12/18/2017
Is it a good idea to have uninsured / underinsured motorist coverage with my car insurance? ABSOLUTELY! Uninsured motorist coverage covers you if you're in an accident with a driver who is uninsured. It also provides coverage to protect you if you're in an accident with a driver who is underinsured. Uninsured motorist coverage provides protection to you and your family for medical bills, injuries, lost wages, and pain & suffering. It is very common in our practice to have clients who have been involved in an accident, and the responsible party is grossly underinsured. In Oklahoma, the minimum policy issued in compliance with Oklahoma's Compulsory Liability Insurance law is $25,000. For someone with a serious injury, this level of coverage may not even pay for the medical expenses. Having underinsured motorist coverage with your policy protects you against this unwanted outcome. In Oklahoma, uninsured / underinsured motorists coverage is provided with your policy UNLESS you reject it in writing. Ask your agent to explain the benefits of uninsured motorist coverage.
Uninsured motorists coverage covers you and your family and provides coverage to you whether you're driving your car, a friend's car, or are injured by a car when you're a pedestrian.
Protect you and your family by purchasing uninsured / underinsured motorist coverage as part of your auto insurance coverage.
