships like William Elliott at eXp Commercial and the opportunity to support Hawai‘i’s entrepreneurs as they grow and navigate an evolving landscape.

05/18/2026

The SBA has announced a major update: eligible borrowers will soon be able to combine 504 and 7(a) loans for up to $10 million in total SBA-backed financing—doubling the previous $5 million cap.

✅ Effective July 4, 2026
✅ Up to $5M in 504 financing
✅ Up to $5M in 7(a) financing
✅ More flexibility to fund real estate, equipment and working capital

By separating (or “decoupling”) these programs, the SBA is giving capital-intensive small businesses—like those in construction, logistics, energy, and manufacturing—greater flexibility to grow and expand.

We’re excited about what this means for our borrowers—more access to capital, more strategic financing options, and even greater opportunity to scale.

If you’re planning your next expansion, now is the time to start the conversation.

https://bit.ly/42IEwxr

WASHINGTON – Today, Kelly Loeffler, Administrator of the U.S. Small Business Administration (SBA), announced a new rule that will allow eligible borrowers to combine their 7(a) and 504 loans for up to $10 million in SBA-backed financing, increasing the cumulative loan limit from its current $5 mil...

05/18/2026

VP, Business Development Will Dendy recently visited Scott Marrone and Maid Fast Construction in Escondido alongside our lending partner at U.S. Bank. It was great to see firsthand how much the business has expanded since purchasing their building through the SBA 504 program.

From the start, the goal was to create a permanent home to support growth and bring operations under one roof. Today, the business is thriving, with the space and stability to keep building for the future.

Stories like this are a great example of how SBA 504 financing helps small businesses create long‑term stability while continuing to grow right here in our communities.

Scott’s story here: https://bit.ly/4dahsxM

05/15/2026

Flashback to National Small Business Week 🌱

Our team spent time in Danville visiting Bernadette Moufarrej at Incontro and her newest addition, Albi’s — a great example of how SBA 504 financing supports long‑term growth. What began as a first restaurant project has evolved into an expansion rooted in stability, thoughtful planning, and a vision for what’s next.

We’re proud to support small business owners as they continue to invest in their communities. Always grateful for the strong partnerships, including Fremont Bank — Lou Scarpa, Terick Albert, Tim Rosenthal — and Kidder Matthews broker Simon Vogt, that help make it all possible.

05/12/2026

Feedback is in from our annual Business Outlook Survey, which means insights from our entire portfolio. Glad to have them!

05/08/2026

It’s a privilege to partner with small manufacturers and support their growth through SBA 504 financing. Seeing clients thrive — and staying connected years later — is exactly why we do what we do.

05/06/2026

We’re proud to share that TMC Financing has been named the FY2025 Arizona SBA 504 Lender of the Year at the Arizona Small Business Association’s AZBizCon! 🎉

Our Arizona team — Bella , Jessica, Esther, Shannon, Geoff, and Chris — were on site to accept the award and represent the impact we’re making across the state. This recognition reflects their continued commitment to supporting small business growth and expanding access to SBA 504 financing throughout Arizona.

Thank you to the Arizona Small Business Association for this honor — and congratulations to our AZ team for an incredible accomplishment!

05/05/2026

🚎 Two Oakland small businesses. One trolley tour.

Last year our team visited a few of the businesses we’ve helped through the SBA 504 Program, including Folkmanis Puppets and Bombera Oakland.

From imaginative puppets that inspire creativity in children around the world to a vibrant restaurant celebrating Mexican American culture and Chicana heritage cooking, these businesses represent the creativity and passion that make Oakland’s small business community so special.

Getting to see these businesses thriving is one of the most rewarding parts of what we do at TMC Financing.

🎥 Watch the video and take the tour with us!
https://bit.ly/4blPdtS

Visiting Bombera and Folkmanis with the TMC Financing TeamEach year, TMC Financing’s Annual Trolley Tour brings staff together to visit the small businesses ...

05/04/2026

This week is National Small Business Week! 🎉

It’s a time to celebrate the ingenuity, resilience, and impact of small businesses across the country. Throughout the week, the U.S. Small Business Administration is hosting events nationwide — including a virtual summit, so you can participate from anywhere.

We encourage entrepreneurs and small business supporters to check out these events, get connected to resources, and join in recognizing the role small businesses play in strengthening our communities and economy.

Explore events and register here → https://bit.ly/4dnrjQH

04/30/2026

Great people. Smart growth. With support from Business Development Officer Chris Bane, this auto supply borrower used the SBA 504 program to move forward with an exciting expansion. We’re proud to be part of their journey and look forward to what’s next.

04/28/2026

Supporting long‑term success starts with strong relationships. With guidance from Business Development Officer Jennifer Davis, this borrower was able to future‑proof her medical practice in Orange County. Ongoing borrower feedback helps us continue delivering thoughtful, high‑quality support.