Unique Homes Realtor

03/02/2024

03/02/2024

02/19/2024

02/08/2024

12/29/2023

All about mortgage rates
In just two months, average 30-year mortgage rates have dropped nearly 1.5% to 6.64%. This is one of steepest falls in recent history. [Source: Mortgage News Daily] While rates are still double what they were back in 2021, the change is more important than the level when it comes to buyer sentiment. The drop in rates has shaved a few hundred dollars off the typical monthly mortgage bill.

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Call Ingrid Yankauskas - Realtor 949-468-6598

12/12/2023

The housing market has been on quite the roller coaster ride since the beginning of the pandemic. While it was strong prior to 2020, the onset of the pandemic and the societal changes it triggered redefined the role of a home. As work-from-home became the new normal, a house was no longer just a dwelling or a vehicle for wealth creation, but also an office, a classroom, a daycare and even a gym. The broadening role of the home in American life, in conjunction with record-low mortgage rates, powered the housing market to multiple records during this unprecedented time -- the fastest annual house price appreciation, the lowest days on market, and a near-record pace of sales.

Yet, the housing market’s frenetic pace was unsustainable in the long run, so what went up so quickly, had to come down. In response to fast-rising inflation, the Federal Reserve reversed its easy money policy and embarked on the most aggressive monetary tightening since the early 1980s. Mortgage rates increased sharply as a result. With mortgage rates and home prices both high, and inventory limited, one couldn’t buy what’s not for sale and, in many cases, couldn’t afford it either. Home sales in 2023 dipped to the lowest levels in over a decade. While 2023 represented the housing market roller coaster’s descent to the bottom, 2024 is likely the flat stretch representing the calm coast before the next ascent.

12/04/2023

Keep your home in tip-top shape, even during harsh winter months, by following this handy list of seasonal maintenance tools!

Ingrid Yankauskas - Realtor 949-468-6598 www.Ingridyankauskas.com

04/03/2023

Why is spring a good time to sell a house? Spring is often considered a good time to sell a house for several reasons: Increased Demand: With warmer weather, longer days, and blooming flowers, spring is a season when many potential homebuyers start to actively look for homes. As a result, the demand...

07/06/2022

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