Blue Crab Home Krewe - with FQR Realtors

08/17/2026

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Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Your multi-generational-friendly, or simply larger-than-average, house might meet criteria a lot of buyers can't find in a standard one. That's what gets attention. And offers. So, let’s chat about what it could get you in our market right now.

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house.

08/16/2026

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Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.

Some places are already leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.

08/15/2026

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Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

This market isn’t one-size-fits-all.

If you're wondering who has the upper hand where we live, let's talk. I'll show you exactly what the numbers look like in our market – and what strategy gives you the best shot at getting what you want.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.

08/14/2026

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Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would...

08/13/2026

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Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Repeat buyers, you’ve got a big leg up on your next move.

It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment.

That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to?

Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time.

You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down.

Talk to a trusted lender to figure out what down...

08/12/2026

. . . 🦀 . . 🏡 . . 🔑 . . ⚜ . . .
Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender

08/11/2026

. . . 🦀 . . 🏡 . . 🔑 . . ⚜ . . .
Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Picture a vacation home of your own. Somewhere to get away whenever you need to. Where you’ll build memories with the people you love, year after year. And maybe even where you’ll retire someday. That getaway may cost less than you think – more than 37% of vacation-home sellers have cut their asking price recently. Ready to see what’s available? Let’s connect.

08/10/2026

. . . 🦀 . . 🏡 . . 🔑 . . ⚜ . . .
Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

08/09/2026

. . . 🦀 . . 🏡 . . 🔑 . . ⚜ . . .
Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Big investors are stepping back, and they're adding homes to the market as they go. If you've been waiting for a better shot at buying, this could be it. Let’s connect so you can see what's popping up in our area. You may have more options than you think.

For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?

08/08/2026

. . . 🦀 . . 🏡 . . 🔑 . . ⚜ . . .
Residential and Commercial
Sales, Leasing, & Property Management
I am here for ALL of your Real Estate Needs!
Kip Hollar _ [email protected]
504.544.4425 _ http://504.RealEstate/

Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate?

The truth is, trying to time the market rarely works. Home prices, mortgage rates, and inflation are all outside your control.

And if you wait for all of them to line up just right, you may be waiting a long time.

My advice? If you want or need to move, look at your own numbers instead.

Because whether it's a good time to buy really comes down to your financial situation.

Can you afford the monthly payment?

Do you have enough money left over as a safety net?

What about for repairs?

It’s not a bad time to buy if the math makes sense for you. And that’s true no matter what you’re hearing about the market right now.

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