Shinbaum Law Firm

Shinbaum Law Firm Shinbaum Law Firm offers reliable bankruptcy law services to Montgomery, AL.

02/25/2021

Financial Problems left untreated can be the most devastating problem ever to confront a family. We all make bad financial decisions. We all have problems paying bills at times. The only thing you can do wrong is not talking to a professional. We have been counseling people in financial distress for forty plus years. Call us at 334-269-4440 or in Selma at 334-872-4545 and we will discuss your situation. There has never been a charge for the first consultation and there is no obligation.

02/22/2021

Financial Planning in the Age of COVID is tricky at best. With all of the uncertainties of the next few months, you need a plan and a path to get out of debt. What can you do and not do.

1. Do not Pawn your car title. When you pawn your car title you are selling your car to the pawn shop, often with the right to repurchase the car by paying the loan back with Terran 120% to 360% interest. Exactly how do you expect to get your car back at these interest rates. You will never get your car title back.

2. Do not take out a payday loan. If you cannot pay your bills today, what makes you believe you can pay the bills two weeks from now, after your check is cashed at 360% interest. 15% interest per two weeks is 360% per annum.

3. Do not go to a secondary lender that is going to require you to pledge all of your household goods as security for a loan and still charge you 40% interest. If you think life is rough today, think what it will be like when you are sleeping on the floor without your TV and appliances.

4. Whateveyou do, do not go to the internet to look for a quick loan. You are often talking to someone off-shore and/or on an Indian reservation, that is not subject to our laws. This is a real trap.

If you feel you have to resort to one of the above four options, you are in a trap and if you sn**ch one of the four options, things will get worse.

What you can do is call the SHINBAUM Law Firm for a free in office consultation, with a professional that is going to care about you. Yes we are Bankruptcy Attorneys, but fully half of our consultations do not need to file Bankruptcy. We are a law firm that views you as a person, with rights. You will never be treated otherwise. We will tell you all your alternatives.

Please call us for a free consultation. In Montgomery call (334)269-4440 or in Selma at (334)872-4545.

02/03/2020

LOSE YOUR CAR WITH A CAR TITLE LOAN: Most people do not realize, but when you pawn your car title you are selling your car to the Pawn Shop with the right to repurchase the vehicle withing thirty (30) days. There is never a reason to take out a Car Title Loan. If you find yourself in the position that you are even thinking about a Title Loan, STOP, give me a call at 334-269-4440 and we will help you. Do not take out a Title Loan.

10/24/2019

Lose you car with a Car Title Loan.

05/14/2019

What is mine is mine and what is his is his and the two will never meet.

05/14/2019

Warning Bank with a local Bank or Credit Union, you will probably never regret the choice. The attorney you choose must be more interested in you than the fee he charges.

04/05/2019

When contemplating filing a Bankruptcy Case, the attorney you choose is important. You need to know your attorney will be there.

02/14/2019

The IRS and Tax Debt does not have to be a terminal problem. Resolve the IRS debt is a few hours. Call Us today (334)269-4440

10/19/2018

On Tuesday the United States District Court for the District of Columbia rules that the U.S. Department of Education must look at applications for the discharge of Student Loans from proprietary schools that were fraudulently induced. Two of the elements of fraudulent inducement is the school offering false placement records and improperly overstating the value of the educational opportunities that they have offered. This gives us a new and valuable tool to use in seeking the discharge of student loans. There is a strong chance that if you are saddled with student loans that we can look at how to rid you of this burden. Call us today for a free consultation and review.

Address

566 S Perry Street
Montgomery, AL
36104

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm

Telephone

+13342694440

Website

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