Selby Legal

08/01/2025

www.selbylegal.com/news/2025/8/1/how-do-i-choose-the-best-traffic-lawyer-in-upstate-ny

If you’ve been issued a traffic ticket in New York, finding the right attorney can make all the difference. Many lawyers advertise themselves as highly experienced, but that doesn’t mean they are the right fit for your specific case. Legal practice areas vary widely, and an attorney who focuses ...

01/12/2022

Is Bankruptcy an Option for Someone Under 30?

Often when a person thinks of someone who has filed for bankruptcy, they have a certain image of that someone in their head. Often it is a person who is at least of middle age, and irresponsible or frivolous with their money. This stereotypical picture is quite a common misconception. Many older people do file for bankruptcy, but by no means are they the only ones.

Now more than ever, millennials are looking into alternative ways to get out of crippling debt and to fix their fast-declining credit score. Between increasing costs of health care, housing, and college, being in debt can seem like the new normal for many young adults. This does not have to be the case.

Bankruptcy often has negative connotations associated with it, but there are actually some great benefits to filing while you are young as opposed to when you are older. These include but are not limited too:

- more time for your credit score to recover before securing a mortgage or other loans

- getting it over with: the sooner you file the sooner it's off of your record, almost like it never happened. If it unfortunately becomes necessary for you to file bankruptcy again in the future, you will have to wait 8 years after filing your first case before you are eligible. The sooner you do the first one, the more options you will have dealing with future financial hardships.

- stopping wage garnishments, which millennials can face just as people of other generations can.. If ignored, a garnishment can lead to prolonged and unnecessary financial hardship.

- discharging debts before acquiring assets. Older debts can be converted into judgments which can be attached to real estate, should any be obtained through inheritance or purchase. If judgments are already in place, they accrue interest at an extremely high rate.

It’s called “bankruptcy protection” with good reason: the bankruptcy code is intended to keep people from being drowned in debt when there’s little hope of paying it all off. If you are lying awake thinking about your debts, or you’re getting calls, letters, or legal papers from collectors, it’s time to call for a confidential free consultation about your situation.

07/07/2020

Position available for Part Time Legal Assistant. My practice focuses on bankruptcy, foreclosure, and criminal/traffic matters. I am looking for someone with experience in a law office, especially one that handled real estate transactions and closings. If interested, please send me a private message and I will provide an email address to submit an application. If you see this post, the job is still available. DO NOT call my office about this job. The hours are flexible. Pay is based on experience.

07/01/2020

Position available for Part Time Legal Assistant. My practice focuses on bankruptcy, foreclosure, and criminal/traffic matters. I am looking for someone with extensive knowledge of real estate transactions and closings. If interested, please send me a private message and I will provide an email address to submit an application. If you see this post, the job is still available. DO NOT call my office about this job. The hours are flexible except you would need to start at 9am each day you work. Pay is based on experience, with up to 24 hours per week available. Thanks!

01/08/2020

Paying a "Debt Relief" company can cause more harm then good. These companies do not need to give you good advice. Their only motivation is to get you to pay them, and they will often give you misleading information that makes their program seem better than it is. If you know someone making payments to a "debt relief," "debt consolidation" or "credit counseling" company, tell them to call Selby Legal for a free consultation with an attorney. You could save them thousands.

09/06/2019

You've heard their commercials on the radio. "Debt Relief" and "Debt Consolidation" organizations mislead millions of honest Americans into sending them thousands of dollars based on bad advice and unrealistic promises. They are draining our friends' wallets and our economy.

No one wants to talk about their bad finances, but if you know someone paying a "debt" company that they heard about on the radio to help them with debt, they need to contact me for a free consultation. One free phone call could save thousands.

It breaks my heart seeing clients who have been killing themselves working 2 jobs to afford their "debt relief" payments when they could have spent that time taking care of themselves, or spent their money on their loved ones.

*Attorney Advertising. We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

07/24/2019

If you or family member or friend are paying a "Debt Relief," "Credit Counseling" or "Debt Consolidation" company/organization, they need to speak with a bankruptcy attorney immediately. If they live in NY, they can call me! It breaks my heart to see these companies mislead people and take their money. They can convince honest people to essentially waste thousands of their hard-earned dollars.

Are you paying a "debt relief" or "debt counseling" service every month? You need to speak with a real attorney, immediately. You could very well be throwing thousands of dollars in the trash, based on the bad advice and misleading promises of a company that is trying to profit off of your desire to...

05/17/2019

Position available for Part Time Legal Assistant. My practice focuses on bankruptcy, foreclosure, and criminal/traffic matters. If interested, please send me a private message and I will provide an email address to submit an application. If you see this post, the job is still available. Do not call my office about this job. The hours are flexible except you would need to start at 9am each day you work. Pay is based on experience, with up to 24 hours per week available. Thanks!

11/21/2018

10/31/2018

Selby Legal is offering a flexible student internship (10+ hours/week) to anyone confident that they will be attending law school. The intern will receive valuable training and insight into this profession that I wish I had in my undergraduate days. Please have applicants private message me so that I may provide my email address and instructions. Thank you!