Hladik Onorato & Federman LLP

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Hladik Onorato & Federman LLP Hladik, Onorato & Federman, LLP, is a general practice law firm practicing in PA, NJ and AZ.

Our attorneys concentrate in: banking, financing, mortgage law, municipal law, condominium and homeowner association law, real estate and land development, probate, estate and life planning, business and corporate law, bankruptcy, finance, civil, commercial and construction litigation.

In business purpose lending, bankruptcy does not necessarily end the deal. But it can stop it instantly. The automatic s...
10/12/2026

In business purpose lending, bankruptcy does not necessarily end the deal. But it can stop it instantly. The automatic stay can halt foreclosure, disrupt sales, and introduce immediate exposure.

For lenders, servicers, investors, and asset managers, the practical impact can be significant:

• Sales can be canceled
• Mid-rehab assets may begin losing value
• Insurance issues may surface
• Cash collateral disputes may emerge
• Delay can quickly become real exposure

Response speed often matters as much as legal positioning. Files that leave the happy path tend to escalate quickly. Bankruptcy strategy should be built before the emergency, not during it.

If you do not have an estate plan, make no mistake, you already have one. It is called state law. A judge will decide. Y...
10/07/2026

If you do not have an estate plan, make no mistake, you already have one. It is called state law.

A judge will decide. Your family will figure it out while they are grieving. And the people you love most will be left navigating a process you could have made simple.

This is one of the easiest and most important pieces of your financial life to get in order. For nearly 40 years, HOF has taken a hands-on approach to helping families protect what matters most.

Peace of mind is a lot less expensive than uncertainty.

Do not leave your family’s future to chance. Reach out today to schedule an estate planning consultation and gain the peace of mind that comes from having a plan.

August is National Make-A-Will Month, a reminder that protecting your family’s future should not be put off.If you do no...
08/06/2026

August is National Make-A-Will Month, a reminder that protecting your family’s future should not be put off.

If you do not have a will or estate plan in place, decisions about your assets, wishes, and loved ones may be left to state law and the court process.

A will is not just for the wealthy. If you have children, a home, savings, or people you care about, having a plan matters.

For nearly 40 years, HOF has helped families take practical steps to protect what matters most.

If making a will has been on your to-do list, August is a good time to take the first step. Contact HOF to schedule an estate planning consultation.

Rising consumer debt, delinquency pressure, and bankruptcy activity are not just headlines.They are pipeline signals.For...
07/23/2026

Rising consumer debt, delinquency pressure, and bankruptcy activity are not just headlines.

They are pipeline signals.

For servicers, lenders, and investors, the question is not whether volume may rise.

It is whether systems, staffi ng, documentation, and legal strategy are positioned for what may follow.

Market signals matter most when they inform readiness.

If portfolio pressure increases, the teams that perform best are usually not the ones reacting first.

They are the ones already reviewing assumptions, monitoring risk, and preparing escalation paths before volume peaks.

Sophisticated servicing strategy begins before the wave arrives.

Hladik, Onorato & Federman, LLP is pleased to announce the appointment of David J. Mulkay as Chief Operating Officer.Dav...
01/12/2026

Hladik, Onorato & Federman, LLP is pleased to announce the appointment of David J. Mulkay as Chief Operating Officer.

David brings more than 20 years of executive leadership experience strengthening operations, aligning stakeholders, and supporting sustainable growth across complex organizations. His background includes leadership roles with national institutions such as Chase, as well as regional and national firms, giving him a well-rounded perspective on operational excellence at scale.

In addition to internal leadership roles, David has served in vendor-facing positions, offering valuable insight into how firms and service providers can work together effectively to deliver consistent, compliant, and scalable results for clients.

As COO, David will focus on refining internal operations, enhancing collaboration, and supporting the firm’s continued growth across Pennsylvania, New Jersey, Michigan, and Arizona.

Please join us in welcoming David to HOF Law Group.

Serving our community is at the heart of who we are at HOF Law Group, and we are proud to share an early milestone in th...
12/01/2025

Serving our community is at the heart of who we are at HOF Law Group, and we are proud to share an early milestone in this year’s holiday giving efforts.

In just two weeks, our team collected and donated 100 pounds of food to Manna on Main Street, helping support families who rely on their services throughout the season. Thank you to everyone who contributed so far.

Our goal for the Christmas season is to double, if not triple, that amount and donate 200 to 300 pounds of food to help local families facing food insecurity.

If you would like to support the effort, we are continuing to accept donations at our PA office: 298 Wissahickon Avenue | North Wales, PA 19454. Every item makes a meaningful difference.

Thank you to our team members Jenn, Melani, and Tom for organizing and delivering this first round of donations. Let’s keep the momentum going.

Address

298 Wissahickon Avenue
North Wales, PA
19454

Opening Hours

Monday 8am - 7pm
8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12158559521

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