10/13/2026
I want to show you a number that makes buyers go quiet on a call.
A home in New Jersey valued at $500,000 generates approximately $7,900 in annual property taxes. The same $500,000 home in Horry County, South Carolina β as a primary residence, with the 4% assessment ratio and the school operating tax exemption β generates approximately $1,500 to $2,200 in annual property taxes.
The difference: roughly $6,200 a year. Divided by twelve β that's approximately $517 a month that is no longer going to a property tax bill. Every month. For the rest of your life here.
And that's before the Social Security income exemption. Before the lower cost of living. Before what your home equity does in a market where the median price for a detached home on its own land is approximately $390,000.
The financial picture here is not just a little bit better. It is structurally different.
(Source: ATTOM 2025 Property Tax Analysis)
I'm Layne β reach out anytime if you'd like to run the actual numbers on a specific price point you're considering.