02/11/2026
The Internal Revenue Service (IRS) has confirmed that taxpayers claiming the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) will likely experience a refund delay until at least March 2, 2026. While the IRS typically processes most electronic returns within 21 days, a federal law known as the PATH Act of 2015 prohibits the agency from issuing refunds for these specific credits before mid-February. Key Details of the 2026 Refund Delay Impacted Credits: The delay specifically affects filers who claim the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC). Reason for Delay: The extra time allows the IRS to verify income and identity to prevent fraud and improper payments. Entire Refund Held: If you claim these credits, the IRS must hold your entire refund, including portions not related to the EITC or ACTC. Expected Availability: Most early filers who choose direct deposit and have no other issues with their returns should see their funds by March 2, 2026. Some financial experts suggest most deposits will be completed by March 6, 2026.
