08/29/2026
Waiting until fall won't make homes more affordable, but here's what will
I often hear from clients wondering if waiting until fall will bring better affordability in the housing market. The reality is, the income needed for a median-priced US home has nearly doubled—now topping $120,000. With mortgage rates hovering around 6.5% and prices continuing to rise, postponing a purchase doesn’t necessarily make things easier. Most buyers are putting down 6-9%, though there are still low or zero down payment options available. As someone who’s guided clients through all types of market conditions over the past 14 years, I can say that preparation is truly key. Careful planning and understanding your options can make a real difference, no matter the season.
https://www.housing-trends.com/agent-news/lyn-robinson/1900258-Waiting-until-fall-won%27t-make-homes-more-affordable%2C-but-her