Goldberg & Lindenberg, P.C.

08/10/2026

A subject-to mortgage allows a buyer to take over making payments on an existing home loan while ownership transfers to their name. Even after the deed moves to the new owner, the original seller remains legally responsible for the mortgage debt. Understanding who holds the deed and who holds the loan helps protect both parties from unexpected surprises.

What is a subject-to mortgage?

With subject-to mortgages, the buyer agrees to take over the seller's mortgage payment

07/29/2026

After a car accident, your immediate priorities are securing the safety of all passengers, gathering evidence, and reporting the incident to law enforcement and your insurer without admitting fault. Consulting a personal injury attorney ensures your medical expenses are fully documented and helps maximize your compensation during insurance fault determinations.

You want to be prepared in case you’re in a car accident, whether or not you caused the collision. Preparation will help you protect your ability to make a car insurance claim against an at-fault driver, and also help you if another driver falsely blames you for the accident. Here’s what to do i...

07/28/2026

Co-buying a home with a friend or family member means sharing both property rights and financial responsibilities. Every person listed on the mortgage is responsible for the entire loan payment, not just their portion. Understanding how different property title options work can help protect each owner's rights from the very beginning.

https://myhome.freddiemac.com/blog/homebuying/what-to-know-about-co-buying-a-house?

Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets.

07/21/2026

If you are injured in an accident, Medicare might cover your initial medical bills while your injury case is ongoing. However, federal rules state that Medicare has a legal right to be paid back once you receive a settlement. Understanding how these healthcare claims work ensures you protect your rights and keep what you are fairly owed.

A Medicare lien is a legal claim that Medicare places on money you receive from a personal injury settlement, judgment, or workers’ compensation case.

07/13/2026

Did you know that the Fair Housing Act protects you at every single stage of the mortgage process? Discrimination is illegal during loan approvals, interest rate determinations, and property appraisals. If you suspect a lender altered terms based on demographic factors, you have legal rights. Read the official HUD guidelines to learn what is prohibited.

https://www.hud.gov/stat/fheo/rights-obligations

06/24/2026

Filing a third-party auto claim means dealing with adjusters looking out for their bottom line, not your recovery. Before signing a "release for damages" or letting comparative negligence laws slash your payout, learn how a personal injury attorney can protect your right to full compensation.

Learn how to file an auto insurance claim effectively after an accident. Discover steps for handling claims, dealing with denied claims, and understanding your rights.

06/23/2026

Never sign a mortgage closing document that you do not fully understand. If the terms look different than what you agreed upon, you have the right to pause the process. Walking away from a closing has legal consequences, but signing a bad contract is even worse. Have a real estate attorney review your documents to protect your deposit and your future. Contact our firm today for a consultation.

You don’t have to sign anything unless you're satisfied with the terms. However, you may be able to make corrections to the terms instead of walking away.

06/16/2026

Hit-and-run motorcycle accidents can leave injured riders facing medical expenses, property damage, and uncertainty about their legal options. Learn more about the rights of accident victims and the potential avenues for financial recovery after a hit-and-run crash.

Learn your legal rights after a hit-and-run motorcycle accident. Discover how uninsured motorist claims work and steps to take when the driver flees the scene.

06/08/2026

In a standard real estate transaction, closing costs are divided between the buyer and seller to cover vital transfer expenses like loan origination and title insurance. Recent industry rule changes have shifted how agent commissions are handled, making real estate broker fees a direct and essential point of negotiation for both parties.

Who pays closing costs in a home sale? Uncover common buyer and seller responsibilities and the negotiable components of these financial logistics.

05/27/2026

Knowing what to do immediately after a car accident—such as contacting the police, documenting the scene, and exchanging information—is critical to protecting your physical safety and insurance recovery. If you are dealing with severe injuries, disputed fault, or a hit-and-run driver, consult a personal injury attorney to safely navigate the claims process and protect your rights.

Even a minor car accident can cause major stress. Here's what to do after a crash—whether it's your fault or the other driver's