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Luxe & Sol

A beachy-boho boutique for every woman, designed with a coastal soul + feminine spirit. Curated by RDS.

Based in Sandpoint & Scottsdale, inspired by the Cali Coast. 100% online to meet you where you’re at with a personal touch that inspires confidence. Whether you are new to our area or just finding a new home, My local expertise can help you get prequalified for the financing of your new home or condo. Give me a call to learn about our great rates and programs designed specifically for you.

09/09/2022

As you may know, credit is a major part of the approval process! In summary, the higher your credit score, the better!

Here are a few ways to improve your score and get you ready to buy!

1️⃣ Check your credit score! You will want to understand exactly where your score is at and what debts you have.

2️⃣ Choose your credit cards wisely! Yes, all credit cards build history but lenders like to see trusted financial institutions as well.

3️⃣ Keep your card balances low and payment consistency high!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

09/06/2022

Having these documents up to date and on time is one of the easiest ways you can help move your closing along quickly.

Some of the documents may include:
⚫ Identification
⚫ Income verification
⚫ Proof of assets
⚫ Bank statements

If you ever have questions about the mortgage process and what you need to provide, call me any time!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/31/2022

Mortgage myths floating around on the internet can make it challenging to understand what goes into being a homeowner.

Give me a call today so I can help clear up some of the most common mortgage myths! 😀

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/26/2022

Knowing the factors that impact your mortgage rate can help you better prepare for the home buying process.

Contact me today to learn more about your options!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/23/2022

Almost half of first-time home buyers take the opportunity of using an FHA loan. Contact me today to see if this would be the right fit for you!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/21/2022

Unsure about what's realistic for you?

Reach out to speak with someone who can assist in determining how much you can afford for your next home and help you take the next step!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/19/2022

Worried about what you need for the mortgage application process? Here is a simple checklist!

If you have any questions about the application process, don't hesitate to reach out!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/14/2022

You've started to ask yourself - am I ready to buy a house?🏡

It's a very important question because purchasing a home is one of the biggest financial decisions you will make in your lifetime. To help guide you, here are some top signs you are ready to sign mortgage papers.

1️⃣ You have a specific area that you can see yourself staying for long term.
2️⃣ You're in a comfortable financial position.
3️⃣ You feel link it makes sense to pay towards a mortgage instead of rent every month.

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/11/2022

So you've heard of earnest money but, what's the point of it? 🤔

If you are curious about the home buying process, be sure to reach out!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/06/2022

The loan program you choose & how much you're putting down will determine if mortgage insurance is needed. Always be sure to ask your lender if you have any questions or concerns!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender.

08/04/2022

My job as your mortgage broker is to find an ideal loan for your budget & lifestyle. Save time, money & the headache of trying to navigate the mortgage world yourself. 🏡✅

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender

07/30/2022

An FHA loan is a great option for many first time homebuyers as well as those with less than perfect credit. Ask me about how an FHA loan would work!

Lower, LLC DBA Q Home Loans. NMLS ID # 1124061. nmlsconsumeraccess.org. Equal Housing Lender

Address

Newport, WA

Telephone

+15099980679

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