Lumos Mortgage Group NMLS 2598846

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Lumos Mortgage Group NMLS 2598846 Lumos Mortgage Group LLC. | NMLS # 2598846
Illuminating the real estate experience.

At Lumos Mortgage Group, we illuminate the mortgage process with a heart-led, relationship-first approach. With over 20 years of experience and a specialty in both conventional and creative financing, we guide clients—especially first-time buyers, investors, and high-credit borrowers—toward long-term financial empowerment. As a bilingual broker, we bridge communities and opportunities with clarity, care, and a commitment to being the light in one of life’s biggest decisions.

Higher rates can mean less buyer competition. 👀🏡🏅 Fewer bidding wars. 🏅 More negotiating power. 🏅 More opportunity to as...
10/14/2026

Higher rates can mean less buyer competition. 👀🏡

🏅 Fewer bidding wars. 🏅 More negotiating power.
🏅 More opportunity to ask for seller credits.
🏅 More negotiations.

The goal isn’t to wait for the “perfect” market—it’s to understand how to make today’s market work for YOU.

Buy strategically. Refinance when it makes sense. 💡

Business relationships are built on trust—but it means even more when a respected colleague chooses you for their own pe...
10/13/2026

Business relationships are built on trust—but it means even more when a respected colleague chooses you for their own personal financing.

We had the privilege of helping a close business colleague successfully complete a Business Bank Statement Cash-Out, using a financing strategy designed around how they actually earn income as a business owner.

For us, this one is personal. 🤍

Thank you for trusting Lumos not only as a business partner, but with your own financial goals.

Relationships built in business. Trust carried into life. 💡

10/07/2026

Your mortgage payment is more than one number. 🏡 Want to know exactly where your money goes? DM me for a personalized breakdown. ✨

🚀
Lumos lights the way 🏡

Buy • Sell • Refinance • Invest
Residential • Commercial • Land
💡 Lumos Mortgage Group
📱 954.737.5410
📧 [email protected]
💻 www.LumosMtg.com

A smooth one from start to finish. 💼🏡✨Big congratulations to this accomplished Miami attorney on securing his first home...
10/06/2026

A smooth one from start to finish. 💼🏡✨

Big congratulations to this accomplished Miami attorney on securing his first home.
Strong W2 income, clean financial profile, strategic ex*****on, and a seamless closing process — exactly how homeownership should feel.

There's something special about helping high-performing professionals turn years of hard work into legacy and ownership.

Welcome home. 🔑


🚀
Lumos lights the way 🏡

Buy • Sell • Refinance • Invest
Residential • Commercial • Land
💡 Lumos Mortgage Group
📱 954.737.5410
📧 [email protected]
💻 www.LumosMtg.com

THIS. 🤍 This is why we do what we do.From starting her home search in August unsure of what to expect… to holding the ke...
10/02/2026

THIS. 🤍

This is why we do what we do.

From starting her home search in August unsure of what to expect… to holding the keys to her FIRST HOME by September 25th. 🏡🔑

But what means the most to us isn’t how quickly we closed—it’s that she felt informed, supported, and never alone throughout the process.

Every question answered.
Every number explained.
Every step guided.
Every call or text returned.

Because a mortgage isn’t just a transaction. For our clients, it’s one of the biggest financial decisions of their lives—and they deserve a team that treats it that way.

Laura, thank you for trusting Lumos with your first home. Reviews like this are the greatest compliment we could receive. 💡🤍

10/01/2026

🚨 JUST FUNDED: $2,785,900 🚨

18+ months under contract. 41 days with Lumos. CLOSED. 🔑

This borrower didn’t qualify using traditional tax returns OR bank statements—and with a client traveling between multiple countries, this was anything but a cookie-cutter transaction.

So we pivoted.

Using a specialized CPA-letter program available through our lending partnership, we restructured the financing and found the path forward.

💡 $2.785M Funded
💡 Complex Self-Employed Scenario
💡 41 Days from Lumos to Closing

This is why having access to the right professionals—matters.

When the traditional box doesn’t fit, we find another way to light the path.

We can’t control every part of the process—but we can control how hard we work for you. 🏡✨ Know someone who needs a trus...
09/30/2026

We can’t control every part of the process—but we can control how hard we work for you. 🏡✨ Know someone who needs a trusted mortgage guide? Send them our way! 💡


🚀
Lumos lights the way 🏡

Buy • Sell • Refinance • Invest
Residential • Commercial • Land
💡 Lumos Mortgage Group
📱 954.737.5410
📧 [email protected]
💻 www.LumosMtg.com

🏡 Some closings carry a story much bigger than the home. 🤍Ten years ago, this home became a place of safety, stability a...
09/30/2026

🏡 Some closings carry a story much bigger than the home. 🤍

Ten years ago, this home became a place of safety, stability and new beginnings for a mother rebuilding life with her children.

Today, in a beautiful full-circle moment, she handed those keys to another mother entering her own season of change—searching for a place to land, rebuild and create that same foundation for her two children.

While one woman begins again, the other closes this chapter and steps into her own beautiful new season of marriage and growth.

Two women. Two families. Two different chapters. One home woven into both stories.

Seasons change. Chapters close. New ones begin. And women keep building.

May these keys carry the same peace forward. 🔑🤍

09/23/2026

Thinking about buying a home this fall?
🏡 Here’s what your timeline could look like:
📅 September: Get pre-approved and start shopping
📅 October: Make an offer and negotiate
📅 November: Close and get your keys 🔑
📅 January: Your first mortgage payment may be due It’s not a “free month”

—it’s simply how prepaid interest and mortgage payment timing work. Want to understand the homebuying process before you begin? Comment LIGHT ✨ and we’ll send you our FREE Homebuying 101 Class. ✨ Lumos lights the way.


🚀
Lumos lights the way 🏡

Buy • Sell • Refinance • Invest
Residential • Commercial • Land
💡 Lumos Mortgage Group
📱 954.737.5410
📧 [email protected]
💻 www.LumosMtg.com

This one was built, not rushed.• 14 months of preparation• 3 transactions navigated• Buyer started with misrepresentatio...
09/22/2026

This one was built, not rushed.

• 14 months of preparation
• 3 transactions navigated
• Buyer started with misrepresentation by agent
• Lumos steps in
• $14,000 secured in seller credits

• Additional lender credits layered in

Every move was intentional. Every step calculated.

End result: a fully structured deal that got this family into their home the right way.

This is the difference between getting approved and being prepared.


🚀
Lumos lights the way 🏡

Buy • Sell • Refinance • Invest
Residential • Commercial • Land
💡 Lumos Mortgage Group
📱 954.737.5410
📧 [email protected]
💻 www.LumosMtg.com

Address

7260 SW 39 Terrace, Suite A
Miami, FL
33155

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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