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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

CM Credit Lawyers, 300 Cadman Plaza West, 12th Floor, Brooklyn, New York, NY (2026)

04/03/2020

☝️If you’re in the midst of a debt crisis, you’ll want to get to work right away to minimize the damage, evaluate your options, and steer your financial ship away from the rocks.

❗️The steps you need to take are fairly straightforward:

1. Figure out how to free up some cash. You might not need to tap every source of income you identify, but it’s good to know what’s available before you go any further. One of the most common mistakes people make in a financial crisis is not
cutting back hard enough, fast enough.

2. Evaluate your options. If you find enough cash, you might be able to set up a repayment plan and put the crisis behind you.

3. Choose a path and take action. You might not like all the consequences you’ll have to face, but further delay will simply make matters worse. The quicker you pick a plan and get started, the sooner your credit can start to recover.

❗️Also, if you are trying to repay a debt while having troubles with finances, you experience tremendous stress and extreme pressure in this state, not knowing what to do, where to seek help and who exactly you are able to trust - our attorneys at Cohen & Mizrahi LLP know how challenging periods like this might be, especially if you got no support.

✨We are here, ready to help you in every way we can!

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
🌐www.cmcreditlawyers.com

04/01/2020

🙌You deserve an experienced law firm that is willing and able to support your rights.

❗️In the event that you were a victim of spam messages, there are several steps that you should take in order to protect yourself:

☝️Take a screenshot of the spam message- A copy of the spam message can serve as direct evidence that spammers have wrongfully contacted you. We recommend emailing yourself a copy of the screenshot as well, in case of any unexpected incidents with your phone that may delete the screen shot.

☝️Collect as much information as you can regarding the spammers - The more information regarding the spammers (such as the phone number that contacted you, the name of the company that contacted you, etc.), the better! However, we do not recommend responding to any spam messages before speaking to a qualified attorney about your potential case.

☝️Send your screenshot to the law firm of Cohen & Mizrahi LLP - You can send the screenshot of the spam text message you received to our email: [email protected].

✨ Contact our lawyers for a free consultation – You will be advised what next steps to take to best preserve and protect your rights regarding your potential case. Our 24*7 helpline phone number is: 929-575-4171.

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/30/2020

❗️According to the Department Of Justice, “Being unable to access websites puts individuals with disabilities at a great disadvantage in today’s society.”

☝️A failure to make digital content, including websites, accessible to all individuals regardless of their emotional, physical, or mental disabilities, may result in hefty fines and class action lawsuits. In short, the Americans with Disabilities Act (ADA) requires that individuals with disabilities have the same equal access as the rest of the general public to the wealth of benefits that are available online.

❗️Creating equal access is only possible if organizations (a) understand the requirements of web accessibility, (b) know that web accessibility is an obligation under the ADA, and (c) make web accessibility a priority.

✨Let our attorneys at Cohen & Mizrahi LLP help you with any of the above issues!

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/27/2020

🤔Can a Landlord Use a Background Check?

The Fair Credit Reporting Act (FCRA) establishes rules to keep consumer information private and accurate. Accordingly, landlords must be aware of the rules under the FCRA the govern their use of consumer information in a background check.

☝️Landlords must certify to the background check company that they will use the background report for a "permissible purpose" (such as housing decisions related to applicants and tenants who apply to rent housing or renew a lease), and they will not use the consumer report for any other purpose. It is recommended that landlords get written permission from applicants or tenants to show that they have a permissible purpose.

❗️If a landlord plans to take any action that is unfavorable to the interests of a rental applicant or existing tenant (referred to as an "adverse action") based on a background check report, the FCRA requires the landlord to give an "adverse action notice" which must advise the applicant or existing tenant that the adverse action is being taken based on a background check report, as well as advise them of their rights to see information being reported about them and to correct inaccurate information.

Examples of "adverse actions" that require an "adverse action notice" include:

- Denying the rental application;
- Requiring a co-signer on the lease;
- Requiring a deposit that would not be required for another applicant;
- Requiring a larger deposit than might be required for another applicant; and
- Raising the rent to a higher amount than for another applicant.

✨A landlord's failure to comply with the detailed FCRA requirements can give rise to a lawsuit and a monetary recovery. Let our attorneys at Cohen & Mizrahi LLP help you with any of the issues related to the above!
➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/25/2020

❗️Personal injury law (also known as tort law) allows an injured person to use civil court to collect money (referred to as "damages") for all losses caused by the accident or other incident that injured the person. The purpose of personal injury law is to provide the injured person a way to be compensated financially (or "made whole") after he or she has suffered harm caused by someone else's carelessness or intentional conduct.

☝️Personal injury law can apply to a wide variety of situations:

👉Accidents - Personal injury law applies to situations where someone acts in a careless or negligent manner, and that carelessness causes harm to the victim. Common examples of these situations can include car accidents, slip and fall incidents, medical malpractice, and similar types of cases.

👉Intentional Acts - Personal injury law applies to situations where the intentional conduct of a defendant causes harm to another person. These cases are known as "intentional torts." Common examples of intentional tort cases include assault and battery.

👉Defective Products - In certain cases, defendants can be found liable for injuries without any proof of negligent or intentional wrongdoing. Examples of such cases include certain types of product liability claims arising from a defective product.

👉Defamation - If a person’s defamatory statements causes harm to another person’s reputation, personal injury law applies.

✨Have you been injured or harmed by the actions of another person or company? Let our attorneys at Cohen & Mizrahi LLP help!

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/23/2020

☝️Trying to repay debt while having troubles with finances?

We know this experience can cause tremendous stress and extreme pressure. Many people are stuck with this process without knowing what to do, where to seek help and who exactly they can trust. The assistance of an experienced and determined debt attorney can make a world of difference and lift the heavy burden from your shoulders.

✨Our attorneys at Cohen & Mizrahi LLP know how challenging this experience can be, especially without support.

❗️Did you know that you are free to negotiate your debts at any time? Often, creditors will agree to an immediate payment of a lower amount rather than try to collect the entire debt.

☝️However, it's important to protect your legal rights while negotiating a debt. As experienced debt attorneys, our job is to make sure the negotiation includes legally-enforceable provisions that ensure the creditor can’t later try to collect on the remaining debt and that your negotiated agreement doesn’t have any unexpected consequences on your credit report.

✨At Cohen & Mizrahi LLP, we strive not only to solve your current problem, but to provide you with security and safety so you are able to solve all of your problems as soon as possible.

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/20/2020

❗️ Unfortunately, Identity Theft comes in all shapes and sizes - the following are some lesser known types of identity theft that you should know about:

Child ID Theft — Children are extremely vulnerable to identity theft, as the theft of their identity may go undetected for several years. By the time the children become adults, the damage has been done and the harmful effects can be devastating.

Tax ID Theft — Identity thieves may use a person's Social Security number to file fraudulent tax returns with the IRS or a state government or try to fraudulently claim tax benefits.

Medical ID Theft — Identity thieves may attempt to steal personal information related to medicare or health insurance policies in order to receive medical services, which, along with other harmful effects, can trigger fraudulent billing to the victim's health insurance provider.

Senior ID Theft — Identity thieves will sometimes target seniors and attempt to trick them into revealing critical personal information. Other identity theft schemes may try to take advantage of people who have access to personal information or financial documents, such as medical professionals or caregivers.

Social ID Theft — The personal information that you reveal on your social media platforms — such as your name, photos and other personal information — can be used to create a phony account under your name.

✨The attorneys at Cohen & Mizrahi LLP understand the critical and sensitive nature of these and other types of identity theft, as well as how to best protect their clients and assist them with repairing the harmful effects identity theft can cause.

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/18/2020

🛡️Identify Theft Protection

❗️Did you know that many types of identity theft can be prevented?

👉Many businesses offer services to help people avoid identity theft in general and mitigate the effects of identity theft, if it does occur. This can include helping people safeguard their personal information, monitor public records and private records (such as credit reports), create alerts in the event of certain transactions and financial status changes, and provide assistance to victims to help them resolve problems associated with identity theft.

☝️Additionally, there are some similar services offered by government agencies and nonprofit organizations.

✨The attorneys at Cohen & Mizrahi LLP can help you take full advantage of the various ways you can protect your identity and credit reputation. Contact us now for a free consultation!

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/16/2020

❗️If you work overtime hours, you may be entitled to get paid at a higher rate than your regular hourly wage.

❗️Under federal law, an employee who works more than 40 hours in a workweek is entitled to overtime pay for those extra hours. Some states have their own overtime laws that offer additional rights.

☝️ In most cases, the overtime rate is “time-and-a-half” (150% of your regular rate).

☝️If your employer fails to pay the overtime premium, you may have a legal claim against your employer to recover the amount they rightfully owe you.

✨Contact the attorneys at Cohen & Mizrahi LLP to see if and how they can help you with any of the above issues!

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

03/13/2020

🤔How Can an Employer Use a Background Check?

☝️ Employers are required to comply with federal law if they plan on using a background check to make an employment decision. Particularly, the Fair Credit Reporting Act (FCRA) and related laws have several requirements related to background checks that employers and background check companies must follow.

❗️ A background check company can be subject to the FCRA if it reviews and assembles consumer credit information in a report (commonly referred to as a “consumer report”) for a third party.

❗️ If an employer gets information from a company that is in the business of producing consumer reports, the FCRA requires the employer to give a written notice to the potential employee that the employer might use a consumer report for decisions related to the potential employee’s employment. This notice has to be “clear and conspicuous” and separate from the employment application.

❗️ Additionally, before obtaining the consumer report, an employer is required to obtain the potential employee’s written consent.

✨Do you think an employer violated your rights regarding a background check?
Contact the attorneys at Cohen & Mizrahi LLP to see if and how they can help you with any of the above issues!

➡️ Please contact us for more information:
📩 [email protected]
📱929-575-4171
📍 300 Cadman Plaza W, 12th floor, Brooklyn, NY 11201
🌐www.cmcreditlawyers.com

*Attorney Advertising. Please note that prior results do not guarantee a similar outcome.*

CM Credit Lawyers

04/03/2020

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03/30/2020

03/27/2020

03/25/2020

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Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm