Filomena de Peralta - Realtor, BRE 01745916

Filomena de Peralta - Realtor, BRE 01745916 With COLDWELL BANKER since 2006
Dedicated; honest with high integrity; representing Sellers&Buyers

08/21/2026

For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?

08/21/2026

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house.

08/21/2026

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

08/18/2026

A 50+ year pattern is still playing out in today's market.

Mortgage rates have historically tracked the 10-year Treasury yield closely, and that relationship hasn't changed. What has shifted is the spread between the two, a detail that's easy to miss but has real implications for buyers weighing whether to act now or wait.

We unpacked the full context and what it means for today's market on the blog. ➡️ https://bit.ly/4gcuoDC

08/16/2026

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

07/25/2026

The first half of 2026 wasn't easy. Rising inflation and lingering uncertainty overseas slowed conversations, dinged confidence, and put a real damper on sales.

But the second half of the year could look different, and it comes down to a few key factors: mortgage rates, home prices, and how many buyers and sellers are ready to make a move.

We put together a full breakdown of what the experts are forecasting for the rest of 2026, plus how to talk through it with your clients so you can be the one who explains what's happening instead of just reacting to headlines.

Want the full guide? ➡️ https://bit.ly/4aYz3ar

With Keeping Current Matters – I'm on a streak! I've made it onto their weekly engagement list 3 weeks in a row. 🎉
07/25/2026

With Keeping Current Matters – I'm on a streak! I've made it onto their weekly engagement list 3 weeks in a row. 🎉

07/25/2026

If you've been thinking about selling, you've probably seen plenty of headlines suggesting buyers have just about disappeared.

07/12/2026

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

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Northridge, CA
91324

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