08/05/2026
đď¸ While I hit the road to the beach with my family, hereâs one thing Iâd love for you to do todayâŚ
Take 10 minutes and review your auto insurance policy.
Most people donât look at their coverage until after an accidentâand by then, itâs too late to fix whatâs missing.
Here are 5 of the most important things to check:
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1. Uninsured/Underinsured Motorist (UM/UIM) Coverage
If the driver who hits you has little or no insurance, this coverage can protect you and your family. Itâs one of the most important coverages you can have.
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2. Liability Limits
State minimum coverage is often nowhere near enough if youâre involved in a serious accident. Make sure your limits actually protect your assets.
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3. Medical Payments (MedPay)
This can help pay medical expenses for you and your passengers, regardless of who caused the crash.
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4. Comprehensive & Collision Coverage
These cover damage to your own vehicle from accidents, theft, storms, vandalism, falling trees, or other unexpected events. Know your deductible before you need it.
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5. Who Is Actually Covered?
Read the fine print. Every policy is different. Make sure you understand who is covered when someone else is driving your vehicle and whether your passengers are protected.
đ Insurance companies write policies to limit what they payânot to maximize what you receive. A few minutes spent reviewing your policy today could save you thousands of dollars tomorrow.
Have a safe week, enjoy your summer, and donât forget to buckle up, stay off your phone, and never drink and drive.
If the unexpected happens, make sure you have an experienced injury attorneyâs number saved in your phone before you need one.
â Michael K. Pence