Team Integrity Realty

Team Integrity Realty Laura Holbert, Broker/Realtor #01932682
Cheryl Shadden, Broker/Realtor #01932888
Murrieta Real Estate
What makes Team Integrity Realty different?

It's what we do Best! "The Power of Two" https://laura-holbert.huzi.site/
(951) 704-4635

🏡 Wait… Why Did I Get ANOTHER Property Tax Bill?You bought a home, you received your regular property-tax bill…Then anot...
09/04/2026

🏡 Wait… Why Did I Get ANOTHER Property Tax Bill?

You bought a home, you received your regular property-tax bill…

Then another bill showed up. 😳

What's going on?

It's called a Supplemental Property Tax Bill, and it's actually a normal part of California's property-tax system after certain changes to a property.

Here's the basic idea:

When you buy a home, the County Assessor generally reassesses the property based on its current market value as of the change in ownership.

But your regular property-tax bill may still reflect the property's previous assessed value for part of that tax year.

That's where the supplemental bill comes in.

It basically catches up the difference.

A simple example:

Let's say the previous assessed value was:

$400,000

You purchase the home for:

$700,000

The county reassesses the property based on the new value.

The supplemental assessment addresses the difference between the old taxable value and the new assessed value, and the amount is generally prorated based on how much of the tax year remains after the change in ownership.

One important thing to know:

A supplemental bill is separate from your regular annual property-tax bill.

So if you buy a home in California, don't assume that the first property-tax bill you receive is necessarily the end of the story.

And supplemental assessments aren't limited to home purchases. Certain new construction can also trigger a supplemental assessment.

The good news?

Once you understand what the bill is for, it makes a lot more sense.

It's essentially an adjustment to account for the change in the property's assessed value.

Tax situations can vary, so always check with your County Assessor or tax professional for your specific situation.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

🎬 FAMILY MOVIE AFTERNOON IN MURRIETA!Looking for an easy, FREE activity with the kids this Saturday?Grab the family and ...
09/03/2026

🎬 FAMILY MOVIE AFTERNOON IN MURRIETA!

Looking for an easy, FREE activity with the kids this Saturday?

Grab the family and head to the Murrieta Public Library for a Family Movie Afternoon! 🍿

📅 Saturday, September 5, 2026
⏰ 2:00–4:00 PM
📍 Murrieta Public Library — 8 Town Square
👧 Ages 0–12 with a caregiver
🎬 Drop-in event
🎟️ FREE!

And here's the fun part…

The movie is chosen that morning! 🎥🍿

No big plans. No long drive. Just a simple afternoon enjoying something right here in our community.

We love finding little ways to enjoy Murrieta! ❤️

Event details are subject to change. Check with the Murrieta Public Library for the latest information.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

🏡 Why Proposition 13 Matters to California HomeownersIf you've owned your California home for many years, Prop 13 may be...
09/02/2026

🏡 Why Proposition 13 Matters to California Homeowners

If you've owned your California home for many years, Prop 13 may be one of the most valuable protections you have.

Passed by California voters in 1978, Prop 13 changed the way property taxes are calculated.

Here's the simple version:

🏡 Your property is generally assessed based on its purchase price—not today's market value.

📈 Your assessed value generally can't increase more than 2% per year.

💰 The basic property-tax rate is limited to 1% of assessed value, plus certain voter-approved charges and assessments.

So your home's market value can increase significantly without your property taxes increasing at the same rate.

For example:

You may have purchased your home years ago for $300,000.

Today, it might be worth $800,000 or more.

But your taxable assessed value may still be considerably lower than today's market value.

That's a pretty powerful benefit of owning a home in California.

It's also one of the reasons that your property-tax bill can become a very valuable part of your overall financial picture.

If you've owned your home for a long time, do you know how much your current assessed value differs from what your home is worth today?

It might surprise you.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

🏡 IF YOU COULD MOVEWITHOUT LOSING YOUR LOW PROPERTY-TAX BASE… WOULD YOU?Then the post:What if your biggest reason for st...
08/31/2026

🏡 IF YOU COULD MOVE
WITHOUT LOSING YOUR LOW PROPERTY-TAX BASE… WOULD YOU?

Then the post:

What if your biggest reason for staying in your home isn't really your home?

For many longtime California homeowners, it's the property-tax base they've built up over the years.

Maybe you'd love to:

🏡 Downsize to a smaller, easier-to-maintain home
❤️ Move closer to your children or grandchildren
🌿 Find a home that better fits your lifestyle today
☀️ Move somewhere that feels like a better fit
🚗 Be closer to family, friends or the things you enjoy

But there's always that nagging question:

“What would happen to my property taxes if I moved?”

That's where Proposition 19 may make a big difference.

For qualifying California homeowners 55 and older, Prop 19 can allow you to transfer the taxable value of your current primary residence to a replacement primary residence anywhere in California, subject to the program's requirements. The replacement home generally must be purchased or newly constructed within two years of the sale of the original home.

And this can be used up to three times for eligible homeowners.

So here's the question:

If your property-tax base didn't have to keep you in your current home... would you move?

Maybe it's time to find out what your options really are.

We're happy to help you understand the real estate side of the equation—before you make any decisions.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

🌟 WHAT'S HAPPENING IN MURRIETA THIS WEEK?Looking for something fun to do right here in our community?Here are two things...
08/30/2026

🌟 WHAT'S HAPPENING IN MURRIETA THIS WEEK?

Looking for something fun to do right here in our community?

Here are two things happening in Murrieta this week that you might want to put on your calendar!

📚 GUEST AUTHOR STORYTIME

WHEN: Tuesday, September 1
⏰ 4:00 PM
📍 Murrieta Public Library — 8 Town Square
👧 For children 18 months–5 years with a caregiver
💰 FREE

A special guest author will bring their book to life with a fun and engaging storytime for little readers.

🛍️ MURRIETA MARKET NIGHTS

WHEN: Thursday, September 3
⏰ 5:00–9:00 PM
📍 Historic Downtown Murrieta

Stroll through downtown, browse local vendors and artisans, grab something to eat, enjoy live music, and spend an evening supporting local businesses.

Just a couple more reasons to get out and enjoy our community this week! ❤️

We love finding ways to enjoy Murrieta right here at home.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

BEFORE YOU SPEND $10,000 ON YOUR HOME... READ THIS.Facebook post:Before you spend $10,000—or even $20,000—remodeling you...
08/28/2026

BEFORE YOU SPEND $10,000 ON YOUR HOME... READ THIS.

Facebook post:

Before you spend $10,000—or even $20,000—remodeling your home, stop and ask one question:

Will I enjoy this improvement, or am I hoping to get the money back when I sell?

Those are two very different reasons to remodel.

If you're staying for years, make the changes that make you happier.

But if you're thinking about selling in the next few years, not every improvement is going to give you the return you might expect.

Sometimes the best investment isn't a major remodel at all.

It might be:
✨ Fresh paint
✨ Updated lighting
✨ Better curb appeal
✨ Decluttering
✨ Small repairs you've been putting off
✨ Making the home feel clean, fresh and cared for

Before you spend thousands, let's talk about what actually makes sense for your home and your plans.

Because the goal isn't to spend the most.

It's to spend wisely.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

🌴 WHAT'S HAPPENING IN MURRIETA THIS WEEKEND?Looking for something easy to do Saturday night?Head to Town Square Park for...
08/27/2026

🌴 WHAT'S HAPPENING IN MURRIETA THIS WEEKEND?

Looking for something easy to do Saturday night?

Head to Town Square Park for Concerts in the Park! 🎶

This Saturday, August 29, Catch A Wave will bring the music of the Beach Boys to the Murrieta Town Square Park & Amphitheater.

🗓 Saturday, August 29
⏰ 7:00–9:00 PM
📍 Murrieta Town Square Park & Amphitheater
🎟 FREE

Grab a blanket or lawn chairs, bring the family or some friends, and enjoy a summer evening right here in Murrieta.

Sometimes the best weekend plans don't require a long drive. ❤️

Enjoy your weekend, Murrieta!

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

🏡 YOUR NEIGHBOR JUST SOLD.SO... WHAT IS YOUR HOME WORTH?You see the For Sale sign go up.Then a few weeks later, there's ...
08/26/2026

🏡 YOUR NEIGHBOR JUST SOLD.
SO... WHAT IS YOUR HOME WORTH?

You see the For Sale sign go up.

Then a few weeks later, there's a SOLD sign.

And naturally, you wonder:

“I wonder what they got for it?”

But here's the thing...

Your neighbor's sale price doesn't automatically tell you what your home is worth.

Even homes on the same street can have very different values depending on:

• Condition
• Upgrades & improvements
• Lot size and location
• Floor plan
• Pool or other features
• And, most importantly, what buyers are willing to pay right now

That's why we don't believe in simply pulling an online estimate and calling it a day.

Your home's value is specific to your home and today's market.

And if you've owned your home for several years, there may be considerably more equity sitting there than you realize.

Curious what your home could realistically sell for today?

We'd be happy to give you an honest opinion—even if you're not planning to sell.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

Mortgage rates have changed dramatically over the decades.While today's rates may feel high compared with the unusually ...
08/24/2026

Mortgage rates have changed dramatically over the decades.

While today's rates may feel high compared with the unusually low rates we've seen in recent years, today's numbers are still well below the historic peak of 16.63% in 1981.

But here's the bigger question:

Should today's mortgage rate alone determine whether you buy or sell?

The right move isn't just about the rate. It's about your goals, timing, equity, payment, and overall financial picture.

And remember:

You may be able to refinance a mortgage later.
You can't go back and buy today's home at today's price.

Sometimes waiting for the "perfect" rate comes with a cost of its own.

If you're wondering whether buying, selling, or waiting makes sense for your situation, let's look at the whole picture—not just the rate.

📲 Let's talk.

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com

Local knowledge. Honest guidance. Your next chapter.

❤️ One of the Things We Love About Murrieta...It's the people who help make this community feel like home.Today, we'd li...
08/21/2026

❤️ One of the Things We Love About Murrieta...

It's the people who help make this community feel like home.

Today, we'd like to recognize the Murrieta Police Department and the men and women who serve our community.

Their job goes far beyond responding when something goes wrong.

Murrieta PD works to build relationships with residents through community programs, Neighborhood Watch, Citizens Police Academy, station tours, ride-alongs, and other opportunities for residents and officers to connect.

One program we especially appreciate is You Are Not Alone (YANA), which provides free check-in calls and visits for elderly or disabled residents who live independently and may not have someone nearby to regularly check on them.

It's programs like these that remind us that a great community isn't just about beautiful homes and neighborhoods.

It's about the people who look out for one another.

To the officers, dispatchers, professional staff, and volunteers of the Murrieta Police Department:

Thank you for serving our community. We appreciate you. 💙

And to our Murrieta neighbors...

What's something YOU love about living here?

We'd love to hear it. ❤️👇

🌐 For more blogs like this one, visit:
https://soldinmurrieta.com/blog/

TEAM INTEGRITY REALTY
Laura Holbert | Realtor®/Broker | DRE # 01932682
📲 (951) 704-4635
Cheryl Shadden | Realtor®/Broker | DRE # 01932888
📲 (951) 285-1245
🌐 www.soldinmurrieta.com
🌐 https://MurrietaLifeGuide.com
Local knowledge. Honest guidance. Your next chapter.

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Murrieta, CA
92563

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