Cohen & Mizrahi LLP

07/17/2020

04/22/2019

Have you been denied a job or housing based on a false background check report? If so, you may be entitled to monetary compensation and a corrected report. Contact us for a free consultation.
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04/22/2019

If you have recently been denied a job or housing because of an adverse background check, we may be able to help. For Example:
- if someone else’s information is on your report. - false or incorrect information. - misdemeanors listed as felonies. - expunged or vacated convictions. - false eviction history Your employer must also get your written permission before running a background check on you. Your employer must give you a copy of your background report if you were fired based on criminal history. Please contact us for a free consultation. *attorney advertisement*

06/18/2018

How Do Credit Report Errors Happen?

Errors in credit reports are caused by a variety of reasons:

A consumer reporting agency (CRA) may cause errors when files are mixed or merged. This might happen when individuals have similar names, addresses or other identification and the files are unintentionally merged.

Other times, creditors can accidentally misreport information about a consumer, saying they made a late payment when it was on time, or reporting an incorrect balance.

Identity theft is also a possible cause of errors in credit reports. Creditors will report information about a consumer that appears correct even though the consumer was not actually responsible due to identity theft.

Federal law requires CRA’s to implement practices that guarantee “maximum possible accuracy” of information listed in credit reports. When false information is reported, CRA’s are required to look into it and fix any issues or discrepancies.

When CRA’s fail to meet this standard or false information is reported, the Fair Credit Reporting Act (FCRA) provides ways to keep consumers safe and fix the errors; however, consumers must take action to ensure that the mistakes are fixed.

Daniel Cohen, Esq.
Cohen & Mizrahi LLP
929-575-4175
[email protected]
cml.legal

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05/02/2018

Protect your Identity and Defend your Credit Reputation! Contact us now for a free consultation. *attorney advertising*