West Cal Financial - Real Estate & Mortgage Brokerage

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West Cal Financial - Real Estate & Mortgage Brokerage West Cal Financial has designed a unique home selling system. Sell your home fast and for top dollar. We also can help you with financing for your home!

Novato one-stop real estate + mortgage team serving Marin & Sonoma. Buy with us & use our mortgage—we credit our loan officer's commission back to help lower your rate or offset eligible closing costs (conditions apply). We’re lifelong locals offering one-stop real estate + mortgage in Novato, serving all of Marin & Sonoma Counties. By aligning home search, financing, and design-forward prep under one roof, we help buyers write stronger offers and help sellers stand out online—faster, clearer, and with fewer handoffs. What makes us different
• Exclusive Buyer Advantage: When you buy with us and use our mortgage, we credit back our loan officer commission to help reduce your interest rate or offset eligible closing costs (conditions apply).
• Seller Edge: Smart pricing, staging/design, and ADU/permit insight to highlight value and attract the best offers.
• Services: Buyer representation, listing strategy, pre-approval, rate buydowns, bridge-to-buy solutions, investor support, and property-management insight.
• Community: We donate $250 per funded loan/lease and $500 per closed real estate sale to the school or charity you choose. By appointment; consultations available. Compliance: Not a commitment to lend. Subject to credit approval, loan type, investor guidelines, and limits. Third-party fees still apply. Equal Housing Lender / Equal Housing Opportunity. Licensing
Brandon McGrath — CA DRE 01867243; NMLS 334707. Angel Morales — CA DRE 01923083. West Cal Financial — NMLS 368447.

10/14/2026

Let’s face it. Much of what we hear about hauntings comes from movies that seem to stick with us...

10/14/2026

The September consumer price index (CPI) was mostly in line with estimates...

10/13/2026

When actor Cuba Gooding Jr. yelled that line in the movie Jerry Maguire, no one knew first-time homebuyers would have their own version of it in 2026...

10/13/2026

These are the three things that have the greatest ability to impact rates this week. 1) Inflation, 2) The Fed and 3) Oil.

They worked last year—but are your Halloween lights ready for this year? 🎃💡Before hanging or plugging them in, lay out e...
10/11/2026

They worked last year—but are your Halloween lights ready for this year? 🎃💡

Before hanging or plugging them in, lay out each strand and check for:

🔎 Cracked or broken sockets
🔎 Frayed insulation or exposed wires
🔎 Loose connections

Keep the lights unplugged during your inspection and discard damaged sets. When choosing replacements, look for lights tested by a recognized safety testing laboratory.

A few minutes of checking belongs on your decorating checklist, right alongside pumpkins and porch decorations.

Read our Halloween decorating blog for more helpful tips through the link below.
The blog includes optional tools and Amazon affiliate links.
https://westcalfinancial.com/blog/f/safe-halloween-decorating-simple-tips-for-a-welcoming-home

A chilly spot near a window doesn’t automatically mean you need new windows. 🍂🏡Before comparing replacement quotes, star...
10/10/2026

A chilly spot near a window doesn’t automatically mean you need new windows. 🍂🏡

Before comparing replacement quotes, start by checking what’s happening:

✅ Does the door or window close and latch properly?
✅ Is the weatherstripping worn or missing?
✅ Where do you notice air movement?
✅ Have you measured before choosing a replacement seal?

Our newest blog explains what to inspect, how weatherstripping differs from caulk, and when repairs or professional evaluation may be needed.

Start with one door or window this week. Take a photo, note the concern, and choose your next step.

Read the full blog through the link below.

The article includes optional product suggestions and Amazon affiliate links.

Do you know where your downspouts send the rainwater? 🍂🏡Checking your gutters is a good start—but it also helps to follo...
10/10/2026

Do you know where your downspouts send the rainwater? 🍂🏡

Checking your gutters is a good start—but it also helps to follow the water’s path away from your home.

Our newest blog, “Before the Rain,” walks through what homeowners in Novato, Marin, and Sonoma counties can check from the ground:

✅ Visible gutter damage or loose connections
✅ Downspout outlets and where they lead
✅ Leaves around accessible drain openings
✅ Areas where water has collected before

Choose two simple next steps: photograph your downspout outlets and clear accessible surface debris—or schedule a professional gutter visit.

Read the full article through the link in this post, and save it for your next home maintenance weekend.

https://westcalfinancial.com/novato/f/before-the-rain-checking-gutters-downspouts-and-drainage

The blog includes optional tools and Amazon affiliate links.

10/09/2026

The man whose life inspired "Catch Me If You Can" says catching a crook has never been harder...

10/09/2026

The only economic news on the calendar today, mid-month University of Michigan consumer sentiment index...

Before the rain arrives, give your home a little attention. 🍂🏡Our fall home maintenance checklist helps homeowners in No...
10/08/2026

Before the rain arrives, give your home a little attention. 🍂🏡

Our fall home maintenance checklist helps homeowners in Novato, Marin, and Sonoma counties prepare for cooler, wetter weather.

Inside, you’ll find practical first steps for checking:
✅ Gutters, downspouts, and drainage
✅ Drafts around doors and windows
✅ Heating system maintenance
✅ Smoke and carbon monoxide alarms
✅ Indoor moisture and power-outage supplies

Start with what you already own. Many tasks begin with a simple inspection and don’t require a purchase.

Pick two manageable tasks for this week—and save this checklist for later!

Read the full blog:
https://westcalfinancial.com/novato/f/get-your-novato-home-ready-for-cooler-wetter-weather

The article includes optional product suggestions and Amazon affiliate links.

Address

1775 Indian Valley Road Novato Ca. 94947
Novato, CA
94945

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

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