Michael Tierney, P.A.

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Michael Tierney, P.A. Consumer Debt Defense, Creditor Harassement, Bankruptcy, Credit Report Issues, robo calls, credit repair scam victims, identity theft. Free consulation.

Welcome to the page of Michael Tierney, P.A., We are a law firm that focuses on helping consumers with debt issues: Credit Card Debt Defense, Debt Collector Harassment, Student Loan Issues and Bankruptcy. Michael Tierney is an attorney located in Winter Park, Florida who represents clients with Consumer Debt issues from the Panhandle to South Florida. He is an experienced trial attorney in the area of Debt Defense who regularly tries these cases to a verdict, something few attorneys do in this area of law. Debt collectors know his trial track record, and this often is an advantage in your case. The firm is small and personal where your case is given individual attention and not lost as in bigger firms. The firm aggressively moves your case to resolution. Many of our staff members are fluent in Spanish as well. Michael Tierney, Esquire has personally tried many debt defense cases, throughout Central Florida, to a verdict. We also aggressively file appeals for our clients in the area of debt defense in both the circuit appellate and district court of appeals. The debt defense cases are very specialized and hinge on knowing the rules of civil procedure and Florida evidence code inside and out! Any attorney can call the creditor to arrange a settlement, but few successfully try a debt defense case seeking to win on the merits. Call us to speak about our fantastic track record at trial. We realize if you are dealing with debt collectors, you may be harassed over the phone, cell, or by mail. Debt collectors use unfair, unethical, and ILLEGAL means to collect debts. If you are being harassed by debt collectors and need to know your rights, review the list on the debt harassment page of our website. Every client with Michael Tierney, P.A. receives personal attention. The firm is small and personal, where your case is given individual attention not found in bigger firms.

Struggling with overwhelming medical bills? While there's no official "medical bankruptcy," filing for Chapter 7 or Chap...
10/13/2026

Struggling with overwhelming medical bills? While there's no official "medical bankruptcy," filing for Chapter 7 or Chapter 13 can discharge or restructure unpaid healthcare debt alongside other unsecured liabilities. Learn how federal bankruptcy laws handle medical debt

https://www.creditkarma.com/debt/i/medical-debt-in-bankruptcies?

Considering filing for bankruptcy without a lawyer? Self-represented filers face a significantly higher risk of case dis...
10/09/2026

Considering filing for bankruptcy without a lawyer? Self-represented filers face a significantly higher risk of case dismissal and asset loss. Learn why hiring a bankruptcy attorney protects your financial fresh start.

Learn if you should hire a bankruptcy attorney, what it costs and how legal help can affect your bankruptcy outcome.

Filing for bankruptcy instantly triggers an "automatic stay," halting collection calls, lawsuits, and wage garnishments....
10/06/2026

Filing for bankruptcy instantly triggers an "automatic stay," halting collection calls, lawsuits, and wage garnishments. If gambling losses have drained your finances and creditors are calling, you have options to pause collections and reorganize your debt. Read the details here.

Gambling debt has become one of the fastest-growing categories of consumer debt in the United States, and the reason is sitting in most people’s pockets.

Trading a house for a car? High auto loan payments can disqualify buyers from home loans and quickly drain budgets. If m...
10/02/2026

Trading a house for a car? High auto loan payments can disqualify buyers from home loans and quickly drain budgets. If mounting car payments and credit card debt have you overwhelmed, you have legal options for debt relief. Read more.

Monthly car payments have climbed so high that they now rival a major household expense most Americans consider far more essential, and the ripple effects on savings, home ownership, and debt are reshaping how families manage their money.

Considering filing for bankruptcy but unsure which path fits your situation? Understanding the differences between Chapt...
09/25/2026

Considering filing for bankruptcy but unsure which path fits your situation? Understanding the differences between Chapter 7 liquidation and Chapter 13 reorganization is the first step toward financial relief. Learn more about your options.

Most individuals file Chapter 7 or Chapter 13, but there are six types of bankruptcy. Bankruptcy can help individuals and businesses get major debt relief, but there are alternatives.

Weighing Chapter 7 vs. Chapter 13 bankruptcy? From passing the income means test to protecting your home and assets, kno...
09/22/2026

Weighing Chapter 7 vs. Chapter 13 bankruptcy? From passing the income means test to protecting your home and assets, knowing how each bankruptcy chapter works is essential.

There are six types of bankruptcy: Chapters 7, 9, 11, 12, 13 and 15. See who each is for, timelines, costs and which type fits your situation.

Wondering whether Chapter 7 or Chapter 13 bankruptcy fits your financial situation? Understanding the key differences in...
09/18/2026

Wondering whether Chapter 7 or Chapter 13 bankruptcy fits your financial situation? Understanding the key differences in eligibility, asset protection, and repayment plans can help you make an informed choice for your future.

Learn the key differences between Chapter 7 and Chapter 13 bankruptcy. Discover which option suits your financial situation best

Are you overwhelmed by debt and considering bankruptcy? Understanding the differences between Chapter 7 liquidation and ...
09/15/2026

Are you overwhelmed by debt and considering bankruptcy? Understanding the differences between Chapter 7 liquidation and Chapter 13 repayment plans is the first step toward regaining your financial footing.

While bankruptcy can offer a fresh financial start, it isn’t the best solution for every situation. Read more about the pros and cons of filing for bankruptcy.

Address

214 Palmetto Street
New Smyrna Beach, FL
32789

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14077400074

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