Teri Degnan Real Estate & Consulting, LTD

10/03/2026

If you're trying to buy a home, affordability is probably what keeps you up at night – especially as you watch mortgage rates tick up again lately. While you can't control where rates go from here, you absolutely can control several things that shape the rate you actually get. So where should you focus?
→ Work on your credit score
→ Explore your loan options
→ And consider a newly built home as many builders are buying down mortgage rates, which lowers your monthly payment
You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.

10/01/2026

Downtown when you want it. Quiet when you don’t.

This three-bedroom Newport home puts you steps from the action, while a tucked-away street and back deck overlooking Newport Harbor make it easy to escape it. With three levels of living space, two full baths and plenty of storage, it’s ready for summer — and every Newport season after.

View property details on this Newport, RI real estate listing for sale MLS #1409539

09/28/2026

If you’re selling this season, a little effort out front goes a long way. Because the moment a buyer pulls up to a showing, they're already forming an opinion.

But there are a few simple things you can do to nail that first impression. Think tidying up your landscaping, bringing in some seasonal flowers, and sweeping the walkways. Or even just cleaning out the gutters and making sure the path to your door is well lit.

You don’t need to do a big overhaul to get buyers’ attention.

Let’s chat about what people in our area are looking for right now, and get your house prepped to sell this fall

09/26/2026

One home, plenty of possibilities. this turnkey Easton’s Point property offers eight bedrooms, six baths and a flexible layout made for a family compound, in-law suite or income-producing rental.
Completely updated and fully furnished, it features two kitchens, central a/c, two laundry setups, a garage, deck, private backyard and parking for eight. Best of all? The beach is just a short walk away.

View property details on this Middletown, RI real estate listing for sale MLS #1395808

09/24/2026

210 Ferry Road, Saunderstown Village
North Kingstown, Rhode Island

It's here - the rare, unique opportunity to be a part of dreamy Saunderstown Village. Steeped in local history, the Willow Tea Cottage (circa 1880) offers an unmatched coastal lifestyle. This waterside retreat seamlessly blends historical significance with the comfort of modern luxury, thanks to a complete gut renovation by the current owner. Enjoy beautiful hardwood floors along with cherry and mahogany trim throughout, lush grounds and unbelievable water and bridge views.A wraparound porch with outdoor shower provides additional quality of life amenities. For boating enthusiasts, the bay is right out your front door, with possible access to a private mooring or through potential membership at Saunderstown Yacht Club, a casual sailing club enjoyed by families for 100 years, with available membership through an application process. Close proximity to Newport, Jamestown, Narragansett and Wickford Village. Contact us today!

View property details on this North Kingstown, RI real estate listing for sale MLS #1422664

05/30/2026

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does. A growing family. An empty nest. A new job. Retirement. Needing to be closer to loved ones. Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn’t wait for the timing to be perfect. And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.

05/26/2026

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Let’s chat.

05/22/2026

New to market!
100 Renfrew Avenue
Middletown, Rhode Island
•Easton’s Point•
Kick back and relax in this calm, stylish furnished space that is only walking distance from Easton’s Beach. Main cottage has one bedroom, open living/dining space, laundry and a beautiful updated bathroom. Detached bedroom has 2 twins, main bedroom has one Queen and living room has one fold away twin. Large fenced in private yard with large deck, firepit and outdoor shower. 4 off street parking spots. This home has a current short term rental (STR) registration

05/15/2026

413 High Street,
Bristol, RI
Cool commercial conversion completed just a year ago. The old music store is now an amazing 3 bedroom/1 bath home with the ultimate one level living with an open floorplan ready for your style and imagination to fill it. Brand new kitchen, bath, flooring and systems including heating and central A/C. 1 dedicated parking spot and plenty of off street parking is available. This is the opportunity you’ve been waiting for to fully make something your own. Walk to downtown in just minutes!

05/04/2026

409 Broadway, Newport, RI
From fixer to forever—this one’s all about vision. Take the solid bones of a bygone era and see the endless potential in this classic Newport Colonial, ideally located along the main entry to Newport and walkable to everything the city offers. Currently zoned single-family, this home was once a doctor’s office on the first floor with an apartment above.

Three bedrooms, kitchen, living area, dining area, and a full bath on the second and third floor. The first floor offers multiple former office rooms ready to be transformed into stunning living space or additional bedrooms.
Highlights include classic hardwood floors, high ceilings throughout, and a one-car garage at the end of a long driveway with parking for 3–4 cars.
Don’t miss this opportunity—come take a look!